Applying For Financial Aid

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The Process

I recall the year it became quite apparent that it was time for me to cover the costs for my college degree. My parents had been helping before, but I had just switched gears to attend online college and as an adult, I wanted to earn my degree with my own paycheck. Financial independence in mind, I decided it was time to meet with the financial aid office.

As I began this journey towards financial independence, I realized that I didn't even know where I should get started. Common sense told me the financial aid office might be a good spot, but I had to look it up on a map to even find it. The whole process of earning financial aid seemed far too mysterious than it should have.

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Your Paperwork

So, since I didn't have a guidebook for the process, I figured that I'd provide you with one. Let me reiterate here: first step, find your financial aid office. Usually, they're the people who can answer the questions you have about what kind of financial aid is right for you. If you are attending online college this step is a bit easier.

Actually, there's a minor step before you even head to your appointment at the financial aid office. You need to sign online and see if there are any forms you're required to bring with you to the office. For example, I had to bring paperwork that proved my state residency as well as paperwork that proved I was married. Although you might not need to bring in exactly what I did, it's important that you check ahead so you don't have to make more than one trip.

Make An Appointment To Avoid Lines

Actually, while you're trying to figure out what kind of paperwork you need to bring, see if you can set an appointment with a financial aid advisor. Yes, you can usually just walk in completely impromptu with no planning, but the lines at the financial aid office tend to stretch for what seems like miles. If you can't set an appointment, try to show up as early as possible - the closer to opening time, the better.

Having an appointment is almost as important as having your paperwork in order. However, I neglected to tell you the number one most important step before you step foot into your financial aid office. Understandably, they're going to want some financial information from you to see what type of college grants and scholarships will be best suited to your needs. Luckily, there's actually already a standard form in place to consolidate this information and make it less complicated for you.

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Get Organized For Success!

This form is actually an application called the FAFSA, which stands for Free Application for Federal Student Aid. It's designed to take roughly an hour to complete, and it asks you a myriad of questions. You're going to need to have your latest tax return handy, and be ready for it to delve into the personals about your bank account. However, filling it out immediately makes your visit to the financial aid office far less complicated. Take the time to get your FAFSA in order before you visit the financial aid office.

Taking the time to organize yourself before you begin the financial aid process is going to make life so much easier, both for yourself and for the financial aid office. As long as you have yourself under control (and your paperwork in order), visiting the financial aid office should only be painful because you're up early. Get the process started today, and find out how successful you can be at finding college scholarships and government grants to help you pay for school!

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Since 1971, Inner-City Scholarship Fund has invested in the education of more than 116,000 students who live in some of the poorest neighborhoods. Today, 99% of our high school seniors graduate and of these 95% go on to college.

Comments

  • Coopstar Jan 15, 2012 @ 4:45 pm | delete
    These are some great tips, thank you!
  • cwarden Mar 16, 2011 @ 11:34 pm | delete
    How wonderful that your daughters will be going to college soon! Please let me know if there are any questions I can help you with. Thanks!
  • COUNTRYLUTHIER Mar 13, 2011 @ 7:33 pm | delete
    Nice job here. Keep the money lenses coming. My daughters are counting on you.

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cwarden

I am a psychology graduate. As a single mother of two, I feel that one of my biggest accomplishments was completing my education. I believe that witho... more »

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