When You Want To Build, Buy or Borrow For A Home -- Newcastle NSW Australia

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Newcastle NSW - What A Great Place To Live!

Hello. Come right in..no, leave your shoes on, you're fine. Welcome to my Lens from Squidoo. If you aren't familiar with the concept yet, Squidoo is a groovy way to combine a pile of resources on a particular topic so that you can easily access what you need.  And of course, others who are interested can access it too. Since the Internet has us inundated with TOO MUCH information (much of it NOT what we're looking for), the Squidoo "Lens" was designed to help us find a focus on those bits that are what we are actively seeking for more information. Enjoy. More links and resources will be added regularly, so come back and visit often!

So what's up with the lack of Australian businesses who have taken the trouble (!) to enable selling their wares on the Internet?  Seriously, if you are running a business and NOT letting your customers buy online, think again! I've just road tested a couple of Australian garden mail order services. Check below for the results and addresses!

But let me focus! We're here to share information about building right? Right. Okay, lets go. After nearly three years helping people buy their new home with a large project builder locally, you'll understand I've a pretty good idea where the gaps in understanding are in the information between what's important to the buyers (that's you) and the builders (that's "them"). If you've ever built a new home before, then you'll know that there is a LOT of stuff to work through from the concept stage where you begin to explore the idea... through to putting your feet up to watch the telly in your new living room.  Through this site, I hope to help you learn some things that will steer you in the right direction and help you to navigate to a great outcome.  This is going to be a work in progress, so stay with me, and let me know if you've some ideas or questions that you have that are not addressed here yet. 

Some starting thoughts for you.

Now, I can't stress the importance of this for you to understand.  Once you "get" this you will be ahead of the Game.  Builders Don't Care About Your Home.

Don't be confused by the advertising. If you are lucky, they do care about building a quality HOUSE (because that means they don't have to go and fix stuff, which eats into their profits), and some builders care about building a quality home, more than others.  That's life. Get used to it. Your emotional attachment to your project ( and it IS exciting!!!), is ho-hum to the builders, and you'll find the process much more rewarding if you expect your excitement to be shared with friends and family and people who care, and not your builder.  When you are communicating with your builder, try to keep focused on what the practical issues are. While your builder is not attached to your job emotionally, again, if you are lucky, they may take pride in their work and that means a good job for you. Getting on the builders nerves is NOT a good way to build rapport, and you building rapport while they build your house IS a good idea!

More to follow... Stay tuned to find out what the banks care about!

There's also some newsy stuff and some internet favourites of mine to check out and be fascinated/horrified/amused by. Okay. Let's get on with the show!

 

 

Not Sure Where To Start? 

Coaching For Home Builders, Buyers & Borrowers

Finding help with your building or home purchase can be tricky. After close to three years working as a Home Building Consultant with Huxley Homes in Newcastle and Central Coast, you'll understand that I have some idea what to look for!...And what to 'look out for'.

What would you REALLY like?
Whether you have a:

Sloping Site
Narrow Site
Knockdown/Rebuild
Investment Concept
Mines Subsidence Conditions
Special Lifestyle Needs
Family Accommodation Needs
Downsizing
Or you just want :
Something Bigger
Something Better
Something Smaller
Something Different
Something Special... call now and arrange a Planning session.

Lindy Asimus 0403 365855 or email lindyasimus AT gmail.com

Invest or Move In! 

Selected Property Is Now Available

If you'd rather buy a ready made quality residence that's all set to move in your tenant or relocate in your family, take a look at the properties that are now available in the Newcastle and Hunter Valley.

Check out the link on the module below to access the properties. We have more stock available from time to time, as suitable properties become available, so email me at lindyasimus AT gmail.com with your wish list - and you may just be in luck! A great home and a great buy? What could be better? Well with a little help from Ian Huxley at The Mortgage Supermarket, you can get service and find the right finance to suit your needs too. Just email to find out how easy it can be.

For the link to the properties, check the link list below. Just go to NSW properties and you'll find them all there.

And if you're looking for something a little more up-market, remember to check out the fantastic waterfront apartment at Port Stephens. It's really something!

Before One Builds, Grasshopper...One Must Consider...New Home Questions 

(Er...Preferably BEFORE you start..!)

Your Land

* Have you a block of land in mind?(or do you know what to look for/avoid?)

* Do you own it?

* Do you know what restrictions affect the site? eg; mines subsidence, flood zone, covenants , bushfire restrictions, etc

* Are there particular restraints that apply to the land due to narrow frontage, sloping elevation, easements, poor access, etc?

* Do you know where North is relative to your site?

* Are there views that you want to access?

