How to Save Over $250 in 4 Weeks

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Well, Let's See. The Economy is suffering. Gas Prices are outrageous. What better time than now to share how I saved about $250 in a single month!

Check out all my "How to" Articles here.

Why Aren't You Getting Paid on MySpace --- I Do !!! 

I'll Tell You! Let's see...how do I say this nicely? MySpace isn't paying you because they are stingy! They are making millions in advertising and we, the members, do all the work! We blog, we upload, we provide the content! NOW YOU CAN MAKE MONEY doing all the things you typically do on MySpace. It's totally free and best of all they share a portion of their profits with the members. They recognize we're doing the bulk of the work and deserve to be paid.

Get paid to blog, upload pictures, refer friends, chat, hang out, etc.

1. Drip, Drip, Brew !!! 

Take a Sip Out of Debt

Estimated Savings: $100 per month

Drinking coffee has evolved from the traditional pick-me-up in a white ceramic cup to a symbol of social status. We know the brand, we know the trendy, logo-infused cups that seems to be the needed accessory to complete any outfit. But people are spending LOTS of money to keep up with the gourmet coffee trend. Many getting deeper and deeper into debt with each sip!

Here's my solution:
Skip on the fancy, overpriced coffee shops and get your caffeine kick without going into debt.

• Brew Your Own Coffee Each Morning - Takes 10 minutes

• Check out other options for great-tasting, gourmet coffee. I use Boca Java Gourmet Coffee -- Great tasting at a reasonable price.

• Purchase EZ-2-GO disposable coffee cups just like the ones used by the trendy gourmet shops at your local grocery store.



Just think $5 in savings per day!

2. Wrap It ! Bag It! Lose It? 

A fatter bank account, a slimmer waistline

Estimated Savings: $100 per month

Beat the lunch hour rush! Save on gas! Pack your lunch and save some bucks! I've tried this with a buddy system of 2 or more people. We would rotate bringing in lunch from home and, believe me, it eased the process. With the buddy system, I only had to bring in lunch twice per week. Not Hard - eh?

In addition to a fatter bank account, I got a slimmer waistline. I ended up losing 5lbs in a month.

Here's my solution:
Pack last night's leftovers for tomorrow's lunch. Not only are you cleaning your refrigerator, but you can save about $6 per day.

Considered a personal chef? Nowadays, this isn't as expensive as you think.
(1)Dine Wisely and Save - Get up to 12 free meals per month
(2)Personal Chef to Go Say goodbye to dieting and say hello to delicious, everyday gourmet meals for today's health conscious consumer. Enjoy fine dining restaurant quality meals at half the cost!

3. Kill the Phone Bill 

Ringtones, Messaging & Minutes Exposed

Estimated Savings: $20 per month

Do you really need a cell phone AND home phone? Are you continuously going over your plan minutes? Think about eliminating some phone features on your home phone or get rid of your home phone all together. Or, try using your cell phone for important calls only and downgrading your plan.

Another option is to use text messaging instead of a long-winded phone call - when it makes cents :-) Beware, because too much text messaging can add up.

Hey, here's a freebie. Did you know you could get paid for all those old cell phones lying around your home. Go to the neighbors or to your relatives and rack up. Make great extra income. They'll even pay your postage.

Here's my solution:
Re-Evaluate your phone plans annually to ensure you're are utilizing what you need. Oh, watch out for pricey ring tones too! Click here to receive free ringtones.

Hey, while you're at it, re-evaluate your home phone services too. Get unlimited local and long distance for only $9 per month.


An excellent alternative to a traditional home phone service is skype, you can sign up here for free



4. Leave Home Without It 

No wonder we are drowning in debt!

Estimated Savings: $10 per month

A major credit card company's slogan is "Don't Leave Home Without It." It's no mystery why we are drowning in debt!

How many times have you been a victim of impulse buying? It's easy to get caught up in the moment, and purchase something you honestly don't need. Don't get me wrong. I am all for rewarding myself and buying things I like. But I've learned to do it on my own terms when my budget permits.

Here's my solution:
On the weekends, leave your bank and charge cards at home and carry as little cash as possible. This will prevent impulsive and unnecessary spending.

Also, you may want to consider taking an overall debt assessment for free. See what your options are and possibly become debt free in 1/2 the time.

5. Don't Be a Fool With a Wire Buggy 

Fools Pushing Buggies - Stop the Cycle

Estimated Savings: $10 per month

Are you going grocery shopping un-armed? A wise woman once said to me...An unprepared shopper is a fool pushing a wire buggy. A little harsh I thought, but I understood the message. Countless times I've gone shopping just to return with a bottle of spice or a sack of flour that already exists in my pantry. Now What, right? Or, how about all that extra stuff you buy "on sale" that you really don't need.

Here's my solution:
Make a Grocery List!
Or, Try Online Tools to help you!!! Online menu planners give you great menu suggestions, a custom shopping list and more. Feed your family well, manage your diet and budget.

6. Pimp Your Ride 

Is your auto happy?

Estimated Savings: $10 per month

If you ever wanted an excuse to "Pimp Out" your ride, Here's your chance. Hold off on the paint job, big rims, spoilers, kits, and etc. for now. Take a moment to make sure your auto not only looks good, but feels good.

Here's my solution:
Ensure your keep up with auto maintenance such as oil changes, tire rotations, etc. This will keep your auto fuel efficient and reduces the chances of major repairs being needed.




BONUS: Honarable Mentions 

Order your credit reports routinely: Knowing what's on your credit report can save you hundreds yearly. Reporting mistakes can increase your interest rates on existing credit accounts and prevent you from getting great rates on new credit cards and/or mortgages.

Check For the Best Insurance Rates Quarterly: Are you paying too much for your auto insurance? The cost of auto insurance coverage can vary enormously from one insurer to the next. Are you getting the best deal? Let them compete for your business.

Kick Bad Habits: Over a million people have quit smoking... Get CigArrest Welcome Kit FREE for you to try for yourself includes FREE vitamins, gum, audio CD, program guide, and exercise book all at no cost.

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by SimpleSuccess

Don't try it until I buy it! Uncut and uncensored product reviews are my passion. Since I'm a fanatic for so many things...I'm always buying crap!... (more)

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