Reader Feedback from Get A Mobile Phone Contract With Bad Credit History

Junglepocket Moderated by Junglepocket

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    davidp711 davidp711 Jun 5, 2009 @ 11:02 pm
    This is good stuff, great lens and great advice!
    http://trustedcreditfix.info/index.html
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    erin erin May 17, 2009 @ 8:52 am
    Vodafone accept visa electron for payment thats the only one i know off also t-mobile do as well but you need to call them during your checkout process if u hold a electron or solo card.
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    John G John G May 10, 2009 @ 3:15 pm
    Bluephone no longer do contracts as the amount of people defaulting payments...
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    cassandra cassandra Apr 20, 2009 @ 4:33 pm
    i don't think it fair for peoples who got kids that are sick like special need kids are mental kids are just sick kids need to buy a phone are get a credit check look likes to me we should get a phone free already activatede an a number i have a special need child and she is artistic but this companies give me the run around can you help me and on top of that my house got burn and i lost every thing except for me and my bay's lifes
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    lady j lady j Apr 17, 2009 @ 9:27 am
    I am a single mother who needs a phone with two sick kids .I tried verizzion but was denied so t-mobile please help me
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    Jayne Jayne Apr 15, 2009 @ 5:20 pm
    I was released from bankruptcy 2 weeks ago and was accepted by Virgin mobile on as £8.50 a month tariff with a free good phone. Absolutely made up - my advice try them! Also, Next gave me an account. I don't think they credit checked but when I checked my credit report it was on there with satisfactory - I think this has helped no end.
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    Seannaieex Seannaieex Apr 14, 2009 @ 7:04 am
    ive tried t mobile but using a pre paid card....but it says theres an error with the card...what sites except pre paid cards?
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    daryl ebinum daryl ebinum Apr 9, 2009 @ 6:56 am
    when i applied for three mobile they charged me £3 from my account then put it back into my account. and i was approved.
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    london24 london24 Feb 23, 2009 @ 7:05 am | in reply to princess t
    there are some prepaid cards that offer a credit rebuilder option. they do this by making your monthly fee (£4.95) a 'loan' instead of a 'fee'. i am doing this following bankruptcy. not going to make a lot of difference at this point but it all helps in the long run! :)
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    london24 london24 Feb 23, 2009 @ 4:21 am
    when stores do credit check thru debit/credit card, are you able to use your prepaid card for the check? i have prepaid master card and electron card. not sure if i can get a contract or not?
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    Ian Ian Feb 18, 2009 @ 2:37 am
    I have bad credit history and just got a Nokia 5800 on T-Mobile's Flext price plan, thanks for the information. FYI have been declined by O2 and VF previously.
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    Junglepocket Junglepocket Feb 9, 2009 @ 3:53 pm | in reply to jamest748
    Hi James, As far as Im aware they run a credit check on the person's who name is on the contract. Perhaps, your girlfriends credit rating isnt as high as she though it was? Or maybe there are errors on her file that she is unaware of. You can get a free copy of your credit report somewhere below on this page. Hope this helps.
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    Junglepocket Junglepocket Feb 9, 2009 @ 3:31 pm | in reply to gasman
    I doubt if there is any place in the UK where you can get a contract phone without the need for a debit or credit card.

    Visit http://www.squidoo.com/prepaid-debit-cards-uk for some prepaid debit cards with guaranteed acceptance
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    Junglepocket Junglepocket Feb 9, 2009 @ 3:28 pm | in reply to princess t
    Unfortunately, the answer is no.

    Because you are not actually getting credit, but using the card with your own prepaid money, it does not affect your credit rating at all. Sorry!
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    princess t princess t Feb 9, 2009 @ 5:18 am
    do pre paid credit cards help towards repairing credit rating. or do they have no impact at all???
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    gasman gasman Jan 30, 2009 @ 9:11 am
    i have not got a debit or credit card . i got a savings bank account.can any one tell me how to get a contract phone online without using debit or credit cards
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    jamest748 jamest748 Jan 26, 2009 @ 5:41 am
    Hey,

    Was just reading up on this issue after I was rejected by O2 for the new iphone!

    I don't have the best credit history but then my partner does and she was also refused after she aggreed to be my 'guarantor(?)' effectiveley, so here's my question...

    When applying to O2 for the new iphone and they do the credit check, do they check the person who's name is on the account or the person who's name is on the direct debit? (As my parnter was the named person on the account and the money was going to come out of my bank).

