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Boston Bankruptcy Lawyer - Joshua Spirn & Associates

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Ranked #49,229 in Business & Work, #590,690 overall

Boston Bankruptcy Lawyer

At the Offices of Joshua Spirn & Associates, our Boston bankruptcy lawyers believe that anyone can reorganize their finances, lose their debt, and restore their credit score to work towards their financial stability. We will show you why bankruptcy may be the best option for you, and we are prepared to help you with filing for consumer or commercial bankruptcy.

We may be able to help you with:
Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Defense

We are a BBB Accredited Business, and a member of the NACBA, National Association of Consumer Bankruptcy Attorneys.

Practice Areas

Visit our website to see what Boston bankruptcy practice areas we may be able to help you with.

Blog

Visit our Boston Bankruptcy blog to learn more about bankruptcy.

What is a credit report?

A credit report is requested by a bank or other entity so that they can check an individual's on repaying debts or other payments. It is a combination of credit card payments, loan payments, mortgage payments, total available debt. If you have a lot of late payments then your credit score may go down.

About Joshua Spirn

Education

Clark University, Worcester, MA
BA 1994 - Concentration in Government
Boston University School of Law
JD 1997 - Concentration in Litigation and Dispute Resolution with Honors

Bar Admissions

Massachusetts Bar: Admitted 1997
United States District Court, District of Massachusetts, Admitted 2006

Affiliations

Boston Bar Association
Clark University Alumni Association
National Association of Consumer Bankruptcy Attorneys

Call Joshua Spirn & Associates at 617-482-7600 or toll free at 800-975-5346, or visit www.boston-bankruptcylawyer.com for a free case evaluation.

Frequently Asked Questions (FAQs)

Q: What age group most frequently declares bankruptcy?
A: The younger age groups declare bankruptcy more frequently than the older aged groups. Many think this is due to inexperience with saving and managing money or credit cards.

Q: Can student loan debts be discharged in bankruptcy?
A: No. Student loan debts, regardless of whether they were private or government loans, cannot be discharged in bankruptcy. They must be repaid.

Q: Budgets are important but do they really help avoid bankruptcy?
A: Yes. Budgets do help a person avoid bankruptcy by showing that person exactly where his or her money is going. In addition, they let a person know if he or she is living within his or her means. Living within one's means is very important for avoiding bankruptcy because it means that the person doesn't really get into de