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Are You Living Within Your Means? Do You Hope to In 2012?

From the lens Living Within Your Means.

  • whirlwind Jun 14, 2011 @ 9:06 am | delete
    Hello ElizabethJeanAllen. You have an informative lens about living within your means; Very good advice!
  • ElizabethJeanAllen Jun 2, 2010 @ 3:47 pm | delete
    It's not easy but it can be done.
  • finallygettingtoven.com Jun 2, 2010 @ 7:21 am | delete
    Thankfully we learned a few years ago to live within our means.

    We have paid off all the bills, cut spending, learned how to do more things for ourselves, found cheaper alternatives for entertainment, reigned in the utility monster by unplugging or putting everything on power strips, reusing many items multiple times or finding multi uses for items, and generally quit spending so darn much on stuff.
  • Jan 12, 2010 @ 8:24 pm | delete
    This is a really great lens about living within your means. I am working towards it and will soon be debt free. Thanks for lensrolling my lens on Easy Ways To Save.
  • Jan 12, 2010 @ 8:24 pm | delete
    This is a really great lens about living within your means. I am working towards it and will soon be debt free. Thanks for lensrolling my lens on Easy Ways To Save.
  • GrowWear Dec 26, 2009 @ 9:37 am | delete
    Definitely! Debt is not a goal. Nowhere, no how. When we take out our twenty-year-old boat, and we are at the docks admiring shiny new ones, it's a comfort and a reinforcement that we can remind ourselves that "at least we don't have those monthly payments." Living frugally or within one's means is smart, and I admire that in folks.
  • Ramkitten Nov 24, 2009 @ 2:57 pm | delete
    Yes, we've always lived within our means. Below it, actually, and we've had plenty of fun and lived comfortably while doing so. And our means aren't THAT great, either. The result has been that these tough economic times really haven't seemed all that tough to us, and we've still been able to splurge now and then. So I definitely think--I know--that the advice you give is spot on. I think too many people want what "the Joneses" have, which is often a lot of stuff they don't really need at all. I'm lensrolling this to my "100 Ways To Save Money AND Spend Less."
  • HenryE May 14, 2009 @ 8:32 am | delete
    We are most definitely trying to live simply! I think it's great for kids to understand that we have to go without sometimes and be responsible with the things we are given.

    Henry
    www.geothermalexperts.net
  • JaguarJulie Apr 19, 2009 @ 5:02 pm | delete
    This year my hubby decided to pursue that home renovation project as his way of stimulating the economy -- I personally do my utmost to live within my means as I am really quite a frugal person.
  • poutine Apr 6, 2009 @ 10:22 am | delete
    Good advice here in this lens.
  • tdove Jan 19, 2009 @ 4:47 pm | delete
    Thanks for joining G Rated Lense Factory!
  • PaulHassing Jan 16, 2009 @ 6:20 pm | delete
    Topical & clear. And I love your animations! P. :)
  • aj2008 Jan 10, 2009 @ 9:42 am | delete
    The failure of our family business last year has meant that we have been trimming the fat for a year now. It has been really tough on our children but at the same time they are learning that money does not grow on trees. I hope you will submit this lens to the Children and Parenting Group
  • d-artist Dec 16, 2008 @ 5:17 pm | delete
    I am so glad I reared my children to be conscious of how the dollar was spent and how it was made...I don't like waste, a left over after the war thing...maybe now in this country people will realize how well off they have it and not waste and spend money they don't have. I have much, and have spent little because of wise decisions, it is so important to teach a child to respect the debt they incur and not expect someone else to take the fall...JMO...great lens!.....5*
  • AndyPo Dec 16, 2008 @ 5:17 am | delete
    Excellent lens. Very important advice. I have lensrolled to my "Get Rich Slowly" lens
  • MerryM Dec 15, 2008 @ 7:07 pm | delete
    Great advice, I liked the step by step format! I'm in the process of racking up student loans (groan) but other than that, I always try to live within my means. Try being the opperative word here. I'm not one for over consuming, but just the daily living expenses can add up quickly. Thanks for the encouragement to take another look at how I can "trim the fat" from those.
  • Margo_Arrowsmith Dec 11, 2008 @ 3:26 pm | delete
    What is amazing is all the clutter, and anyone who moves has to wonder where all that stuff came from. Stopping spending all together would bring the world's economy to a streetching halt! However, it is better not to buy the junk to begin with, better for the soul and the pocket book! ***** lens
  • Margo_Arrowsmith Dec 11, 2008 @ 3:26 pm | delete
    What is amazing is all the clutter, and anyone who moves has to wonder where all that stuff came from. Stopping spending all together would bring the world's economy to a streetching halt! However, it is better not to buy the junk to begin with, better for the soul and the pocket book! ***** lens
  • rms Dec 6, 2008 @ 2:30 pm | delete
    Excellent advice that many should heed! Thanks for sharing!
  • Rach_75 Dec 4, 2008 @ 7:19 pm | delete
    Great lens - it's something that interests me greatly - my mother never taught me financial responsibilty and i've learnt it the hard way - am still learning! Brilliant info, 5 stars from me.
  • Susan52 Nov 29, 2008 @ 8:27 am | delete
    Excellent lens, great topic, one that is a hot button for me. There is so, so much pressure to spend. The economy thrives on credit (apparently) but individuals and families can get into a horrible mess using credit. Your steps ARE attainable. "Beginning is half done" is a good thing to remember when faced with mounting debt. Take that first step and it gets easier from there. SquidAngel blessings for hitting my hot button with this lens!
  • flighty02 Nov 26, 2008 @ 2:40 am | delete
    Great advice which more people should take heed of!
  • debnet Nov 26, 2008 @ 2:20 am | delete
    Very good practical advice. I live within a tight budget, but it works! I might not be able to just go and buy a new sweater or whatever whenever I want, but I do value what I have so much more :)
  • triathlontraining Nov 25, 2008 @ 6:36 pm | delete
    I vote for you for Treasury Secretary.
  • JaguarJulie Nov 24, 2008 @ 6:04 pm | delete
    An excellent lens that the banking industry sure should take heed of! I can not believe that I heard CitiGroup in line for a bailout when not so long ago we were hearing about them taking over Wachovia. Great job on this lens! You are just so talented!
  • OhMe Nov 23, 2008 @ 5:44 am | delete
    Very good advice and a very good lens. Welcome to the South Carolina Group.
  • Joan4 Nov 23, 2008 @ 4:50 am | delete
    This is great! I think as a society we have forgotten the value of saving, and of paying cash for our needs. And yes, we must do a better job of teaching the children.

by

ElizabethJeanAllen

I tell my students to Learn from the Past, Live in the Present, and Plan for the Future. With Squidoo I can do all three. more »

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