Before You Apply For Your Next Credit Card.......
Over the years I've had to learn a few hard lessons, but with challanges comes wisdom.
I'm sure you heard the term other peoples money...well I'm a firm believer in using other peoples money. Did you know there are many companys out there will to loan you money at 0% interest?
What to do?
The credit card companies want your business so they are will to give you a credit card that allows you to purchase stuff for up to 18 months without paying any interest on those purchases.
They will also allow you to transfer a balance from a high interest credit card to one of their 0% interest cards for 12- 18 months. That can save you a tone of money.
For instance if you owe $10,000 on a credit card that charges you 12% per year you will pay Approx $1200 in interest. (for you purest out there I know thats not an exact figure, but due to the many variables that will work for this example)
That same $10,000 at 0% interest cost you nottaaaa...
This means that you balance will be paid down quicker...saving you a ton of money in the long run.
The CreditCardMonitor.org monitors all the major players in the credit business and updates their current offers on a daily basis. If you're looking for a way to save some serious money on your credit card debt take a look at all the 0% (zero)offers at The CreditCardMonitor.org
Credit Matters
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The Total Money Makeover: A Proven Plan for Financial Fitness
Amazon Price: (as of 12/30/2009) 
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Paying with Plastic, 2nd Edition: The Digital Revolution in Buying and Borrowing
Amazon Price: $17.79 (as of 12/30/2009)
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50 Ways to Protect Your Identity and Your Credit: Everything You Need to Know About Identity Theft, Credit Cards, Credit Repair, and Credit Reports
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