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Free Personal Economic Stimulus

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Money saving tips for your personal economic health

W
elcome to my money saving lens. Writing this lens was spurred by the current world economic situation. Rather than dwelling on what cannot be changed, my decision is to share knowledge that has saved hard earned dollars and encourage others to do the same.

Even if you have never had to budget, or thought of yourself as thrifty or a coupon clipper. The economy calls for rethinking that idea and reserving assets. It is now easier than ever to save with online rebate programs, instant cashback, click thru savings, promo codes and other methods. Choose the retailers that give you the most bang for your buck.

Find link and resources to reserve your cash in this lens. You are welcome to offer other money saving suggestions that have worked for you.

The motto is: It's not what you paid that matters...but what you did not!!

We now live in a time when no one has to sacrifice quality for price.

Whether you still hold a job or are trying to reserve assets until the next job is landed. Saving money for a rainy day is always the prudent thing to do. Like they say....who knows what tomorrow will bring?

We must spend to stimulate the economy, but spend wisely.

The greatest outcome would be that you use your surplus to help someone else in need in your family or community.

Donate to non profits or spend at websites that support the non-profit community.

Please comment and rate this lens. Also share this lens with someone.

DISCLAIMER: This lens is for informational purposes only. No endorsement of resources is implied.

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Photo from Flickr by SqueakyMarmot

Contents at a Glance

Step your way to savings $$$
Latest Money Saving Tool
Latest Finds to Conserve Your $$$
MAGIC JACK REALLY WORKS!
More on Savings.com
Imagine Getting Cash Back Everytime You...

Saving money is worth the effort. Simple steps can lead to results. It takes small changes a little at a time to change habits. Which can have lifetime benefits to your financial bottom line. Start looking at coupons like you would a dollar bill. Would you toss a dollar in the trash?

Try a few ideas in this lens to see what works for you.

Lets start with the basics:

Check local newspaper or circulars like 'Red Plum' for savings coupons weekly. Cut out coupons you will need and save.

Sign up online at major retailers & manufacturers for their weekly ad to be sent to your email.

Open a no fee checking account. Compare interest checking accounts to fees charged. Is it really a good deal for you?

Buy quality, even high-end clothing, small housewares even furniture and new items at your neighborhood thrift shops. Ask how they run specials to get the best deals. Do your wallet good and a local charity. Return the favor by donating items you don't need and get a tax deduction. Best thrift store deals can be found during Dec 31st tax donation deadline. Remember renew, reuse, recycle.

Check your local phone books for the coupon section, then clip and save.

Pay with cash instead of credit cards OR use debits card that have a rewards program.

Don't forget to look for and use your AAA (Auto Club) membership, and other discounts.

Use Layaway instead of purchasing with a credit card.

Never grocery shop without a list or when hungry.

Don't shop at stores that don't have a sale.

Purchase savings cards for local merchants. Usually sold through fundraisers.

No matter how good the price, always look for quality to avoid repeat purchases.

Shop without the children or pets if possible, so you won't feel rushed to make a purchase or pressured into one by the kids.

TIP: The Internet is the greatest tool of the 21st century for price comparisons, even for major purchases. It saves time and gas, and most importantly your nerves.

For the persons that have to 'see and feel' merchandise before they purchase, see it first, then check the Internet for a better price. Use price comparison websites. Using the Internet can save taxes, shipping and offer rebates. If your local retailer will match prices and you want to support your local economy, that is fine.

Photo from Flickr by pfala

Latest Money Saving Tool

My latest finds to save you more money!

Find several top coupon sources at The Krazy Coupon Lady and start extreme couponing today!!

Tip of the Day:
Shop your favorite online stores through cashback websites like Ebates or Zam Zuu. To get maximum savings, also check for promo codes on sites like 'DealTaker' and enter the code at checkout.

Bundle your residential Phone, Internet and Satellite services if possible to save a lot of cash $$$$ monthly!

Priceprotectr website is great for saving. It allows you to track an item want to buy for up to 3 months. It notifies you if the price drops. Then for stores that have price protection it notifies you of a price drop after you purchase. Then you can return to the store with your receipt and get more money back!

Visit Priceprotectr Today!

Also check out their sister site Lightning Sales to find the latest deals on HDTV, camcorders, GPS devices, Blu-ray, memory/storage & gaming. This website keeps track of retailer daily prices drops and rates them, so you will have a good idea of when to purchase. Retailers include Amazon, Best Buy, and more. Check it out.