* Are there views that you want to avoid?

* Will the driveway be easy to negotiate when entering and exiting your site?

* Is a slab construction possible or desirable on your land, or do you need bearers and joists, and/or lightweight construction? Many parts of Newcastle for example, are in Mines Subsidence areas and are restricted on the type of building you may be allowed to construct

* What has to happen in order for you to know that you are ready to build this home now?



Practical Considerations


Your House Style

* Do you need a single-storied home so that you can get around easily now and into the future?

* Do you need a two-storied home in order to achieve views, or to maintain a nice size garden?

* Do you have adult children or parents who will be living in your home with you?

* Do you have family you DON'T want to move in with you?

* How many bathrooms will you require?

* Do you need a formal living area and a casual living area or would you prefer one large space for entertaining?

* Do you prefer modern contemporary styling or a more traditional look to fit the streetscape?

* What entertaining do you do inside and outside the home? Do you require a transitional space like an alfresco area to bring the garden into the home?

* How many bedrooms do you need - and who do they have to accommodate? A guest bedroom may suffice to be a smaller size than a bedroom for married children, etc.

* Are there any handicapped or aged persons that will be living in the home and may need special consideration for door or hallway width and access?

Newcastle Building Information Links 

Handy Sites - Newcastle, Hunter Valley, Lake Macquarie, Port Stephens and Surrounds

Here are some handy links to public utilities that can be helpful (and otherwise!) in your building project. Bookmarking this page will keep them readily accessible for you as you are searching for sundry items during your building process. Understanding the local government regulations and restrictions will help you prepare for all the stages of your project.

If you have favourite websites that you've found useful and that should be included here, email me at lindyasimus@gmail.com and I'll add them in if they are appropriate.
Property For Sale - Hunter Valley
Looking for an affordable quality investment property, or a new home for your family? Check out these beauties! Quality, and affordable. What a combination!
Energy Australia - Newcastle
If you're moving home, you can easily arrange to connect or disconnect your electricity online. Special Offer* FREE weather station valued at $119 for customers who purchase and install ceiling batts*
Department of Fair Trading
Last resort if you have problems with a builder or supplier you can't resolve.
Master Builders Association - Newcastle
Home for the Master Builders Association.
Courses available including "Asbestos Removal"
Housing Industry Association
Housing Industry Association Home site.
Check out the Guide to Kitchen and Bathroom Construction; Greensmart information; Apprenticeships, Builders and latest on the BASIX rollout.
Mines Subsidence Board
Since much of Newcastle and the Hunter Valley is undermined, the Mines Subsidence Board can help with information on what is allowed when building or renovating on blocks of land that are affected. Also the place to go if you need to lodge a claim for damage due to mines subsidence.
Hunter Water
Information relating to water supply, rainwater tanks, drainage. Come here for your applications for rainwater tanks, etc. Also Guide To Trees and Sewer Pipes.
Newcastle City Council
Development applications and planning information for projects within the Newcastle council area here
Port Stephens Council
Development applications and planning information for projects within the Port Stephens council area here. From Raymond Terrace to Nelson Bay and surrounds. And if you are moving into a new council area remember to find out the garbage collection day!
Lake Macquarie Council
Development applications and planning information for projects within the Lake Macquarie council area here. You'll find the LEP 2004 & DCP No.1 here too.
Home Buyers School!
Fantastic brainchild of Ian Huxley, this is THE resource for people thinking of buying their first home and wanting to find out all they need to know to navigate the process, from raising and understanding how finance works, and how to arrange your finance to best suit what's good for YOU... through to selection of property, tips on buying well, right up to the legal steps and things for which you need to be on the lookout. Fantastic site, and a Newcastle creation.
So..You Want To Build A Home?
Find out what your options are if you are looking for information on building on a new site, buying or building an investment property or considering a knockdown/rebuild at your current address. With specialists in all areas to help you, save time and hassle and get help now from advisors who will put your needs first.

For those with hectic schedules and a chain tying you to the desk throughout the day, remember you can access an in office or after hours appointment to discuss your home plans.

Home mortage and business finance quotes are also available from The Mortgage Supermarket. Don't fall for gimmicky TV commercials. The right loan to suit your situation could save you thousands of $$ over the course of your loan. Check it out!
Business Coaching For Small Business
Practical, Affordable Help For Small Businesses. We work with you in your business by enhancing what you know... with what we know. Fine tuning your business, might mean finding low or even no cost ways to make extra profit in your business. Creating a better system, keeping customers, increasing the amount per sale, and having those customers visit more often improves relationships with them and makes you more profits. Start getting the most out of your business today. Email now and see how we might help you in your business... lindyasimus AT gmail.com

Drowning In Debt? Happy Homebuying 

Smart Strategies For Home Finance

Right now, some people are watching the market flatten out on housing prices. Some will be noticing that prices in their neighbourhood have actually come down. Prices move and not always upward.

