Find the Business Financing You Need Starting Today

What You Will Learn in this Course...

- Discover the Different Types of Business Grants

- Learn the Basic Kinds of Small Business Loans

- Find Business Funding Even with Bad Credit

- Get Creative Ideas to Finance Your Business

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Learning how to get money to grow your business is the biggest challenge your business will ever face.

Business and finance are inseparable probably since the dawn of civilization. There is no business advance without finance.

Business and finance go together like love and marriage, ice cream and cake, or peanut butter and jelly.

You can have one without the other but it is much more enjoyable to have them together.

Most business finance articles focus only on SBA loans. But many people don't qualify for SBA Loans.

Therefore we focus on microloans and other creative business finance sources to help you raise money for your business. Visit us often to get tips and tricks to raise cash to grow and expand your business.

In this 21 lesson course we take you through the basics of what you need to know to get financing for your business. We have a 2 site set up just for you to access the resources that we refer to in this series.

If you would like to learn more about creative ways to finance your business even without good credit pick up a copy of Raise Cash Fast at...
Raise Cash Fast

On the other hand if you have a viable business already showing a profit, or have a fully developed business plan with good financial statements feel free to fill out an application at: Raise Business Cash Fast.

Our finance team has been able to raise over 3 Billion dollars in financing for small businesses. He will be happy to assist you if you qualify for SBA or commercial real estate financing.

We start you at the beginning. And although we know that it takes a lot of knowledge, motivation and commitment to start and run a small business, this series assumes no prior knowledge or familiarity with the concepts we are presenting here.

We start with a 5 part lesson series on business grants. In it we cover the specifics of a business grant, what organizations offer grants and who are usually the recipients of grants.

We cover, in depth, the government's faith-based initiative for FBCOs and cover the points you need to consider when deciding between writing your own grant proposal or hiring a professional grantwriter to do it.

We follow that series with a six part lesson series on business loans. We start off by discussing various types of business loans, we follow that up with a look at the concepts and terms you need to know before you apply for a business loan.

We then take an in-depth look at SBA loan programs and finish up our series on business loans with a look at the popular micro-loans that the SBA and other lending institutions are now offering the small business community.

We next move into special certifications that your business may qualify to receive which oftentimes make it easier to receive financing.

Sometimes through no fault of our own, we are unable to take advantage of traditional forms of financing for our businesses and need to look to more non-traditional funding sources. We cover creative forms of financing in a two part lesson in the series.

We follow that up with a discussion on venture capitalists, angel investors and financial brokers. We look at funding your franchise in a two part lesson series and end up with a discussion of IPOs.

This 21 part series is full of vital information and references to resources to help you Get Business Cash Fast! for your small business.

For more information on financing your small business visit our site...
Raise Cash Fast

It has valuable information to help you become informed in the process of securing financing for your small business.

The next lesson is in this series is "What is a Business Grant? Part 1"

What is a Business Grant? Part I

In this lesson we will look at the differences between business grants and loans. As well as identify sources for business grants.

The primary difference between a business grant and loan is that a business grant usually does not have to be repaid. It is money that occasionally a government institution or corporation gives in support of a business for operation or expansion purposes.

On the other hand loans have to be paid back with interest.

Many times grants are given to institutions or businesses that serve the public good or some social purpose. For instance if a business is going to make a technical break through or give assistance to a social cause that benefits the government or certain corporations it may be eligible for grants.

Also it should be recognized there are grants that come from the government or corporations for certain social causes and grants that are earned in business plan competitions. To find out more about business plan competition grants download a copy of...
Raise Cash Fast

The U. S. Small Business Administration is where many small business owners turn for capital to fund their businesses. Unfortunately, the SBA does not provide grants for starting or expanding a business although they have several SBA loan guaranty programs. The SBA does offer some grant opportunities but they are typically limited to organizations which provide technical assistance, small business management, or financial assistance to others.

The recipients of SBA business grants are usually non-profits, intermediary lenders and local government agencies.

