Virtual Bank $20 Referral Bonus For Opening Up New Account

-- No monthly fees
-- Keep your local bank for day to day banking
-- Free online transfers
-- FDIC Insured
-- Quick, easy & secure application

If you want to receive Virtual Bank's $20 referral offer email me at virtualbankreferrals@gmail.com , and I will email the referral offer back to you within 24 hours.

Please Note: In your email, you will need to include the following:

1) Your First Name
2) Your Last Name
3) Your email address

The above 3 items need to match the information you subsequently provide to Virtual Bank when you open the account for you to receive the $20 for opening up the account, and me to receive the $20 for referring you.

I will not distribute your email address to anyone else beyond the Virtual Bank Referral Offer.

Please read more about the Virtual Bank Referral offer below before signing up.

You can qualify for the $20 Virtual Bank eMoney Market account referral offer if you are a US citizen and open a new eMoney Market account with as little as $100.00. That's an initial 20% gain on your first $100.00 deposit... not too shabby!!!

To earn the $20.00 you must open your eMoney Market account using the link that will be emailed to you after you click on the link at the top of this page. You must open your account within 30 days of receiving the email!!!

NOTE: This offer is not available if you are an existing VirtualBank and or Lydian Private Bank account holder.

When Will You Receive The Referral Bonus? The $20.00 will be deposited into your eMoney Market account when you open it with an electronic ACH Transfer from your local bank. The $20.00 will not be available for withdrawal for 30 days and will be reported as interest on your annual 1099INT.

NOTE: The interest rate for the Virtual Bank eMoney Market Account is currently pretty low. It has dipped down to 1.75% as of July 2008. While you can earn higher interest with Virtual Bank if you are willing to deposit much larger amounts of money , I feel the true advantage of opening the Virtual Bank account with the low $100 minimum is to not only earn the initial $20 (a 20% gain on the initial $100 deposit), but also maximimize your earnings by referring other friends.

Please Read More Below...

The biggest benefit of opening a Virtual Bank account is that you can then refer up to 50 friends and receive $20 for each properly completed referral. So, you could actually earn up to $1,000 if you maxed out all 50 of your referrals. This amounts to 4 times the referral benefit one gets from referring a friend to an ING Direct Orange Savings Account. With ING Direct, you are limited to 25 referrals, and receive $10 for each referral (a maximum possible of $250).

While I think ING DIRECT is the better online bank account for both functionality and interest earned on savings, Virtual Bank is the leader in referral bonus offerings.

Want to know more about the Virtual Bank Referral Program?

The Rules (per the Virtual Bank Website):

You and your friend will earn $20.00 each if your friend applies for and opens an eMoney Market account with the link provided in the referral email that we send to your friend. This offer will be available to your friend for 30 days after the date you click on the REFER button. Your friend must open a new eMoney Market account and must not be an existing VirtualBank or Lydian Private Bank accountholder. The $20.00 referral gift will be deposited into the account you designate upon the opening of your friend's account but will not be available for withdrawal for 30 days. These funds will be reported as interest on your 1099INT