(by 5 people)
Do you manage your financial life or does it manage you?
If you want to experience the freedom and exhilaration of finally having your money under your control, Judy's tools and coaching can help you do it now vs. later! Don't wait, order your copy today! Take action and get on the road to budget recovery now.
If you're like most of us, you've let things slide for too long. Perhaps your credit card balance keeps climbing higher and higher every month. Or maybe you're facing outstanding loans. Or like the majority of our population, you're concerned about your preparedness for the future ... college funds, retirement savings, investments, etc.
Are you looking for someone to help you get on a sound financial track, guide you through the process and create a spending plan that is realistic and works for your lifestyle?
The money tracker can provide short-term or ongoing logistical help for establishing an effective budget for individuals, couples, single parents and small businesses. Monthly follow-up sessions offer support, accountability and guidance. Clients learn how to develop and maintain a spending plan that works for their individual and household needs.
I'll help you find the cash to get what you really want. I'll help you get a grip so you know where your money is going and where you really want it to go.I would love to work with you!
For more information visit my website The Money Tracker
With the publication of her first book, "Common Cents: The Complete Money Management Workbook" and forerunner to The Budget Kit, she became a pioneer in the financial field by providing realistic and sound financial principles readers could apply immediately using the unique and specially-designed forms and spreadsheets she included within the workbook.
Common Cents Coaching Program
A money-management system using simple tools and supportive coaching for creating fast and easy-to-understand results.The Commons Cents Coaching Program is perfect for people who don't have the time, knowledge or experience to create a personal financial system that is effective, comprehensive and easy to maintain.
The Common Cents Coaching Program provides you with six (6) weeks of expert advice from Judy Lawrence, a best-selling author and experienced Financial Counselor and Coach.
In these six (6) weeks (or 6 sessions), we'll develop and begin implementing a detailed Personal Financial Action Plan that will prepare you to effectively manage and anticipate your cash flow, emergencies, surprise expenses, debt, savings, goals and net worth.
Who Can Benefit?
- Who are tired of working hard, making good money yet having little to show for it.
- Want to stop the financial chaos and get a grip on their personal finances.
- Are recently divorced or widowed, and struggling to handle all the new financial responsibilities.
- Are worried about a possible job loss or downsize and want to be prepared.
- Who have variable income and expenses and no system for managing it.
- Want to plan ahead for college education, new home, or vacation.
- Want to gain more insight into their spending habits.
- Are ready to face their financial picture, feel the fear and move through it.
- Are ready to have it all and this time use a money management system that works.
Common Cents Coaching Program
- Coaching Program
- I offer three (3) Coaching Programs each designed to meet your individual needs within the budget and timeframe you determine is appropriate for your situation:
Click on the link for more information the the 'Common Cents' coaching program
Credentials
Ms. Lawrence holds a Masters degree in Guidance and Counseling from the University of Wisconsin at Oshkosh. She has worked as a Realtor, Marketing Director at a financial planning firm, a Navajo Reservation Boarding School Counselor with the Bureau of Indian Affairs, a Career Counselor at Albuquerque T-VI College, an Onsite Sales and Support Executive with an Internet Startup company, Director of Author Relationships with a small financial publishing company. For many years Judy has operated a private financial counseling and coaching practice serving individuals, couples, small businesses and now continues this service nationally by phone.Judy has presented money management workshops for the University of New Mexico, The Learning Annex, County of Santa Clara, CA, Regional Consumer Credit Counseling Conference, corporations, small businesses and many other organizations.
It makes sense that Judy would grow up to become a personal finance counselor, a popular speaker on basic money management and the author of the financial best sellers: The Money Tracker and The Budget Kit: The Common Cents$ Money Management Workbook.
After all, as early as high school she was showing signs of careful money management with her self-devised "5 Jar System." Growing up in Wisconsin, where she lived above a cheese factory and worked in the factory below, she began saving money by dividing her earnings into 5 jars labeled College, Clothes, Savings, Spending and Car. Later, when newly married, she carried over her skills to develop a simple family budgeting system, which eventually formed the basis for her original workbook, Common Cent$, published in 1981.
Featured Website of the Week
- Mary Hunt's Debt Proof Living
- Are you looking for freedom from debt, empowerment to manage your ordinary income, and financial happiness? Congratulations! You've found the place where thousands of ordinary people are achieving all of that and more on their ordinary incomes, and you can too. Here at Debt-Proof Living you are going to learn how to get out of debt and stay out -- all on the money you earn right now. Even if you are living paycheck to paycheck, buried under a pile of horrible debt or just spinning your financial wheels, there is so much hope and help right here at Debt-Proof Living. You can improve the quality of your life. You are going to be amazed!
Books and Products
- The Budget Kit
- The Budget Kit provides an easy-to-use workbook format that enables you to effectively organize and manage your finances ... no matter where you are today.
- The Money Tracker
- Find the CASH to Get What You REALLY Want
- Daily Riches
- A Journal of Gratitude & Awareness
- The Family Memory Book
- Highlights of Our Times Together
A Great Present for Anyone Who Wants to Hold On To Life's Special Memories. A unique fill-in-the-blank format - Books Products and packaged deals
- Special Package Savings can be found.
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