Grants are usually provided for non-profit organizaitons and are some times available through the government at the state level and federal level.

The states provide direct grants to small business owners wishing to start-up or expand their businesses as a way of encouraging entrepreneurs to develop new businesses.

Grants do not typically have to be repaid but they are not without strings. Usually, state grants more closely resemble contracts than they resemble gifts; in that the there is usually a competitive application process, and

Many businesses, as well as non-profits, which may include community organizations, schools and faith-based organizations, will compete to provide products and services to the granting entity.

Your business must be able to deliver exactly what the grantor is looking for. And grant applications can be daunting. Preparing a government grant, even at the state or local level, are not for the faint of heart.

Most successful non-profit organizations have staff to research and apply for grants, since this is a viable way for non-profits to support their programs. Fewer, state and local grant opportunities exist for for-profit companies than for non-profits.

Valuable time and personnel resources must be spent in the preparation of grant applications. You need to be able to back up any claims of what your business can provide to the granting institution, with hard facts and numbers.

Your company's budget and capacity (your organization's ability to match the scale of the grant) must be verifiable. So it is important to keep your business records and financial statements organized and accessible as you will have to refer to them often when preparing your grant application.

Substantial resources must be allocated in order to make a successful attempt at winning a competitive grant. Be sure that your small business can spare the necessary resources.

Time and space are limited in an email, for more information on business grants check out the following resource: Raise Business Cash. In the downloadable ebook you will be able to hear an interview with experts who have raised between 20 to over 100 million dollars in grant funding.

To find out more about grant funding order...
Raise Cash Fast

For more information on securing a loan go to... Raise Business Cash Fast. It has valuable information to help you become informed about the process of securing financing for your small business.

In the next part of this training series we will take a more in-depth look at business grants.

What is a Business Grant? Part II

In the previous lesson we began to look at business grants. We discussed the differences between a business grant and a business loan and clarified some popular misconceptions about the SBA's role in providing grants to small businesses.

In this lesson we take a closer look at business grants.

A formal business plan is a basic necessity of any serious startup or existing business. Your business will not be taken seriously by potential funders or investors without one.

Visit the resources page at...
Raise Cash Fast

Once you have developed a business plan much of the information in the grant proposal can be taken directly from your business plan.

When applying for a government grant from your state or local government, or from a private funding source, be aware that your company's budget and capacity (your organization's ability to match the scale of the grant) must be accurate, and verifiable.

As such, it is important to keep your business records and financial statements organized and accessible as you will have to refer to them often when preparing your grant application.

There are many grant opportunities that give preferential consideration to minority and women owned businesses, as well as veterans and the disabled. Register your business, accordingly in the state or county where your business operates to take advantage of these special considerations, if they are appropriate for your business.

When we think of grants we are more often than not, thinking in terms of money, but grants are not always in the form of money. There are government grants that will provide business owners with training, staff, or other resources.

While money is the first choice of most small business owner's in terms of the type of grant they would like to receive, as closer look reveals that other granted resources translate into money, as the grantee will have to devote less of their money to services that are covered by the grant, as opposed to paying for them directly.

To qualify for a state or local grant you must comply with EOC, Equal Opportunity Commission, guidelines in your hiring practices. All of your advertising for employees must be open to people with no regard for race, color, or orientation.

The Missouri State's Small Business Development Center's official website provides a clue to the difficulty surrounding getting business grants.

"Grant money is not only scarce, but the time invested in applying, performing the work required and reporting on the use of funds may be better spent elsewhere in your business".

There seems to be the sense that for businesses that can successfully navigate the grant process it may end up costing them through time and effort as much as they stand to make if they win the grant.

Whether to apply for a grant is a decision that a small business owner must give some serious consideration.

We are limited by time and space in the amount of information we can share in an email message, for more information on business grants visit our site:
Raise Cash Fast

In part 4 of this course we will look at Who Usually Qualifies for A Business Grant?

