Bad Credit Contracts

As a owner of a number of phones about mobile phones for people with bad credit I am often asked a number of questions about bad credit contract phones and how the application procedure works, I have listed the most frequently asked questions below, please email me if you have any other questions and I will try to answer them as quickly as possible.

1. Which Provider Am I Most Likely To Get A Bad Credit Contract With?

From my experiences and a number of people who have been approved I have reason to believe you are most likely to receive a contract phone with T Mobile. Although if you are declined at T Mobile you may still be approved elsewhere, different providers consider different factors in approving contract phone applications.

2. Are There Any Restrictions On Contract Phones Owned By People With Bad Credit?

Sometimes there are, sometimes there aren't. It really does depend on your situation, if you don't want to go over your allocated allowance you can ask for restrictions but sometimes networks may impost restrictions based on your past credit history. Sometimes they ask for a deposit to be made, before sending out a phone to you.

3. How Long Does The Contract Approval Process Take?

Usually you will know whether your application was succesful within a few hours, although if you have bad credit this may take longer as they review each application seperately. They may also want to talk to you about your bad credit contract options, this is usually a good sign as it means they are trying to help you on your application.

Get a bad credit mobile here.

Some people email me asking for tips on getting approved for a bad credit contract, so I'll try and write down all of tips I have given out.

1. Bookmark This Page - Firstly this is a simple tip, but often overlooked. If you are hoping to become approved for a mobile phone contract, this is a good resource so why lose it by clicking of? By pressing Ctrl + B you can bookmark this page and check bad periodically for the latest bad credit contract news and tips.

2. Been Refused? Try Elsewhere - If you have been refused by a network before, you can still apply elsewhere. Different contract providers take different things in to account when choosing whether to accept your contract application. You can find various networks listed on this lense offering contract phones for bad credit history applicants.

3. Go Direct - The best way to be approved is to go direct to the networks. If you have been declined by the networks you more then likely won't be approved by shops such as carphone warehouse or phones4u.

4. Sim Only An Option? - Sometimes networks are happier to give you a sim only contract, rather then a "free phone" offer. So if you have been declined a bad credit contract phone you should try for a sim only contract, if this is an option to you as you will have a better chance of having your bad credit contract application approved.