Nevertheless, the money we borrow for our home is for most of us a very big investment and so it is our duty to ensure that we're getting the best 'buy' on the money we take home from the bank, and don't get caught with some flashy product that when we get it home under the natural lighting, doesn't fit right and is far more expensive than it has any right to be. That's right. We buy money when we take out a loan, and not all money is bought at the same price.

Reviewing your home loan can be a very rewarding thing to do. Not only can you make sure that you are going to pay the best price for what you buy - you can make sure that the fit is one that is good for you and will not pinch you in the wrong places...or leave your butt exposed.

Email me and mention Squidoo for a mortgage review by The Mortgage Supermarket. Send email to:
lindyasimus@gmail.com

You've nothing to lose and maybe some dignity to save.

Lindy

Come Spy On The Neighbours! 

Flickr A Great Way To Share Your Pics...And A Great Place To Find Inspiration For Your Next Project Or Trip!

Some of the photos that are shared are phenomenal. Expert photographers and happy snappers alike. Lots of great pics to explore and always something different to view. Try it out. See what people all around the global village are taking photos about and posting.

View of walled vegetable garden with wooden rocking horse in centre by Powerhouse Museum Collection

View of walled veget...

Green Elephants Garden Sculptures by epSos.de

Green Elephants Gard...

Raise Me Up by Athena's Pix (Struggling to keep up again!)

Raise Me Up

Tres Riches Heures medieval garden by Crinklecrankle.com

Tres Riches Heures m...

Bronze garden sculpture by Crinklecrankle.com

Bronze garden sculpt...

Wooden edging to planting bed by Crinklecrankle.com

Wooden edging to pla...

Garden ornament by Crinklecrankle.com

Garden ornament

Dionysia tapetodes by Crinklecrankle.com

Dionysia tapetodes

Garden timber decking by Crinklecrankle.com

Garden timber deckin...

Harnk! If You're Happy! 

Dandy site. Get Yourself Something Nice!

Shameless plug here for Thomas Gieseke, illustrator extraordinare who comes up with these sometimes dark but always entertaining images at odd hours of the day or night. Get your very own now. Check out the full Harnky! range...
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What Gets Up Your Nose? 

Building and Borrowing For Your New Home

I'd love to find out what your thoughts are on where you think the system lets you down when you are trying to put together your project to build and purchase your new home. Drop me a line if you like and vent your spleen! Somewhere...someone might actually listen and give the market what we need.!

My pick for WGUMN is probably the advertisement touting home loans that target the poor schlubs that don't know how to total up the cost of that "free" holiday they are getting for refinancing their house and "consolidating" their loans (read : "paying for short lived, pointless consumables compounded on the never never"). I'm still trying to work out a reason why that isn't criminal on the part of the lending bodies, but maybe it's supposed to be a case of caveat emptor - let the buyer beware. Now don't even get me started on the "characters" trying to flog "no doc" loans for the high commissions, with no regard to the mess they may be creating for the hapless schlubs. Boy, looks like we need some real financial education made available ...and fast.
But perhaps that begs the question. Does anyone really want to know that there is no free ride? Is denial really what we prefer?

Australian Shop Online 

Great Websites You Can Buy Stuff!

Well we aren't *completely* a backwater. Here are some great places that you can buy online in Oz and have your purchases delivered to your door. Save the time and aggravation of going to the shopping centre just to pick up some homewares. And if you are looking for a gift, try these stores out and you can have your gifts delivered straight to their door!(or yours - charity starts at home, remember)How easy is that!
Home Couture
Great store! Fantastic range of kitchen utensils, cookware and decorator homewares for the kitchen, dining room and bath. Also check out their great furniture and accessories for the Home Office! I've ordered from this store and was delighted with their range, their prices and their service. They deserve some support. Check out their advertised specials, and they often have free delivery.
Garden Express
Handy site. I was after some hostas for the garden and this seemed to have a reasonable range compared to other sites I could find. Delivery was a little tardy, but the packaging was great and everything arrived in good condition. Size of the plants was a bit smaller than I expected, but seem healthy. Bonus is the catalogue and cultivating notes that came with the order. They have a great range of bits and pieces for the whole gardening operation.
Post Office Farm Nursery - Hellebores!
Lovely, lovely range of hellebores for the garden! Singles, doubles, you name it. Great range of colours and very well presented website that is a great credit to them. Pictures load easily and it is a pleasure to order from them. Order came very quickly and in fantastic order. The plants were a good size for planting, with great roots and ready to go. Fantastic! A great example to anyone looking at putting up an online retailing site.

