Getting Started On Your 401(k) Plan

THE FACTS:
5 trillion dollars are saved annually in the wrong place.
Savings accounts
Certificate of deposits
Credit Unions

Only 68 percent of working Americans are saving for retirement.

The remaining 32 percent are not doing anything.
Of the 68 percent saving for retirement, only 45 percent have $25,000 saved.

The remaining 23 percent may be doing a better job of investing.

Conclusion: 77 percent of the American people need help.

Being a part of the 45 percent that's doing something, are you truly satisfied? Realizing that you are not on target for retirement, does that concern you? Knowing that you are not earning enough to keep up with inflation, does it scare you?

You may have cash sitting in a low interest savings account because you don't know where to invest it. Or, you may not understand some of the investment options available to you. There are probably numerous reasons you have chosen the ultra conservative approach.

Being financially illiterate is not an excuse. Knowledge is power. Get the help you need and start making your money work for you.

Author, Jo Ann Brown, has written a book titled "Getting Started On Your 401(k) Plan." One reader stated "this is one of the best reading books I've owned. The book has been written in a systematic way that allows the reader to learn. The language she uses is simple and understandable".

The book provides the basic fundamentally sound advice of "pay yourself first". You work hard for your money. Now, let your money work hard for you.

Anyone trying to save and invest in an IRA needs this book. Anyone trying to save for other short term and long term goals needs this book.

Go to Website: www.jab401k.com today and order it.

For those walking past with a look of astonishment and wanting to ask What Happened? Look no longer, for I will tell you that I have suffered from a disease that robbed me of any chance of prosperity. I've used it as a crutch all of my life until I had no dreams or aspirations. I'm an expert of putting off until tomorrow. I am the world's Best Procrastinator.

Years ago, about 35 as a matter of fact, I thought retirement was a long ways away. I was young, viral, and living for the week-end. After working 15 years, the company dissolved its pension plan and gave me something called a 401(k) plan.

I put off reading about the 401(k) plan because I didn't think it was important and none of my peers seemed concerned. I escaped the first big lay-off but no one escaped the company closing for good.
I've worked, but the jobs don't pay any benefits.

Well, I was working until I got hurt. You know, one of life's uncertainties that happen to other people? It's been a while since I've had steady pay and now I find myself homeless.

Today is the day of sweetness. You've been telling yourself long enough to get started on your 401(k) plan. Just Do It!

First thing tomorrow morning, get your company's membership number from the Human Resource Department. Second, get the plan administrator's email address and phone number. Using your computer or the telephone, get registered. It's fast, simple, and easy.