On the First Day of Christmas, My True Love Gave to Me: Free Shipping!

I know, free shipping? I think I mentioned in my first post, "How To Take Advantage of Your Credit Card," that I love my credit card. I love my credit card especially during the holidays. Very few people know of the great perks they get when they use their credit card to purchase holiday gifts. In this post, I will highlight the benefits and perks you receive when you use your MasterCard , because the benefits you get shopping with your MasterCard are, well, priceless.

It is important to know that many of those plagued by consumer debt today can trace it back to the previous holiday season. I want to warn that you should try to plan your purchases and set a budget. Do not deviate from that budget. I will try to make another lense detailing how to budget for the holidays.

First, let's become familiar with the fabulous benefits you receive when you use your MasterCard on purchases. Although there are different types of MasterCards, and some offer you more benefits, and others offer you less, you can pretty much count on receiving the following:

- Extended Warranty
- Satisfaction Guarantee Coverage
- Price Protection Coverage
- Purchase Assurance Coverage
- Zero Liability: Unauthorized purchases are not your responsibility

Fabulous! And I'm not finished. Did you know most cards offer about almost a hundred perks. I'm not going to list them all here--you may visit CardOffers.com for that, but I will list a few MasterCard perks.

Personal Shopping Consultants at Henri Bendel, NY
Whether you live in the Big Apple, or just visiting, as a World MasterCard cardholder, you can take advantage of a private styling consultation at the luxurious Henri Bendel. An added bonus: a gift bag compliments of the iconic Fifth Avenue store.

%/$ Off
Art.com, Bluefly.com, Skechers.com, JCPenny.com, The Sharper Image, Hickory Farms, Vermont Teddy Bear Company, 1-800-Flowers, Calyx Flowers, FromMom.com, SpaWish.com, Illuminations.com, and much, much more offer a percentage off (up to 50% on some) or a dollar amount discounted off your purchase when you use your MasterCard.

Complimentary Travel Sized Therapy from Molton Brown with a $50 Purchase.

There are too many retailers to list how many offer free shipping, and after the incomplete list of %/$ off, I got a little lazy :).

The point is, there are too many out there for me to list and that's just MasterCard. There are hundreds of perks on other cards, you just have to find them and a good place to start is in the Card Perks section of CardOffers.com. Do it now, before you shop for gifts. Happy hunting!