American Express Blue

1 - I can do better 2 - Jury's out 3 - Pretty darn good 4 - Splendiferous 5 - Awesometastic by 2 people | Log in to rate

Ranked #12,829 in Business, #163,665 overall

American Express Blue Review

A brief overview and review of the American Express Blue credit card.

APR and Fees 

  • Intro APR Offer: 0% APR for 15 Months on Purchases*
  • Balance Transfer Offer: 4.99% APR fixed for the life of the balance. (You can only get this offer only if you fill out the balance transfer information when you apply for the card.)*
  • Regular APR: 10.24%*
  • Annual Fee: None*
  • Balance Transfer Fee: None*


  • *Please note that this information is accurate as of 5/22/2008. For up to date info check out: American Express Blue card.

    American Express Blue Reward 

    The Membership Rewards Express(SM) is the reward program for the American Express Blue credit card. This is a pretty standard rewards program.

  • You earn one point for every dollar

  • Earn double points when you shop through American Express's Bonus Points Mall

  • No limit to the number of points you can earn

  • Points never expire

  • 1,000 Points is equal to $25

  • You can redeem a maximum of 500,000 points in a 12 month period


  • It's also easy to redeem your reward. All you need to do is log into your account online and pick which reward you want. They have many choices.

    Gift certificates:

  • Restaurants

  • Retail Stores


  • Travel:

  • Airline Tickets

  • Hotel Reservations


  • Cash

    My Thoughts on this Card 

    I must say the introductory APR on the American Express Blue is amazing. One whole year and three months with no interest. Plus the regular interest rate is pretty low. The rewards program is pretty standard with nothing that makes it stand out with so many other credit cards offering better rewards.

    If you are looking for a credit card with an exceptional introductory apr and a low interest rate then Blue is one of the best.

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