Phishing Information

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Scams

I created this lens to inform some people of the online dangers such as scams - specificly Phishing Scams(Not Fishing =) ). The Internet these days can be quite dangerous... more dangerous than you may think. Multiple computers can be infected within seconds upon entering a virus infested site without the user of the computer not even knowing. Along with viruses, Scam Artists are becoming more and more advanced in their methods to make some cash. Maybe some of you have heard on the news about the various scams focused on the elderly. I'm sure I have. But there are ways to stay safe from these scams and that's what I've created this lens for...

I am sincerely sorry if any of the Information posted is inaccurate.

What is Phishing? 

What is Phishing? Maybe some of you already know or maybe you have seen it in Anti-Virus programs. Phishing is basicly a scam... it is where you receive an e-mail asking for personal info. For Example: "Let's say one day you open up your e-mail and notice a new e-mail from supposedly Ebay. You open up the e-mail and it asks you to verify your Ebay account name and password by clicking the link below or it will be de-activated in the next 24 hours. You click the link below and it brings you to where you need to "Verify your account" by putting your name and password in. Next, you put in the name and password to your account and click submit..." You have just now given your Ebay Name and Password to some Scam Artist.

Phishing E-mails normaly ask you to click a link within the e-mail that brings you to a site that may look legitimate but is actualy a scam.

Ways to Spot Phishing E-Mails 

There are many ways to stay safe from these Emails. Here are some Tips.

1) Look for the phrase "Please verify your account" Companies should never ask for personal information through an E-Mail.

2) Most Phishing e-mails never use your first or last name because they are sent to multiple people. So watch out for "Hello, Valued Customer"
3) Scam Artists have been known to use slightly altered URLs such as www.squido.com or www.Verification-squidoo.com as their links.
4) Phishing e-mails also sometimes make you feel it is of great importance to respond. Such as "Your Ebay account will be deactivated if not verified soon." Which may cause you to act without looking over the e-mail carefuly.
5) Lastly, If you receive an e-mail about buying an item on Ebay and you think "I never bought an item on Ebay recently" that e-mail may be a Phishing scam or perhaps a true mistake by Ebay.

The Consequences of Falling Victim To Phishing. 

Some of the possible consequences of fallin victim to Phishing scams are listed below...

1) Giving your password and/or username to the scam artist for whatever business.

2) Giving your name, address, phone, and any other information about where you live.

3) Giving your credit card number or any other financial information which could lead to loss of money.


4)Your E-mail which could lead to more Phishing scam emails by other scammers. Some scammers are part of a "Scamming Community" which will constantly share private information about the people they have scammed. Also many will share you information with friends, and you personal information could spread as fast as a wild fire.
(This can be just as bad as giving your credit card number)

5) Getting multiple Trojans or any other viruses through the email if not caught by your Anti-Virus. Note: Not all Anti-Virus programs will not stop all viruses comming. I just recently switched from Norton Anti-Virus to Kaspersky and did my first full computer scan and came up with 129 undetected viruses that had slipped through Norton.

Computer Polls 

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Ways to prevent being scammed by Phishing 

There are a couple of ways to prevent from being scammed. One is to use the latest version of Internet Explorer which includes a "Phishing Filter" that blocks you from reported Phishing web sites. It is possible that the Phishing Filter does not stop you from going to a Phishing web site if that site is not reported. Second, have up-to-date Anti Virus programs... such as:

. . .

Kaspersky (my personal choice) Norton Anti-Virus, McAfee and other Anti-Virus programs.

Lastly, Try to stay away from suspicious web sites and E-mails.

Viruses 

Viruses can range from to just a minor virus that doesn't do much to viruses that can be fatal to your computer.
One type of virus is Trojan Spies. Trojan spies monitor your actions on the computer and what programs you have opened and send the information to the person who created the virus. These viruses are normaly used to get financial information.

Another type of virus is the Trojan Notifiers These Trojans just notify the creator that the virus sent to you has successfully infected your computer. These Trojans are normaly sent with multiple viruses that can do more harm.

Then theres the Trojan Dropper. The Trojan Dropper installs more malware without you knowing. These Trojans are mostly used by hackers.

Rootkits are a type of virus hacker use. Rootkits try to "hide" the virus until the hacker gets access to your computer.

::Will add more in the future::

Reader Feedback 

Thank you for reading my lens on Phishing Scams. If I have any information incorrect please do not hesitate to tell me =)

WebCat wrote

Fantastic site! I'm linking yours to my just started anti-scam lens. You lens goes into wonderful detail that mine just isn't designed to do. I hope you don't mind the link. Thank you for creating your lens.

And btw, Boneca, what has your comment to do with this lens? You know, advertising in odd places like chat rooms or guest books is one way to identify a scam? Legit businesses don't do that. Besides just being rude and misusing this lens for your advertising you've just tagged your site as a scam.

Reply Posted February 06, 2009

Lensmaster

Boneca wrote

Solution from Search-and-destroy.
If you own a computer, you must have antispyware to keep it running at its best. The problem is choosing a scan that works. I have tried many different types of scans in the past and then I ran across Search-and-destroy Antispyware. I have to say that the antispyware solution from Search-and-destroy is the best that I have used to date. It gets the job done and keeps my computer working like new. If you are interested in seeing for yourself just how good this antispyware works you can click on http://www.Search-and-destroy.com to learn more. I'm sure it would be worth your time to check it out.

Reply Posted January 13, 2009

poddys wrote

Good lens. I have seen some very clever phishing attempts that look quite genuine. I even have to question some genuine ones these days just in case... One good check is to hover the mouse over a link in the email - sometimes the link is actually an image, and when you hover you see the real link underneath - sneaky... Good lens.

Reply Posted June 10, 2008

Computer Related Links 

Links that I got some information from.
Microsoft's Guide to detecting Phishing Scams
I got most of my information from here. Very good site and helpful.
Virus Info
Gives Great information about almost all kinds of viruses!