Balance Transfer Credit Cards

Balance transfer credit cards are generally understood to be cards that allow you to transfer your existing credit card balance to their own account, for a specified period of time, and at a specified interest rate or APR, after which the interest rate reverts to the normal rate for that card.

 The great thing about balance transfer credit cards is that there are quite a lot of them around. The website Credit Card Balance Transfers lists over 50 such balance transfer credit cards at the time of writing.

But did you know that you can transfer your balance as many times as you like (limited only by the rules of individual banks)?

A good service you can use to do this is the alert service offered by the above web site. They will send you an email ten days before the balance transfer credit cards' 0 interest period is about to come to an end (with a reminder email three days afterwards) so that you can transfer your balance to a new card with one click of the mouse. How's that for consumer power? And the really great thing is that it's free!

You can download a free ebook on exactly how the procedure works at the Credit Card Balance Transfers website. If you live in the UK go to the Credit Card Balance Transfers UK website.