The Truth About Free Credit Reports

You have to be careful of those so-called free reports. Most try to hide the fact you need to enroll in a paid service to get the free report. The paid service is usually a credit protection or reporting program.

I recommend you take a look at the The Federal Trade Commission's Information on Free Annual Credit Reports at http://www.ftc.gov/freereports

The ONLY official site authorized to offer your free annual credit report under The Fair Credit Reporting Act is AnnualCreditReport.com

The Fair Credit Reporting Act gives you access to a free credit report from each of the three credit reporting agencies, Experian, Equifax, and TransUnion every year. You won't find those hidden fees for unwanted services at AnnualCreditReport.com.

Go to http://www.ftc.gov/freereports to learn how to request my free credit report. Basically, you can request them free of charge online at http://www.annualcreditreport.com/, by calling 1-877-322-8228 or by submitting the .PDF form found on the FTC's site.

Don't forget to check out New Credit Hope

New Credit Hope is loaded with informative articles and helpful resources on credit repair and finance. http://newcredithope.com/