    Cheers in advance for any help.
    James.
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    Junglepocket Junglepocket Dec 28, 2008 @ 2:52 am | in reply to paul
    Paul, scroll down the page for more information on getting a prepaid Maestro card with guaranteed acceptance, or visit:

    http://www.squidoo.com/prepaid-debit-cards-uk
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    paul paul Dec 16, 2008 @ 12:09 pm
    hi can anyone help me. can you tell me who will take a halifax visa electron card for payement thanks
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    Dan B Dan B Dec 10, 2008 @ 1:58 pm | in reply to steve w
    Don't go with that, since my Divorce I have a credit score of -7000000 (!) and Three took me on!
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    tony tony Nov 23, 2008 @ 5:20 pm
    do you mean a sort code if you only have a savings account number on you card/statment just email me your bank and i will e-mail you the sort code
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    sig_sue sig_sue Nov 16, 2008 @ 5:33 am
    I have just applied to t-mobile online, unfortunately due to my bad credit was turned down for their flex contract but they called and have offered and I have gladly accepted their solo package which is sim only but for £20 a month get 500 minutes call time and unlimited texts, not sure what else I need from a phone really! The guy was lovely and said that after 6 months provided I pay my £20 on time every 30 days I can look into getting a contract phone as even if my credit rating still low they have proof of payments which they can base their next decision on. I am a happy bunny!!!!
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    Richard Perry Richard Perry Nov 13, 2008 @ 4:46 am
    I have a bank account and can do debits but have no security number as it's just a normal bank account.

    Help please
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    steve w steve w Nov 12, 2008 @ 6:45 pm
    Just a word of warning guys. 3 no longer accept people with bad credit. I work for one the largest mobile phone resellers in the uk and the largest connector of 3 mobile in the UK and they will only accept applications from people with a credit score of over 750/1000. If you are between 670-750 then you will be asked for a £150 deposit. Anything below that score then you have no hope im afraid. T-mobile will take a bit more of a risk but they have the backing of one of the largest telecommunications companies in the world (deutsche telecom) and can absorb any credit write-downs through subsidiaries within the same group.

    Good luck guys hope the info helps
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    GemGemz GemGemz Nov 10, 2008 @ 7:52 pm
    hi ..what hope have i got of get phone, tried t mobile.. i have bank acc, debit card etc..
    can anyone help ..thanks xx
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    Junglepocket Junglepocket Nov 5, 2008 @ 10:45 am | in reply to Buzz
    T Mobile accept debit cards as well as credit cards.
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    mo.c mo.c Oct 26, 2008 @ 5:30 am | in reply to lisa y
    well can i have your number babes xx
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    Buzz Buzz Oct 20, 2008 @ 8:50 am
    Tried T Mobile but needs credit card details. I dont have a credit card, so couldnt process application further.
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    lisa y lisa y Oct 6, 2008 @ 12:33 pm
    got a phone through t mobile thanks to this site
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    Sep 18, 2008 @ 12:14 am
    Nice lens.
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    j j Sep 17, 2008 @ 8:54 pm
    pesh
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    steven jenkins steven jenkins Sep 15, 2008 @ 9:10 am
    i got a t-mobile phone and a free laptop with mobile broadband they are the best in the uk for mobile phone good promos on the network as well well done t-mobile and tthis website would not of even tryed them otherwise
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    charlie charlie Sep 5, 2008 @ 11:18 am
    how did u do it i cant get any
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    PerryWilliams PerryWilliams Aug 28, 2008 @ 5:12 am
    Hey!!! If i have loose my credit with any bank, then what will happen for the credit with rest of the banks? I will be defaulter for other banks also and i will not be offerd credit?

    Please Reply
    Perry Williams
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    MJ MJ Aug 9, 2008 @ 7:17 pm
    I got a phone with t mobile and was surpsied that they gave me a contract because of my bad credit history. But they did! Very useful information on this page thanks.
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    jonny rutherford jonny rutherford Jul 29, 2008 @ 6:00 am
    yeah i managed to get the solo tariff as well, but they give me unlimited texts as well as 500 mins for £20! sorry maria!
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    James Mc James Mc Jun 25, 2008 @ 11:45 am
    Managed to get a contract trough bluephone cheers
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    Jedi Princess Jedi Princess Jun 24, 2008 @ 12:41 am
    Thanx
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    maria k maria k Jun 20, 2008 @ 3:25 pm
    got tmobile solo sim card i got 500 minutes cross network and unlimited text for 20 quid a month
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    Aaron Witherspoon Aaron Witherspoon Jun 19, 2008 @ 2:26 pm
    managed to get a T mobile solo sim card. Didnt need to pay a deposit! Success! Cheers mate.
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    harryfed harryfed Jun 16, 2008 @ 4:19 am
    Great lens with lots of useful information about bad credit history. If you need a credit card, then try chase credit card, the best credit card available today in the market! 5 stars to you..
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    Darren B Darren B Jun 13, 2008 @ 8:35 am
    Great lense! Ive been turned down for a contract phone by about 4 different companies, but managed to get one with bluephone.co.uk. Thanks!

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