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The Money Merge Account is helping Aida and me pay off our 30 year mortgage in 14.5 years and save $358,262.65 in interest!
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The Money Merge Account
Nearly all homeowners realize they will pay about twice the purchase price of their home on a traditional mortgage—a mortgage that will take about 30 years to pay off.
Introducing a way to break that cycle of financial drain—the Money Merge Account.
Developed by a team of financial experts with years of experience in the mortgage industry, the Money Merge Account rapidly reduces the principal of your mortgage, helping to reduce the interest on your loan.
Your 30-year mortgage can now be paid off in as little as 8 to 11 years, with little to no change to your lifestyle or refinancing of your existing mortgage.
The Money Merge Account is not a bi-weekly payment or debt roll-down system. It's a powerful new approach that gives homeowners flexibility with their money and accelerated financial freedom.
You'll find in this Squidoo lens information about the MMA program and how it works.
If you have any questions, get in touch with us TODAY, or call us at: (951) 760-8758.
We wish you our best during this holiday season and look forward to speaking with you!
Frank & Aida
Independent Agents of United First Financial #867180
Watch the United First Financial Money Merge Account Video!
Perhaps you have a few questions about the Money Merge Account?This short video from United First Financial explains in more detail how the Money Merge Account works.
Click on the link below to take a look at the video:
http://www.xmission.com/~u1st/mma100.html
Will the Money Merge Account Work For ME?
The Money Merge Account is a powerful tool to help you fulfill your dream of home ownership and create wealth for your future.The Money Merge Account will allow you to pay off your mortgage in 1/2 to 1/3 the time remaining on your loan. At the same time, it enables you to maintain your same standard of living. And it helps you achieve all this without having to refinance your existing mortgage!
What can the Money Merge Account do for you?
Take a minute and request a free savings quote.
The only way to know is to enter your own numbers. Please do so here.
The Money Merge Account consists of three major components:
1. Your Existing Primary mortgage
The existing mortgage on your home is the foundation for the Money Merge Account.
2. An Advanced Line of Credit (ALOC)
The Money Merge Account Program uses an advanced home equity line of credit as a vehicle or a tool to drive the program. The home equity line of credit must have the capacity to operate similarly to a primary checking account and be set up with an open-end interest calculation (rather than a closed-end interest calculation). Combined with the Money Merge Account's web-based system, this creates a formula in which the money in your line of credit account generates an interest cancellation on your primary mortgage.
3. Money Merge Account software
The online Money Merge Account system makes a connection between your bank account, the advanced line of credit, and your primary mortgage. Each time you deposit income into your account, it registers as a decrease to your mortgage balance. By decreasing your mortgage balance, you now lower the balance on which interest accrues. By decreasing the balance on which interest accrues, you increase the portion of your monthly payment which is credited toward your principal pay down. The algorithms in the proprietary Money Merge Account system are systematically programmed to create the highest interest savings possible in the least amount of time.
The Road to Financial Freedom...
...The Money Merge Account
Let's take a moment and do a side-by-side comparison of a traditional mortgage repayment showing the savings potential using the Money Merge Account system.A 30-year, $136,000 mortgage at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 - nearly twice the cost of the home.
The Money Merge Account program can repay the same mortgage in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same mortgage, at the same interest rate, and without any changes to your standard of living.
The Money Merge Account is simply one of the fastest ways to repay a mortgage and be on your way to financial freedom.
Are you curious to find out what you could save on your mortgage using a Money Merge Account? Then follow the link below and click on the "Request Free Money Merge Account Analysis" link midway down the left side of the page:
United First Financial Business Opportunity
...Making a difference in the lives of American families
United First Financial agents are from all walks of life. We are Realtors, mortgage brokers, engineers, moms, dads, investors, accountants, financial planners, retirees, college students, sales professionals, and the list goes on.
Our agents are positive, passionate individuals who understand that the Money Merge Account program is making a difference in the lives of families across America and helping people regain control of their financial future.
United First Financial offers a variety of marketing tools to support agent training, education and recruiting efforts; these include a company web site, live trainings and seminars that are held throughout the United States. In addition there are product presentations, DVD's, brochures, and related materials.
This is an extremely exciting time. And in addition to being part of such a special product and company, you will be helping others reach their financial goals as well.
If you are interested in joining our team and would like more information on becoming an agent, Contact Us Today:
Frank & Aida Dodaro
(951) 760-8758
History of United First Financial
After two years of researching the industry, Skyler Witman and John Washenko of Utah's Accelerated Equity initially offered their customers debt reduction programs such as a bi-weekly payment plan to help minimize their debt, but soon realized their customers' needed something more to meet their financial needs.In the summer of 2002, they discovered a method used in several countries to pay down mortgages in record time which required no day-to-day financial impact, while paying off debt and saving hundreds of thousands of dollars in interest.
Further research on these financial elements motivated Skyler and John to develop a top-notch IT division and contract with a mathematical engineer from GE Aeronautics to begin creating the mathematical algorithms (math engines) and system programming that would become the very heart of the Money Merge Account.
A few more years and millions of dollars were invested in research and development before a one-year market test release rolled out in Denver, Colorado.
To the pride and astonishment of the founders, homeowners from the initial 400 client test market who signed up for the Money Merge Account were achieving results even better than predicted.
Homeowners with a traditional 30-year mortgage were on track to become mortgage free after only 8 to 11 years, all while paying off other debt in the process with a rate of 20% better savings and payoff time than was initially predicted.
To facilitate the growing marketing needs of the Money Merge Account, Skyler and John brought on colleagues Jonathan Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith, and created United First Financial. These colleagues brought with them many years of expertise in the mortgage and financial arena.
More on Mortgages from Wikipedia
A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.
The term comes from the Old French "dead pledge," apparently meaning that the pledge ends (dies) either when the obligation is fulfilled or the property is taken through foreclosure.
In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property.
In many countries it is normal for home purchases to be funded by a mortgage. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Spain, the United Kingdom, and the United States.
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News Posts from Google on Mortgages
- Homeowners face paying hundreds more a month for their mortgages
- Back in 1998, the average for fixed-rate mortgages was 6.74 per cent. Standard variable rates were higher more recently, in 2000, when they hit an average ...
- Rates on 30-year mortgages fall to lowest point in a month
- WASHINGTON (AP) ? Rates on 30-year mortgages edged down this week to their lowest point in a month, a spot of welcome news to would-be home buyers. ...
- US 30-year mortgage rates fall second straight week
- US 30-year mortgage rates dipped to an average of 6.01 percent from 6.05 percent last week, while 15-year mortgages held steady at an average of 5.60 ...
- Fannie Mae relaxes loan down-payment requirements
- By Lynn Adler NEW YORK (Reuters) - Fannie Mae, the largest US home funding source, is setting a single national standard for down payments on mortgages it ...