Click here for Lightning Sales

Time is money we all know. A helpful website called 'ALICE.COM' will keep track of your family usage for items like detergent, toilet paper and notify you to reorder. Coupons offered for products too. Best of all shipping is free! Prices are very competitive with other online drugstore retailers. Check it out and save time and effort, money too.

Click here to visit Alice.com website

Latest Finds to Conserve Your $$$

Find local deals in your own neighborhood! Visit the Deal Map today!

Visit Savings.com for online promotions and never miss a sale again! Click and start saving today!

MAGIC JACK REALLY WORKS!

Cut the phone company hold on your wallet

EXTRA!!! I installed Magic Jack and cut my phone bill 50% $$$$$$. If you don't need a land line, you can save even more $$$$$! Just remember to register with Magic Jack for 911 services. EXTRA! Magic Jack will allow you to keep your phone number starting August 2010 for a small fee.

Call anywhere in the USA for free. Super low international rates, when needed. No monthly service fee. The call clarity is even better than my land line! NOTE: You will need some type of Internet service like DSL to use Magic Jack. Your PC must be on to make or receive calls with Magic Jack software.

It is as simple as 1,2,3!

1. Plug the phone line into the Magic Jack.

2. Plug the other end of the phone line into your telephone.

3. Plug the Magic Jack into your USB port of your PC.

Follow the software prompts to register your Magic Jack and start calling! You will be assigned a Magic Jack phone number.

Read the facts about Magic Jack here

Get Magic Jack today!!!

Magic Jack costs only $39.95 on their website and $34.99 at Radio Shack. Then pay only $19.99 a year for service. Or purchase 5 years for $69.99 from Magic Jack.

Two cons of Magic Jack I have discovered so far:

Magic Jack not compatible to send FAXES...Reason lost packets with Voice over IP

Workaround...Scan and email fax to recipients. Otherwise, keep fax connected to your land line and fax to local phone numbers, occasionally. Remember to watch the call or minute limits of your land line to stay on budget.

Magic Jack is not compatible with Home central alarm or fire systems for phone lines.

Workaround...First, Keep alarms connected to your land line. Get Basic rate or measured rate service from your current provider. Disconnect all unnecessary services like long distance, call packages, etc. You will still save a bundle.

Second, buy an inexpensive wireless phone for your Magic Jack and connect it to your PC. (Got my phone from Radio Shack) Make all outgoing calls from the Magic Jack line. You will still be able to receive phone calls on your land line phone number.

Imagine Getting Cash Back Everytime You Shop!!!!

New: The Power of ZAMZUU Social Shopping Network FREE!!!

Your invitation to learn about and join ZAMZUU. Sharing my benefit with you for free. By invitation only. Even if you are a member of another social shopping network, you still can compare for best prices or cashback.

With our economy putting stress on the things we do, I want to help you get CASH BACK from the stores you're going to shop at, and the products you buy anyway,

Here are the facts:

- Shop at over 700+ Major everyday stores.... Wal-Mart, Target, Sams Club, ITunes, Old Navy, Best Buy, Nordstrom's, Macy's, Restaurants.com.....just to name a few! No more searching for the best deals, they will be found for you and .........

- Exact Same price OR BETTER!
- Exact Same item from the Exact same store you are going to buy anyways!
- EXCLUSIVE DISCOUNTS!
- Get CASH BACK on EVERY PURCHASE you make for the rest of your Life!
- (Some items), NO SALES TAX, NO SHIPPING COSTS!

- IT'S FREE TO SIGN UP FOR EVERYBODY, WORLD WIDE! Share it with your friends and family and it's FREE to them as well!!!

CLICK BELOW TO START SAVING TODAY! VIEW VIDEO INFO ON ZAMZUU:

Click Here
www.topstyletravel.com

- Save hundred and possibly thousands of dollars each year.
IMPORTANTLY....Your sign up will be related only to the Free ZAMZUU service.

photo from Flickr by tracyhunter

Free Personal Economic Stimulus

Money saving tips for your personal economic health

Contents at a Glance

Contents at a Glance

Step your way to savings $$$

Latest Money Saving Tool

My latest finds to save you more money!

Latest Finds to Conserve Your $$$

MAGIC JACK REALLY WORKS!

Cut the phone company hold on your wallet

More on Savings.com

They Search the Web for the Best Deals for you

Imagine Getting Cash Back Everytime You Shop!!!!

New: The Power of ZAMZUU Social Shopping Network FREE!!!

Other Money Saving Links $$$$

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Best Online Search Links for Deals

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Quicken the path to saving $$$

Tools that can save your valuable time

Waste Not Want Not

Don't let dollars $$$ go down the drain

DVD Rental Money Savings Links

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