Best Credit Cards

1 - I can do better 2 - Jury's out 3 - Pretty darn good 4 - Splendiferous 5 - Awesometastic by 2 people | Log in to rate

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Learn More About Your Credit

What do you think of when someone mentions the "best" credit card? If you're like us, you'll need to qualify the question. It depends on what the card will be used for, huh?

Do you want to build up frequent flyer miles? Do you want cash back bonuses? Do you want the lowest ongoing interest rate? Do you want a low introductory interest rate? Do you want to transfer balances from high-interest credit cards to a lower interest rate? Do you travel overseas and want to know which credit card has the best (lowest) foreign exchange fees? Do you have limited credit or poor credit and need to build or rebuild your credit history? Do you need a credit card designed for students?

What do you know about your credit score and how it affects many areas of your life? We're here to provide answers and help you manage your finances in a way that suits you.

About Your Credit Score 

Check Your Credit Score and Credit Report

Your Credit Score is one of the most important numbers in your life and is tied directly to your Credit Report.

Your Credit Score is used by nearly all businesses to which you apply for credit. Your Credit Report is obtained by those same businesses AND employers AND insurance companies...

Everyone is entitled to a free credit report from each of the three credit reporting agencies on an annual basis. But those free reports do not provide you with your credit score.

However, there is a way to see your credit score at no cost or very low cost. You can read about it here.

Credit Card Articles 

Advanta Business Credit Cards Surge
Advanta business credit cards are poised to surge among credit cards for small business and offer good credit opportunities such as 90 days with no interest and a 50% bonus for points earned.
Prepaid Credit Cards Rise in Importance
Prepaid credit cards and secured credit cards are becoming more and more important as the credit crisis of 2008 spreads across the world and will spill over into 2009. Find out what people are doing to protect themselves.
Prepaid Credit Cards of America
Detailed information about prepaid credit cards that can help you rebuild or repair your credit. Most are guaranteed issue.
What Are Good Credit Scores
Detailed information about credit scores in the United States, including an easy-to-read credit score chart.
Credit Card Advice - Frequently Asked Questions
Get answers to frequently asked questions about credit cards, credit reports and credit scores.

Reward Credit Cards 

Thank You, Discover Card.

Reward credit cards were virtually non-existent until 1986. Whoever heard of getting cash back just by using your credit card? Or points...or miles, or whatever.

Then came Superbowl Sunday. New Orleans was the site for two teams that were making their first appearance in the big game: Chicago and New England. The Bears routed the Patriots 46-10.

Something else happened that day. A new, young, upstart credit card called the Discover Card was featured in television commercials that day. The teams playing that day were not the only "firsts" witnessed by the fans.

Discover Card unveiled a CashBack® program. It was the beginning of another rout. TNS Consumer Card Strategies Research for 2007 shows that more U.S. households have a Discover Credit Card than any other card. Their Cashback Bonus® has been called America's #1 cash rewards program.

Discover Card has changed since 1986, adding more credit card categories and more benefits. Click here to learn more about what Discover can offer you.

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Finance Books 

by netventurer

Larry and Beth Jameson are researchers and, like most everyone else, are very interested in finance.


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