Port Charlotte Insurance

The Mission of Port Charlotte Insurance is....

Build lasting relationships built on trust with our clients. The relationships we develop with our clients will allow us opportunities to help them protect their assets. Our mission is to help you manage the risks of everyday life, recover from the unexpected, and to help you realize your dreams.

Auto Insurance Coverages:

Liability Coverage:
Protects you in the event that you unintentionally cause injuries to other drivers or damage to other vehicles or property.

Uninsured and Underinsured Motorist Coverage:
Can provide coverage for medical costs, pain and suffering for bodily injury to you and others in your vehicle, if injury is caused by a driver with no coverage or not enough coverage.

Personal Injury Protection (No Fault):
Required coverage under Florida's No-Fault Law. Provides a percentage of first dollar medical expenses to you regardless of fault in the accident.

Medical Expense Coverage:
May pay certain medical expenses for injuries sustained while occupying your car, regardless of who is at fault.

Comprehensive Coverage:
May pay for damage to your car, less any deductible, caused by things other than collision or upset. (fire, theft, glass breakage, for example)

Collision Coverage:
May pay for damage to your car, less any deductible, caused by a collision with another object.

Towing & Labor:
This coverage may provide a limited amount of reimbursement for expenses such as towing or car repairs made at the site of vehicle disablement.

Rental Reimbursement:
This type of coverage provides limited reimbursement for a rental car used while your car is being repaired for a covered claim.

Port Charlotte Insurance Auto Insurance Discounts

• Good Driving Record
• Driving a Safe Car
• Low annual miles
• Student away at school without vehicle
• Student with drivers education course
• Drivers over 50 years old
• Carpools
• Seasonal Driver
• Multiple cars insured with a company
• Have additional lines of business insured with a company
• Air Bags
• Automatic occupant restraint systems
• Longevity with a company
• Good Student
• Anti-theft devices
• Own a home (does not need to be covered by State Insurance)
• Anti-lock brake system

Port Charlotte Insurance Home Owners Insurance Details

State Insurance Group has partnered with top rated insurance companies writing coverage in Florida for primary homes, secondary and seasonal homes, condo units, as well as property you own and rent to others. We are committed to providing full transparency when quoting your home and can explain the differences in companies and coverage so you can make an educated decision. You will get the coverage you need at a price that fits your budget.

Request a quote:

1. Use our "Quote Center". Please fill out a form and one of our agents will contact you with your quote details including a quote summary.
2. Complete a quote over the phone. Just call 941-979-8426 and speak with one our representatives.

Port Charlotte Insurance Home Owners Insurance Coverages

Dwelling Coverage:
Provides funds to replace or repair the structure when damage is caused due to a covered peril.

Replacement Cost:
To replace with like kind and quality.

Actual Cash Value:
Replacement cost less depreciation.

Dwelling Extension:
Provides coverage for damage caused by covered perils to structures separate from main dwelling. Examples might be detached garage or sheds.

Personal Property Coverage:
May pay to replace the personal contents of your home that are not permanent parts of the dwelling. Coverage only applies in conjunction with a loss caused by a covered peril.

Loss of use:
This coverage can provide financial assistance to you while your home is being repaired and is unlivable as a result of a covered loss.

Personal Liability:
May protect you, your spouse, and resident relatives under age 21 for claims you're legally obligated to pay resulting from things such as injury, sickness, disease, and death. The coverage may also include the cost of defending claims against you.

Medical Expense:
May pay for non-residents injuries that you are legally responsible for.

Port Charlotte Home Owner Insurance Discounts

• Deadbolt locks
• Fire Extinguishers
• Monitored Fire & Burglary alarms
• Local Burglar Alarm
• Fire Sprinklers
• Roof Shape
• Newer Home
• Construction Type
• Hurricane Shutters/Impact Glass
• Multiple policies with company

Port Charlotte Insurance also offers these other types of insurance

• Business & Commercial Insurance
• Watercraft Insurance
• Liability Umbrella Insurance