In previous lessons we have investigated what constitutes a business grant. We will now see who usually qualifies for a business grant.

The best source to find keen insights on grant funding is the book by Dr. Beverly Browning. Dr. Browning has raised over 100 Million Dollars in her grant-writing career.

She has written an excellent book on legitimate grant funding called "How To Become a Grant Writing Consultant." See a review of her book...

SEE Dr. Grant's Grant-writing Book Review

Federal Grants Recipients

Grant recipients come from all segments of the business world; they may be large companies, mom and pop stores, sole proprietors, municipalities, non-profit, schools and community organizations.

Grant programs are developed to fill a need, with either the recipients or the products and services they provide as the supply source that fills the need.

Determining who is in line to be the recipient of a grant depends upon who is providing or overseeing the grant, as well as the need that the grant will fill.

The federal government provides grants to individuals and businesses through a variety of channels. There are grant programs, loan programs and opportunities for businesses to provide goods and services to the government. Recently the federal government consolidated all of it's procurement requirements under one central database called FedBizOpps. It is accessible at: Fed Biz Opps.

Although you must register to qualify to provide services to the government, registering is easy. Your business can be a for-profit business a well as a non-profit. The FedBizOpps lists all procurement opportunities for the government over $25,000. It does list grant opportunities, but the majority of the information that it lists are needs for goods and services in the form of contracts that are awarded on a competitive basis.

Biz Plan Competition Winners

Started at the University of Texas at Austin this is the mother of all biz-plan competitions. Called Moot Corps, it began in 1989 and now hundreds of business schools across the world have their own competitions.

Most are open to the general public with just a few caveats. Some may require that a member of the team that puts together and enters the biz plan be a student or faculty of the school holding the competition. Others have no such requirements. Entrants come from all walks of life, there are of course business students, faculty members but there re also people who have a business or just want to start one.

The prizes are significant with many awarding over $100,000 to the winning business plan team. A list of top grant business grant competitions is available in the Downloadable eBook Raise Cash Fast.

Non-Profit Recipients:

Most of the organizations that win grants geared to non-profits have the IRS designation of 501 (c) 3. This designation must be applied for and is granted by the IRS to an organization whose mission is such that they are not in operation to make a profit. This does not mean that the entity cannot make money. It merely means that the organization cannot divide any financial gain among it's founders, board or directors or staff.

Any money that the organization makes goes back into the organization. So if your business is a for-profit venture you would need to partner with a non-profit if you wanted to pursue grants that specify that the awardee must be a non-profit organization.

The sources illustrate that although they are not necessarily easy to win, there are sources you can use if you want to pursue grants as a way to finance your small business.

For more information on securing a loan or loan for your small business go to Raise Business Cash Fast. It has valuable information to help you get informed about the process of securing financing for your small business.

In the next lesson we will take a look at Faith Based Grants.

All of us as entrepreneurs will have disappointments. We
by definition run a business at a personal risk.

In business we realize the 80/20 rule in many aspects of
what we do. And we understand 20 percent of our efforts
will yield 80% of our sales results.

Just take it to heart that when you try something new to
expand your business or get financing there is an 80%
chance that you may fail. Therefore, failure becomes
your friend.

Because with time you learn what works for you and what
doesn't. Then you drop the things that don't work and
adapt the things that do work.

Don't get bitter or sour about your failures. Look
forward to some failure as a path to become more
successful.

Turn bitter or sour lemon experiences in your business
and turn them into lemonade.

For instance I just experienced one of the worst periods in my life.

I was diagnosed with a form of cancer and underwent
4 surgeries and 9 weeks of chemo. I spent a lot of
time waiting for doctors and recuperating.

Rather than getting bitter I put together my eBook at
RaiseCashFast.com which is turning into a huge success.

I took a very bad situation and turned it into something
valuable. When life throws you some sour bitter events
turn lemon into lemonade.

P.S. I look forward to sending you some valuable free gifts next week to help with marketing your biz online.

Have a profitable day