Alternative Payment Options Lets You Avoid Using Credit Cards Online
For those of us who like to shop online and perhaps have a bit of trepidation about entering our credit card numbers or too much personal information, there is another option. It is BillMeLater.com. BillMeLater.com offers the ability to buy items online (and in some cases over the phone), and pay for them later.
BillMeLater.com
On the surface, this may not seem like anything new as credit cards have been offering this for some time. This payment service differs from credit cards in a few ways. In my opinion, the best benefit over credit cards is that there is an option to pay for your purchases in full within 90 days without paying any fees or interest.
How It Works
1. Visit your favorite retailer that offers the BillMeLater option and add your desired items to your shopping cart.
2. When you go to checkout, select the BillMeLater option.
3. Provide some limited personal information by answering two questions. Accept the terms and conditions. If your purchase is approved, you will receive your items from the retailer and a bill from BillMeLater.com in the mail.
4. When you receive your bill, you will have the option of paying it in full or paying installments over time. If you choose to pay in full by the payment due date, there are no fees or interest. All you pay is the purchase price and shipping. If you choose to pay installments over time, then you will also be responsible for finance charges.
2. When you go to checkout, select the BillMeLater option.
3. Provide some limited personal information by answering two questions. Accept the terms and conditions. If your purchase is approved, you will receive your items from the retailer and a bill from BillMeLater.com in the mail.
4. When you receive your bill, you will have the option of paying it in full or paying installments over time. If you choose to pay in full by the payment due date, there are no fees or interest. All you pay is the purchase price and shipping. If you choose to pay installments over time, then you will also be responsible for finance charges.
A Better Payment Option
BillMeLater is better than credit cards because there are no finance charges if you chose to pay in full by the due date. The pay in full due date could be as much as 90 days or more in the future, depending upon the merchant and purchase amounts. The purchaser gets the advantage of the float time. There are no lengthy applications or forms to fill out and date of birth and the last four of social security number are the only personal information needed.
BillMeLater also provides advantages over layaway because the purchaser does not have to wait until payment is made in full to receive their goods. BillMeLater pays the merchant at the time of the transaction so the purchase goods are shipped immediately.
BillMeLater also provides advantages over layaway because the purchaser does not have to wait until payment is made in full to receive their goods. BillMeLater pays the merchant at the time of the transaction so the purchase goods are shipped immediately.
Use BillMeLater on Amazon
One of the premier marketplaces that your can use BillMeLater is on Amazon.com. Get your favorite item or that perfect gift, select "Bill Me Later" and receive a bill in the mail.
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What Bloggers Are Saying
- Bill Me Later Payment review - www.billmelater.com Pay Online ...
- Bill Me Later Account - Review of Billmelater.com Payment Bill Me Later delivers a easy, smart, safe, speedy and convenient options for shoppers (at check-out) and an attractive alternative payment solution for merchants.
- The PayPal Blog » Blog Archive » Bill Me Later Hosts the Biggest ...
- Continue to find great holiday deals by visiting Bill Me Later at billmelater.com, our Free The Shopper blog or by following Bill Me Later on twitter @ShopBillMeLater and on Facebook. Happy Holidays and Happy Shopping! ...
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- Happy 2010 - Free the Shopper
- The blog is on holiday - be joyous, be safe, see you next year!
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