What is SharpBuyers.com?
SharpBuyers.com is a nationwide network of real estate brokers and agents that offer clients a commission rebate upon closing. These agents are not your typical discount real estate brokers and agents. They work for reputable and established agencies that offer rebates as an extension of the services they provide. Clients who go through sharpbuyers.com can receive a commission rebate of up to 1.5% of the total purchase price.
We aim to not only help our clients find their ideal homes or properties, but to educate our clients and save them time and money in the process. The purchase of real estate will have long-term implications and is one of the most important decisions of your life. Our goal is to maximize your financial return. We are not focused on the short-term goal of a sale. We are focused on enhancing your experience and building a reputation that speaks to the superior quality of our service and our team.
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What All Buyers Need to Know Before Purchasing Real Estate
The Home Buyers Guide, Step By Step
For most people, purchasing real estate will be the biggest investment they ever make. It is a decision that will have lifelong implications. These effects can be either positive or negative. This is why it is important to understand the key factors to consider before purchasing real estate. We have provided this 10-step guide to give you some insight about the home buying process.
For most people, purchasing real estate will be the biggest investment they ever make. It is a decision that will have lifelong implications. These effects can be either positive or negative. This is why it is important to understand the key factors to consider before purchasing real estate. We have provided this 10-step guide to give you some insight about the home buying process.
Step 1- Figure Out How Much You Can Afford
Getting Pre-Approved for a Mortgage
Figure Out How Much You Can Afford
To find out how much you can afford, it is best to speak with a Mortgage Professional. I would advise that you go your primary bank first. Your primary bank is an institution you can trust and they should be able to answer all of your questions about financing. You can also talk to a Mortgage Broker. To find a good mortgage broker you should consult with you friends and/or family who currently own a home.
After talking to a Mortgage Professional you will know weather or not you need a down payment, how much of a down payment you will need, your potential interest rate and all of the necessary criteria required to qualify for a loan. Once you choose your lender and provide them with the necessary documentation, you will be given a Pre-Approval Letter that states how much you can afford, your interest rate and the terms of your loan.
Note:
1. Not all Lenders are created equal so it is a good idea to shop around.
2. Make sure you are given a Pre-Approval letter not a Pre-Qualification letter.
3. Beware of the bait and switch technique. This is when lenders get your attention by advertising an attractive interest rate only to increase it after you are locked in.
To find out how much you can afford, it is best to speak with a Mortgage Professional. I would advise that you go your primary bank first. Your primary bank is an institution you can trust and they should be able to answer all of your questions about financing. You can also talk to a Mortgage Broker. To find a good mortgage broker you should consult with you friends and/or family who currently own a home.
After talking to a Mortgage Professional you will know weather or not you need a down payment, how much of a down payment you will need, your potential interest rate and all of the necessary criteria required to qualify for a loan. Once you choose your lender and provide them with the necessary documentation, you will be given a Pre-Approval Letter that states how much you can afford, your interest rate and the terms of your loan.
Note:
1. Not all Lenders are created equal so it is a good idea to shop around.
2. Make sure you are given a Pre-Approval letter not a Pre-Qualification letter.
3. Beware of the bait and switch technique. This is when lenders get your attention by advertising an attractive interest rate only to increase it after you are locked in.
Step 2 - Choosing the Right Property For You
Choosing The Right Home Based On Your Needs
Choosing the Right Property For You
The decision of what type of real estate you purchase will consists primarily of , how much you can afford and your reasons for buying. After consulting with a lender, you will know what you can afford in terms of a Condo, Single Family Home, or a Multi-Family property. The question you should ask yourself is "What are my goals for my real estate purchase?" This will help you better define what type of property suits your needs. The financial commitment is significant, and not every property fits the needs of its potential suitor, so it is important that you consider the goals for your real estate purchase, both short term and long term. For example if it is going to be your primary residence, you want to make sure it can comfortably accommodate your current and future family i.e. children or in-laws. If the market takes an unfavorable turn and it become difficult to sell then you can still live comfortably in your home until the market recovers.