Home Buyers School - Newcastle NSW Australia 

Training For Making This Most Important Purchase

FIRST HOME BUYERS

Australian Home Buyers School

Classes are now commencing for The Australian Home Buyer School. This is an information and education service designed to promote understanding of the processes involved in purchasing a new home for the first time. Topics range from borrowing and how to understand the finance aspect of mortgages and finance through to the legal intricacies property selection and more.

The Homebuyer School website is Home Buyers School

---------------------------------------------------------------

Note: If You Are A Professional Advisor

The Home Buyers School does not sell products, and is designed to be a purely educational resource for people new to buying a home. The classes will be run at regular intervals, and if you are a professional who would like to add value for your clients by a professional partnering with The Home Buyers School to run in-house workshops, please email me with your interest.

New Salon 

Read what's happening in the wide world. Grab a coffee and settle into the Salon for a little real world un-sanity.

The Obamas' first harvest
It's yielded pounds of produce, and good will from activists, but will the White House garden change food policy?
My boyfriend criticizes everything!
He thinks I'm supposed to be perfect and seizes on my tiniest mistakes
Science fiction with a smile
Mysteries and magic unfold on the renamed Syfy network, from the funny "Warehouse 13" to the charming "Eureka"

Fun Stuff To Explore 

A little bit of this, a little bit of that. Come take a peek!

This is the place for Things To Indulge In.

Yes. That's what this space is for. TTIN.
Make a note...
DIY Guide To Roasting Your Own Coffee!
Oh this is for all my fellow coffee addicts.
A sweet and rewarding vice.
Have You Discovered Google Earth Yet?
Google Earth is THE place if you like to explore the world and marvel at technology at the same time. Warning: People have been known to disappear for hours at a time when they start playing with Google Earth!

New BoingBoing 

The Directory Of The Wonderful

This is for the inquisitive among you.

