Phishing
Phishing still makes many victims, I wanted to give some simple facts about phishing and how to prevent it.
Phishing
With newspapers, television, magazines, and the Internet full of warnings about phishing scams, it's astonishing that so many people continue to fall victim to the many variations of this high tech scam that tricks you into providing private information for the purpose of stealing your identity. Phishing scams use a variety of ways to convince you to give up one or more of the following pieces of personal information:
your credit card number
bank account information
social security number passwords
other personal information
Phishing What To Watch Out For
Falling for a phishing scam by providing this personal information can have disastrous consequences for you financially. There are a couple of e-mails though that should alert you that there is something fishy going on.What to watch out for.
Much used phishing come-ons include statements such as:
Verify your account
Dear Valued Customer
If you don't respond within 48 hours, your account will be closed
Click the link below to gain access to your account
Renew your eBay login
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The Tax and Rebate Scam
A very cunningly executed phishing scam is the Tax and Rebate scam, which still makes alot of victims. The scam works like this: consumers get a call or an e-mail claiming to be from the IRS, the Social Security Administration, or some other government agency, and claim they need some personal information to process the rebate check.
Consumers may be asked to provide their social security number, bank account number, or another piece of personal information that a skillful crook can use to commit identity theft.
E-mails often include a link for a consumer to click: that link may take the consumer to an official looking but phony website that is simply phishing for the consumers information. Or, the link may take the consumer to a legitimate site but install spyware or some other form of malware on the way.
Consumers may be asked to provide their social security number, bank account number, or another piece of personal information that a skillful crook can use to commit identity theft.
E-mails often include a link for a consumer to click: that link may take the consumer to an official looking but phony website that is simply phishing for the consumers information. Or, the link may take the consumer to a legitimate site but install spyware or some other form of malware on the way.
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How To Prevent Phishing
To protect yourself from phishing scams the Federal Trade Commission offers the following advice:* Never respond to the type of e-mail or pop-ups mentioned above.
* Keep your virus protection software up to date.
* Don't send personal or financial information in mails. E-mail is insecure.
* When entering personal information on a Web site that you initiate a transaction with, make sure the http in the address bar changes to https and the padlock icon appears in your browser window, indicating that the site is secure.
* Check your credit card statements carefully and report any charges that look suspicious.
* If you have broadband Internet access, consider adding a firewall to protect your computer.
* Be very cautious when opening any e-mail attachments and don't download files you receive in e-mail.
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P.S. A few more interesting finds
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