Key Points:
1. Always consider the short term and long term goals of your real estate purchase.
2. It all stars with your reasons for purchasing real estate.
The decision of what type of real estate you purchase will consists primarily of , how much you can afford and your reasons for buying. After consulting with a lender, you will know what you can afford in terms of a Condo, Single Family Home, or a Multi-Family property. The question you should ask yourself is "What are my goals for my real estate purchase?" This will help you better define what type of property suits your needs. The financial commitment is significant, and not every property fits the needs of its potential suitor, so it is important that you consider the goals for your real estate purchase, both short term and long term. For example if it is going to be your primary residence, you want to make sure it can comfortably accommodate your current and future family i.e. children or in-laws. If the market takes an unfavorable turn and it become difficult to sell then you can still live comfortably in your home until the market recovers.
Key Points:
1. Always consider the short term and long term goals of your real estate purchase.
2. It all stars with your reasons for purchasing real estate.
Step 3 - Finding A Home
Finding Your Dream Home
Step#3 - Finding a Home
Now that you understand the lending process and have narrowed down the type of property you are looking for, its time to start looking. So where do you start? I would recommend finding a local real estate professional. For help finding a realtor, log on to SharpBuyers.com. The best part about this is that it is free. You will have professional representation at no cost to you, and it will surely make the process a lot smoother. Buyers Agents are paid at closing by the seller. The total commission is split between the buyer's agent and the listing agent. If you choose a buyers agent through SharpBuyers.com, you can receive up to 50% of their commission at closing. It is truly the best of both worlds, professional representation and money in your pocket.
Key Points:
1. It is best to hire a Buyer's Agent. It is free and it will save you time and money in the process.
2. SharpBuyers.com will refer you to a local real estate agent that will provide professional assistance and rebate at closing that can be used to pay your closing costs!
Additional Steps Coming Soon
Now that you understand the lending process and have narrowed down the type of property you are looking for, its time to start looking. So where do you start? I would recommend finding a local real estate professional. For help finding a realtor, log on to SharpBuyers.com. The best part about this is that it is free. You will have professional representation at no cost to you, and it will surely make the process a lot smoother. Buyers Agents are paid at closing by the seller. The total commission is split between the buyer's agent and the listing agent. If you choose a buyers agent through SharpBuyers.com, you can receive up to 50% of their commission at closing. It is truly the best of both worlds, professional representation and money in your pocket.
Key Points:
1. It is best to hire a Buyer's Agent. It is free and it will save you time and money in the process.
2. SharpBuyers.com will refer you to a local real estate agent that will provide professional assistance and rebate at closing that can be used to pay your closing costs!
Additional Steps Coming Soon
Weatlth Building Through Real Estate
How Our System Can Help You Incease Your Net Worth
Coming Soon To A Squidoo Near You!
This could be the easiest $100 dollars you ever made!
Free Money For Everyone!
This could be the easiest $100 dollars you ever made.
If you know of anyone thinking about buying a house, you can make $100. All you have to do is go to
SharpBuyers.com, click on tell a friend and fill in the blanks. We will do the rest. If your friend chooses to use our system to receive a rebate worth thousands, you will receive a $100 referral bonus.
Purchasing Real Estate can be a challenging process but Sharpbuyers.com can help make it a little easier by offering rebates to everyone! Buyers, Friends of Buyers, and Sellers. So refer a friend and make some money.
Have a great day!
If you know of anyone thinking about buying a house, you can make $100. All you have to do is go to
SharpBuyers.com, click on tell a friend and fill in the blanks. We will do the rest. If your friend chooses to use our system to receive a rebate worth thousands, you will receive a $100 referral bonus.
Purchasing Real Estate can be a challenging process but Sharpbuyers.com can help make it a little easier by offering rebates to everyone! Buyers, Friends of Buyers, and Sellers. So refer a friend and make some money.
Have a great day!
Reader Feedback
The_Real_Estate_Informer wrote...
Nice lens. I like you're posts. They are easy to read and understand. 5 Stars,Thank you!
Posted September 04, 2008
by SharpBuyers
Hello, My name is Robert Nichols and I am the co-founder of SharpBuyers.com We give Buyers a rebate, which they can keep or donate, when they&nb... (more)