Cantina song from Star Wars on a Chapman Stick
Dustin sez, "Musician Guillaume Estace plays a rendition of the famous "Cantina Theme" from Star Wars IV on a Chapman Stick, a guitar-like instrument designed solely for finger-tapping. It's really cool the way it lets him play the bass and melody simultaneously - I want one!" This is my wife's ringtone (the original, not the Chapman Stick version) and so I hear it a lot; this guy does a GREAT job with it! Star Wars "Cantina Band" on Chapman Stick (Thanks, Dustin!)...
Manchester's steampunk difference engine adventure
The Manchester International Festival is putting together a touring, educational steampunk show based on the difference engine, Charles Babbage's mechanical computer. Oh, to live in Manchester! Travelling from past to future through a landscape of machines and ideas Walk the Plank and Thingumajig Theatre have created an interactive journey through the courtyard of Manchester's Town Hall. The audience will help inventor and mathematician Charles Babbage find the clues to repair his Difference Engine; solve the spider's riddles, hidden in the worldwide web; persuade the counting madman to open the gates to the Hall of Shadows...and discover the secret workings of the steampunk arcade. Alongside the show, a programme of engagement with six local schools is being led by The Centre for Urban Education. As part of the Creative Partnerships 'Enquiry' programme, children, young people and their teachers are working with creative practitioners to explore their ideas. They will develop a new creative learning resource based on the themes of the performance and linked to the science, technology, history, engineering and maths curricula. The Difference Engine...a steampunk adventure (Thanks, Ed!) Previously:Difference Engine unboxed at Silicon Valley Computer Museum ... Difference Engine mechanical computer made from legos - Boing Boing...
Desperate-to-leave LinkedIn users rename accounts "delete delete delete"
Clay Shirky sez, "While googling around for instructions on deleting my Facebook profile, I discovered a form of digital graffiti which is one part last-ditch strategy to three parts _cri de coeur_: accounts renamed by frustrated LinkedIn users desperate to get off the service. I have no idea how common this is, but in just two searches, I came across a Mr. Delete This Account from the San Francisco area, who turns out to have company, as there are three other Mr. Delete This Account's on the service (San Diego; Enid, OK; and Liege, Belgium). There are also two users named Delete My Profile, four named Delete This Profile, and no fewer than ten named Unsubscribe Unsubscribe (the Humbert Humbert of the 21c.) There is also some unintentional hilarity on individual profile pages -- one of the Unsubscribe Unsubscribes is a Relationship Manager, while a user with the first name of 'delete delete delete' and the last name of 'delete delete delete' is a Hospitality Professional in Australia. LinkedIn is very solicitous about asking "Would you like to add delete delete delete delete delete delete to your network?" Um, no." This was how I got rid of my LinkedIn account in the end, and why I never signed back up again. (Thanks, Clay!)...
Cheap facts: what happens to science fiction when knowing something can be done and doing it are nearly the same thing
My new Locus column, "Cheap Facts and the Plausible Premise," explores what it means for science fiction when the cost of knowing something falls to zero, and when the difference between knowing something can be done and doing it narrows away to nothing. Tell someone that her car has a chip-based controller that can be hacked to improve gas mileage, and you give her the keywords to feed into Google to find out how to do this, where to find the equipment to do it -- even the firms that specialize in doing it for you. In the age of cheap facts, we now inhabit a world where knowing something is possible is practically the same as knowing how to do it. This means that invention is now a lot more like collage than like discovery. Cheap Facts and the Plausible Premise...
Tim O'Reilly: Kindle needs to embrace standards or die
Tim O'Reilly predicts the imminent demise of the Kindle ebook reader unless it makes the move to open standards and abandons DRM and proprietary formats. I've been trying to get someone at Amazon to answer my basic questions about the "DRM-free" option for authors and publishers ("Does the EULA prohibit a reader from moving a DRM-free file to a non-Kindle?" "Is there a patent or other restriction that prevents competitors from making readers or converters for the DRM-free files?" and "Can DRM-free files be remotely downgraded, the way that the DRM'ed files have had their read-aloud functionality taken away after the fact?") and been totally stonewalled, as have O'Reilly. Kudos to Tim for a great editorial and especially for the use of "strategy tax" -- what a great phrase! So we sold GNN to America Online in June 1995. Big mistake. Despite telling us that they wanted to embrace the Web, they kept GNN as an "off brand," continuing to focus on their proprietary AOL platform and allowing Yahoo! ( YHOO - news - people ) to dominate the new online information platform. So it was with a feeling of deja vu that I listened in mid-2007 to the promises of Amazon about the potential of its new proprietary e-book platform. While no payment is required to participate, there are clearly onerous restrictions that could limit the growth of the market: a proprietary file format, and the requirement that the e-books only be sold by Amazon.com. The file format was a problem for us from the get-go: Amazon's Kindle file format doesn't provide support for tables or for so-called monospaced fonts, two formatting features that we use heavily in our line of technical books. And there is a viable alternative: Epub, the open format from the International Digital Publishing Forum, is based on the Web's native format, HTML, and provides full table and font support. This is the first "strategy tax" paid by those who embrace proprietary platforms: They can't support the needs of every niche and must prioritize their support for mainstream needs. Why Kindle Should Be An Open Book (via /.) Previously:Some Kindle books have secret caps on the number of times you can ... Kindle owners start to lose text-to-speech on purchased books ... If you lose your Amazon account, your Kindle loses functionality ... When it comes to the Kindle, authors are focused on the wrong risk ... Report from protest for blind rights at Authors Guild yesterday ... My DRM and ebooks talk from O'Reilly Tools of Change for ......

Great Stuff on eBay 

Are You An eBay-a-holic?

What can't you buy for your home on eBay? Stop by and bid on a bargain... or clean out that garage today! You know you've got piles of stuff that you don't want packed into cupboards and stashed into corners of the house. Sure you need more room? Get organized and you might find that you need less room than you think!

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eBay

Great Stuff on Amazon 

Feng Shui Anyone?

What's the artsy-crafty style overseas now, hmm? Take a peek!

Gaia's Garden, Second Edition: A Guide To Home-Scale Permaculture

Amazon Price: $19.77 (as of 07/06/2009) Buy Now

Bringing Nature Home: How You Can Sustain Wildlife with Native Plants, Updated and Expanded

Amazon Price: $12.21 (as of 07/06/2009) Buy Now

New Guestbook 

lindyasimus wrote...

My goodness, I just found this comment after all this time!

ReplyPosted June 27, 2008

nyfamily5 wrote...

Great Lens on New Home Building. I had a new home built so and so many of your points hit home.

ReplyPosted May 11, 2008

Lensmaster

Martin Garcia wrote

Lindy Asimus the best in-class business coaching

Reply Posted December 09, 2006

Lamar_Morgan wrote...

Lindy,

Very nice lens. I particularly like the Kung Fu Grasshopper module. How clever of you. I look forward to talking with you on Skype (and maybe even Talkshoe.com).

ReplyPosted November 03, 2006

by lindyasimus

I'm a business coach with a passion for helping entrepreneurs to live the life they will love. And I believe that everyone deserves some help to reach...

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