Business Financial Radio

The show will have four segments, but no show will follow exactly the same format, those segments are; Business Education, Marketing advice, technology bridge and Guest co-hosts interview. Business education will be one of 100 different topics to be discussed by the hosts in a way that you can take and use it today.

Marketing and sales is an art form. Any art form requires exposure to the media (art supplies) and knowledge. Marketing doesn't have to be expensive to have great returns. Technology changes fast... how do you know what will help your business today... More importantly, how can you use technology to benefit your bottom line rather than take away from it? Then you get to benefit form the knowledge and experience of the co-hosts path and practices.

The Turning Point is a podcast program that features graduates of Income Builders International. During the program each tells how IBI has made a difference for them and what they are doing to give back to IBI and the other people who attend.

Rick Stewart is the host of this program and on this, the premier episode, his guest is Kelly Hammett of LuxCents, Inc. (LuxCents.com).

Kelly is the founder and president of LuxCents, a company that shows people how to live a life of luxury on a budget - and wouldn't we all like to be able to do that!

Use the link below for more information and for the podcast of Kelly and Rick as they discuss the power of networking in a cooperative instead of a competitive milieu.

Watch for more programs of "The Turning Point" where Rick will be interviewing another successful IBI-er.

There are many knowledgeable business consultants that can help you with business plans, capital raising, growth strategies, branding or any of the other 54 essential areas of business. However most business consultants didn't know there were 54... Let alone being able to teach you how to maximize the knowledge contained in those 54. The Realitizer can.

The Realitizer is leading writer, teacher, guide and Coach Timothy Lewis Harris. With his assistance you will REALITIZE your dream and take vision to victory.

Managerial or corporate finance is the task of providing the funds for a corporation's activities. For small business, this is referred to as SME finance. It generally involves balancing risk and profitability, while attempting to maximize an entity's wealth and the value of its stock.

Long term funds are provided by ownership equity and long-term credit, often in the form of bonds. The balance between these forms the company's capital structure. Short-term funding or working capital is mostly provided by banks extending a line of credit.

On the bond market, borrowers package their debt in the form of bonds. The borrower receives the money that it borrows by selling the bond, which includes a promise to repay the value of the bond with interest. The purchaser of a bond can resell it so that the actual recipient of the interest payments can change over time. Bonds allow lenders to recoup the value of their loan by simply selling the bond.

Another business decision concerning finance is investment, or fund management. An investment is an acquisition of an asset in the hope that it will maintain or increase its value. In investment management -- in choosing a portfolio -- one has to decide what, how much and when to invest. To do this, a company must:

Identify relevant objectives and constraints: institution or individual goals, time horizon, risk aversion and tax considerations;
Identify the appropriate strategy: active v. passive -- hedging strategy
Measure the portfolio performance
Financial management is duplicate with the financial function of the Accounting profession. However, financial accounting is more concerned with the reporting of historical financial information, while the financial decision is directed toward the future of the firm.

From Wikipedia