101 Ways To Save Money

101 ways to saving money

1. Train your cats to use the water closet. You will save a lot of money on cat litters.
2. Breastfeed your baby as long as possible. You will save a lot of money from formula milk powder.
3. Potty train your baby as early as possible. You can save a lot on diapers.
4. Sleep early. Turn off all the lights, radio, TV by 10pm.
5. Sleep in a natural ventilation condition. No air-con, heater whenever possible. Use lots of blankets and hot water bottle if necessary. Use a fan if it get too hot.
6. Pay off all your credit cards the next day you receive the bills. If you cannot control your spending, do not use a credit card.
7. If you can control your spending on your credit cards and have a habit of paying them on time, use them whenever possible. Credit cards give you discounts, allow you to accumulate points and exchange for goodies and they usually have travel insurance when you use them to pay for your traveling tickets.
8. If public transport is easily accessible in your area, do not own a car. A car needs maintenance, petrol, taxes, servicing, fines that you can get and insurance.
9. Recycle the water from your washing machine. Collect them and use them to wash your water closet, basin, toilet floor and even flush your water closet.
10. Recycle water from washing your rice, vegetables, fruits. Collect these water to water your plants if you have any, wash or flush your toilet.
11. Go through the list of TV channel that you have subscribe. If you are working full time outside, do you really need to watch so much TV? Reading books borrow from the library will be a much better option.
12. Borrow books from the library. Quit buying books and quit thinking that you will have the time to read them one day. If you need the information, try looking them through the internet. The internet is overloaded with information, news and even recipes.
13. Is it really a must to spend money on a course that gives you information on a classroom? If what you want to learn can be found in a library or the internet, why waste your money on a classroom?
14. Quit sugar drinks, snacks, junk food, cigarettes & alcohol. They are not good for your health and waste your money anyway.
15. Buy only what you need, not what you want.
16. Quit all designer labels. With a good sense of fashion, you do not need designer labels.
17. Sell what you do not need. One's junk might be other people treasure. Make money from the stuffs that you do not want.
18. Quit gambling, buying loto, 4D, toto, bets whatever lucky draws that you have to buy your chances. Chances are you do not win anything.
19. Look for a part-time job to earn more money.
20. Start an online business. Example: Affiliate marketing, ebay, auction, esty, Cafepress, Printfection and more.
21. Quit going for vacation.
22. If you really want to travel, travel during off peak season.
23. Rent out your spare rooms.
24. Rent out your house, find a smaller house to rent and stay.
25. Quit eating out, cook for your whole family.
26. Bring your own lunch and water to work. Must sure your kids bring their own lunch and water to school too.
27. Ask for hand me down clothes for your children. If you do not mind wearing second hand clothing, you will save even more.
28. Ask for hand me down books and toys for your children.
29. Use a kettle to boil water, then store the hot water in a good vacuum flask. If you use electrical water heater and water boilers, it will cost you more.
30. Buy in bulk for grocery and daily essentials when there is a discount or sale going on. Stock up stuffs that do not have expiry dates, example: toilet papers or detergents.
31. Do not set your refrigerator to the coldest setting.
32. Do not set your air-conditioning to the coldest setting.
33. Switch off router, modem, computer, TV, radio, any other electrical and electronics products when not in use. Do not leave them at standby mode.
34. Walk or take a public bus or use a bike instead of getting a cab.
35. Wash your laundry only when you get a full load.
36. Use a mug or a cup and fill it up with water when brushing your teeth. Do not leave the tap on when brushing your teeth.
37. Switch off your shower tap when you are soaping yourself during your bath.
38. Try not to use a running hose to wash your car. Use a pail instead.
39. Wash your vegetables and fruit with a tub of water instead of running water from a tap.
40. Buy at warehouse sales. You can get almost anything from different warehouse sales.
41. Get into the habit of keeping a record on how much you have spend daily. You can use a spreadsheet to do that. Check for stuffs that you have spend unnecessary. Examine what you have spend to see which areas you can cut down.
42. Try to use free softwares. Example: Open Office, GIMP and many more.
43. Do not buy the latest cellphone, any other electrical and electronics products just because they are the latest technology. Replace them only when the old one is broken or too expensive to maintenance.
44. If your company allow you to convert your annual leave to cash, then try not to take leave to stay at home and waste water and electricity.
45. Put a brick or 2 into your water closet water tank to reduce the amount of water you are flushing away. Fill and use a used bottle with water if you cannot get a brick.
46. Avoid expensive and non-profitable hobbies.
47. Try not to date unless you are ready to get marry.
48. Reduce the amount of soap, shampoo, conditioner, body lotion, facial wash and more. If you have the habit of pumping twice from the shampoo bottle, try to get into the habit of pumping once.
49. Add some water to shampoo bottle and shake them when you can hardly pump any shampoo out. This method can be apply to conditioner, body lotion, facial wash and more.
50. Recycle old perfume. They makes good air freshener for the toilet, shoe cabinet, drawers, and more. You can spray some perfume onto cotton balls and throw these cotton balls into your wardrobe.
51. Switch off the computer completely when not in use for more than 30 minutes.
52. Choose energy efficient light bulbs.
53. Buy appliances with energy saving features.
54. Turn off the air-conditioner half an hour earlier using the timer.
55. Choose instead water heaters over storage water heaters.
56. Do not overload the refrigerator. Allow cold air to circulate freely.
57. Try to use your home phone instead of your cellphone if you are at home.
58. Cut your own Crocs shoes when they get slippery.
    
59. Reuse holiday costumes and decoration. It will be better if you can make new ones using unwanted materials found at home.
60. Shop at thrift shops and yard/car boot sales.
61. Buy second hand items.
62. Do your grocery shopping once every fortnight, or once a month if you know how to freeze your food.
63. Avoid bring your kids when you do your grocery shopping. They may beg and cry for snack if they are too young to understand the value of money.
64. Must sure you are full before you do your grocery shopping. Hungry shoppers love to buy junk food.