I work for Legal Helpers, a consumer bankruptcy law firm. I'm not a lawyer so my perspective is probably more like everyone else's. Working here has been an eye opening experience for me so I thought I'd share a bit about what I've learned. Maybe some of this info can help people in debt.
The Odds are Against Us
Lenders have the advantage and the government is not inclined to help consumers.
The government doesn't want to help us. The economy is built on us spending more, not less. It's up to us to figure out the truth and adjust our lives accordingly. I hope the resources I pull together here will help you out.
The average American isn't saving money, 401(k) and pension plans are evaporating, corporate bankruptcies are eliminating what pensions were established and social security is unreliable as a plan for retirement.
What will happen to those aged 25-45 when we hit 70? Think about it. To me, this is a serious problem.
Savings Poll
Tell me what you think?
Bankruptcy and Debt info Links
- Bankruptcy Lawyers - Legal Helpers
- I support this Website. Nationwide law firm, focus on consumer bankruptcy, chapter 7 and chapter 13 bankruptcy.
- Bankruptcy Boom is back
- Here's an interesting article from MSN MoneyCentral from August 2006 talking about the trend in bankruptcy filings since the 2005 law change.
- MSN's debt calculators
- MSN Money Central has pretty useful info and regular articles.
- Bankruptcy Articles from Legal Helpers
- Here's a direct link to some of the articles we've pulled together.
- U.S. Dept. of Justice Search
- Find Statistics on bankruptcy filings.
- Census data - Median Income
- Census data - median income by area.
- American Bankruptcy Institute
- ABI has a lot of bankruptcy filing data. Journalist favorite source for stat info.
Bankruptcy info
One of our partners, Rick Gustafson, has a pretty good blog that talks about consumer bankruptcy. Here is the RSS feed.
Fetching RSS feed... please stand byGreat Stuff on Amazon
Collection Agency Harassment: What the Debt Collector Doesn't Want You to Know
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The Money Book for the Young, Fabulous & Broke
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The World Is Flat [Updated and Expanded]: A Brief History of the Twenty-first Century
Amazon Price: $12.00 (as of 12/02/2008)
