American Express Blue

Intro APR Offer: 0% APR for 15 Months on Purchases*

Balance Transfer Offer: 4.99% APR fixed for the life of the balance. (You can only get this offer only if you fill out the balance transfer information when you apply for the card.)*

Regular APR: 10.24%*

Annual Fee: None*

Balance Transfer Fee: None*

*Please note that this information is accurate as of 5/22/2008. For up to date info check out: American Express Blue card.

The Membership Rewards Express(SM) is the reward program for the American Express Blue credit card. This is a pretty standard rewards program.

You earn one point for every dollar

Earn double points when you shop through American Express's Bonus Points Mall

No limit to the number of points you can earn

Points never expire

1,000 Points is equal to $25

You can redeem a maximum of 500,000 points in a 12 month period

It's also easy to redeem your reward. All you need to do is log into your account online and pick which reward you want. They have many choices.

Gift certificates:

Restaurants

Retail Stores

Travel:

Airline Tickets

Hotel Reservations

Cash

I must say the introductory APR on the American Express Blue is amazing. One whole year and three months with no interest. Plus the regular interest rate is pretty low. The rewards program is pretty standard with nothing that makes it stand out with so many other credit cards offering better rewards.

If you are looking for a credit card with an exceptional introductory apr and a low interest rate then Blue is one of the best.