The Most Effective Way to Boost Your Credit

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How I Help Clients get a High Credit Score with Credit Booster Pro

Find out how to turn a low credit score around with a little help from Credit Booster Pro.

How to Improve your Credit Score 

Tips and tactics from an industry pro teaches you how to boost your credit score.

As a mortgage banker, I often run into people with average to below average credit ratings. With scores below 600, their options for financing are severly limited. The options they do have are often expensive and generally a bad deal - but what other choice do they have?

In the past, I would have had to turn down an individual with a score below 675 - that was before I had a chance to listen to Credit Booster Pro.

Here are some methods I learned from Credit Booster Pro that can help your credit score improve:

1) Get Your Credit Reports
You NEED to get a copy of all 3 of your credit reports. There are various services on the internet that allow you to view a copy of all 3 at once, however you are also eligible to receive a free copy once per year from Annual Credit Report. Unlike companies that purport to give you a "free" credit report, Annual Credit Report is operated jointly by the three consumer credit bureaus, so you are not misled into signing up for a subscription you do not need.

2) Identify and Remove Erroneous Info
Perhaps the most prevalent reason for low credit scores is incorrect or inaccurate information on any of the three credit reports. You need to scour your report for these glitches, then take the appropriate steps to fix them.

3) Do NOT Close Unused Accounts
A common mistake that people make, following myths spread around by people who don't know any better, is that they close credit accounts that they do not use. Contrary to belief, it is better to leave them open. If you are not using them, they have no adverse affect. Closing them actually reduces your score by increasing your credit utilization.

4) Authorized User Assistance
This tactic is so effective that someone with no prior credit history can get a full history in a matter of weeks. Let's say Bob has great credit, and Larry has no credit. Bob can add Larry as an authorized user to any of his credit cards in good standing. For each card he does this with, Larry gains the benefits of each card's history. If the accounts are in good standing, then Larry's credit score will shoot from 0 to 700+ in weeks!

There are many things you can do to get a good credit score - but Credit Booster PRO is the best way to get an excellent credit score.

How Did You Improve your Credit Score? 

If you found my article helpful, you will find Credit Booster Pro Invaluable.

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by BankerMan101

I am a mortgage banker with over 10 years of experience.
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