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NEW REPORT ON 911 IN FLORIDA POINTS TO RECOMMENDATIONS FOR IMPROVING EMERGENCY RESPONSE

Independent Analysis Funded by State's Largest Community Foundation Was Prompted by 2008 Death of Denise Amber Lee

VENICE, FL (August 31, 2009) - A first-of-its kind analysis of 911 in Florida identifies numerous vulnerabilities and offers specific recommendations for shoring up a fragmented emergency response system. The independent study was commissioned by Florida's largest community foundation following the 2008 murder of Denise Amber Lee. While 911 calls placed by Mrs. Lee from her abductor's cell phone and by a witness who suspected a crime was occurring were answered, units that could have been dispatched to help Mrs. Lee were not. The report is available online at gulfcoastcf.org.
"Florida 911: The State of Emergency," prepared by Tartaglione & Associates of Gainesville and funded by Gulf Coast Community Foundation of Venice, analyzed all of the components of emergency response that are activated when a person in need of assistance tries to call 911 in Florida. The study found that Florida's 911 system is not a "system" at all, but rather a patchwork of state and local agencies, protocols, and technologies cobbled together to respond to 911 calls. "This is the first time that 911 in Florida has been analyzed from the placement of a call to the arrival of a first responder on the scene," said Mark Pritchett, the Foundation's vice president for community investment.

The study reveals several key findings of why the 911 system in Florida falls short as a public service, including:

No single state agency to monitor how effectively calls for emergency assistance are handled

Underfunding the system on a statewide level

No mandated, uniform training in the state's 258 call centers that handle 911 calls

Incomplete statewide coordination of equipment used for emergency response

"The tragic abduction, rape, and murder of Denise Amber Lee last year devastated our community," said Pritchett. "Gulf Coast Community Foundation commissioned this objective analysis to help understand how the 911 system works, how it is funded, and what can be done to improve it. The Foundation's goal is to stimulate conversation and action among those who can improve the system, to ensure that it doesn't fail others in the future."

The study presents 18 recommendations for overcoming these challenges and establishing a coordinated, seamless 911 system, including:

Redefine 911 as a comprehensive emergency response system inclusive of all aspects of emergency service provision, from the time a call to 911 is placed to the time when help arrives.

Appoint a state-level position to oversee and coordinate all aspects of 911 emergency response in Florida.

Mandate minimum standards for training, protocol, and equipment for all call centers.

Establish state-level lists of approved equipment or standards for interconnectivity among all types of devices used to access and mobilize emergency response.
The Foundation has also worked with Nathan Lee, the widower of Denise Amber Lee, who established a charitable fund in his wife's name with memorial donations he received. The fund supports the efforts of the Denise Amber Lee Foundation to promote public safety through uniform training, standardized protocols, defined measurable outcomes, and technological advances in the 911 system.

Gulf Coast Community Foundation of Venice builds strong communities through leadership, partnership, and endowed philanthropy. A public charity committed to improving the quality of life in the communities it serves, it is the largest community foundation in Florida with assets of approximately $200 million. The Foundation was founded in late 1995 and has awarded more than $90 million in grants in the areas of arts and culture, health and human services, education, civic affairs, and the environment.

The Board of the Foundation envisions a region known for endowed philanthropy, a vital nonprofit community, and the ability to address emerging issues.
For more information about the Foundation, visit gulfcoastcf.org.

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Everything You Need to Know About Medicare Supplement Policies

The different types of Medicare supplement policies all offer the same basic benefits and insurance companies cannot change these policies.

A Medicare Supplement policy is private health insurance that is used to supplement the Original Medicare Plan. This policy is also called "Medigap Insurance." It is specifically designed to assist with health care costs, or "gaps," that the Original Medicare Plan does not cover. Medicare Supplement policies often cover co-insurance, deductibles, and many other fees that Medicare doesn't cover. If you receive benefits from the Original Medicare Plan and you purchase a supplement policy, then both plans will pay a portion of the Medicare-approved amount for covered health care costs. All of the Medicare Supplement policies are available for purchase through private insurance companies.

Keep in mind that a supplement policy is not considered a "Medicare Advantage," because it is not meant to be a way to receive Medicare benefits. Only "standardized" Medicare Supplement policies can be sold through insurance companies. These standardized supplement policies are named by letters (A through L). A few states, such as Texas and Louisiana, allow you to buy another type of Medicare Supplement policy called Medicare SELECT.

The different types of Medicare supplement policies all offer the same basic benefits and insurance companies cannot change these policies. Typically, the only variation between policies through different insurance companies is the cost of the policy. Strict regulation through federal and state laws governs what is covered in these Medicare supplement policies, and these regulations are designed to protect those that receive Medicare.

What Medicare Supplement Policies Do Not Cover

Medicare Supplement policies do not cover any care that is considered long-term, such as care in a nursing home, hearing aids, eyeglasses, vision or dental care, and private-duty nursing. All new supplement policies are guaranteed to be renewable-meaning the insurance company will never terminate your policy as long as you pay the premium. Even though some previous Medicare policies paid the cost of prescription drugs, no new Medicare Supplement policies are allowed to include prescription drug coverage. So, if you would like to receive prescription drug coverage, it is advisable to join a Medicare Prescription Drug Plan (Part D) offered through private companies that are Medicare-approved.

When to Buy a Medicare Supplement Plan

The open enrollment period is the best time to apply for a Medicare supplement plan. This time to enroll only lasts for 6 months and begins on the first day of the month in which you are both age 65 or older and enrolled in Medicare Part B. During the enrollment period insurance companies cannot use any medical "underwriting," which means that they can't refuse to sell you their supplement policy, make you wait for coverage to begin, or charge you excess for a policy due to your health problems. The insurance company can never require a pre-existing condition waiting period if you buy a supplement policy when you have a guaranteed time period to purchase it.

Before your open enrollment period begins, you can send in your application for a Medicare supplement policy. Sometimes you may have coverage that ends once you turn age 65, so this may be very important if you want to guarantee continuous health coverage.

Your open enrollment period is extremely important because you can buy any supplement policy the company sells during this period. If you wait too long to apply for Medicare coverage and pass the time span of your open enrollment period, there is no promise that an insurance company will sell you a policy. When your open enrollment period is over, insurance companies are permitted to decide whether they will accept your application and how much they will charge you for the policy by the use of medical underwriting.

Medicare Supplement Policy Costs

The cost of Medicare supplement policies can differ widely because the premiums that insurance companies charge will vary from company to company. The coverage with each policy is always the same, no matter what company you choose, so keep that in mind when you are shopping around for a supplement policy. Also, remember that the cost goes up once your open enrollment period ends.

What is Medicare SELECT?

As mentioned earlier, some states offer another type of supplement policy known as Medicare SELECT. Medicare SELECT can be any of the standardized Supplement Plans A through L; however, you must use certain hospitals and sometimes, specific doctors in order to receive your full insurance benefits (except in emergency situations). Medicare SELECT policies are generally cheaper than other Medicare Supplement policies, but you will have to pay whatever costs Medicare doesn't pay in non-emergency situations.

Article Source: http://www.upublish.info

About the Author:
Tom Carolan
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