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What Do You Think Of Dave Ramsey And The Baby Steps To Financial Freedom?

I'd Love To Know What You Think!

From the lens Dave Ramsey Baby Step 1: Build An Emergency Fund.

  • leahjsongs Apr 17, 2012 @ 10:16 am | delete
    I'm a pastor, and we teach FPU at our church as a community outreach. I saved my Emergency Fund in 2 months of starting FPU...had to use it 2 months later. Sooooo relieved I had taken Baby Step 1!!! So my Fund is nearly rebuilt. In the meantime, I've paid down $4000 on student loans, my own outstanding debt. Great program!
  • TapIn2U Apr 12, 2012 @ 10:41 am | delete
    Good advice and helpful too. Sundae ;-)
  • inhousefinancing Nov 29, 2011 @ 11:04 pm | delete
    I have been preaching for years about having an emergency fund. Great examples and testimonials on how emergency funds truly helped many in dire situations. Not only is a financial emergency fund good to have, but with natural disasters happening at an alarming rate, my wife and I have started an emergency kit with can foods, clothing, medical supplies, water, radio, etc., for quick mobile escape if necessary. You can never be overly prepared nowadays.
  • Tipi Jul 16, 2011 @ 7:01 am | delete
    Excellent advice and congratulations on your success at "digging out". An emergency fund would have been very helpful to me many times in life. I've been my son's emergency fund this past year, funny how that works out.
  • CitiesChick Feb 8, 2011 @ 5:08 pm | delete
    Love Dave Ramsey! We are working on the baby steps right now, and while it is tough work I know it will be worth it in the end!! To live like no one else!
  • Margo_Arrowsmith Oct 29, 2010 @ 7:02 am | delete
    I listen to Dave Ramsey all the time. He has great advice.
  • ulla_hennig May 19, 2010 @ 10:05 am | delete
    Very important lens! We need that kind of information in Germany, too!
  • EditorDave Aug 22, 2009 @ 10:09 pm | delete
    Excellent lens. This is information that public schools and colleges should be teaching to ALL STUDENTS as MANDATORY information (they can take the other courses for their majors later). The reason why many folks in our current economy are in such messes is that they never had many chances to learn about personal finance and how money (and the economy) works. I'm lensrolling this to my home economics - personal finance lens. Thank you for posting such valuable information! 5*
  • RecommendationsFromRebecca Oct 29, 2008 @ 5:21 am | delete
    I am doing Dave Ramsey's Total Money Make Over and it is doable! I can actually see the light at the end of the tunnel. I will let you know when I'm debt free!
  • cactusdo Aug 28, 2008 @ 12:48 pm | delete
    Thank you for this lens. Dave Ramsey has transformed our family's financial situation! five stars
  • funcoolcollectibles Aug 11, 2008 @ 10:34 am | delete
    This is a really informative lens Sylvia! Excellent job!
  • Webcodes Jul 25, 2008 @ 2:50 pm | delete
    YOu got some really good ideas here. It's really hard to save with the way the economy is now. 5*

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