If earning more money this year is something on you're to do list then managing your finances then getting your money in order, and personal money management should be top priority.

There are several things that need to be taken into consideration and if your open-minded let me share with you some management advice.

One of the first things you should do is VALUE your money. Placing value on your money shifts the way you handle money. The more value you place on the money you currently have more of it will move towards you.

That's one of the laws of life.

How do I know this? Because whatever a person places value on, they respect, and whatever you respect always moves towards you or increases in your life.

When you place value on your money you don't just go around wasting it. The little things you spend your money on everyday that seem harmless begin to stand out to you. You take notice and make the necessary corrections to plug the leak in your finances.

This leads me to my second point in personal money management . You have to CONTROL your money. When I speak on controlling your money I mean you should know where it's flowing in from and where it's leaking out. Simply having too many leaks and not enough money flowing in results in a financial shipwreck.

Personal money management requires that you control the expenses in about 10 different areas.

1. Giving

2. Savings. Investments

3. Taxes

4. Shelter

5. Household

6. Auto or Transportation

7. Fun and entertainment

8. Insurance

9. Debt, Miscellaneous

10. Business expense

Then you have the areas where you have money coming in. One of those is your job. I'll explain and show you some others in just a moment where you could have some more money flowing in.

Playing The Game...

The name of the game is 'getting your money in order' the object of the game is to diversify your income flowing in to where you have more income sources coming in than out-going leaks. Do that and you're passing the money test at a grade of 'B' plus. Though it's not an 'A' your well on your way.

After getting a hold of your money you'll soon see where you can implement the 3rd point in personal money management which is SAVE some.

But saving money has two sides to it. There's the 'saving money' at stores like discounts, bargains, and sales. And then there's 'saving money' for a future return like financial freedom. Countless of people are good at getting bargains but real money management requires that you're good at both.

For the rest of the 7 Financial Keys To Mastering Money Management click here