California Car Insurance

California Car Insurance Requirements And When You Must Show It

Just like in any state, California car insurance is something that you have to have. You have to be able to show proof of insurance in many different occasions. Most people know that you have to show your California car insurance when it's requested by a law enforcement officer. However, what people do not know is that there are other times that you have to show it as well. Thus, trying to live without California auto insurance is no easy task. You also have to show your California car insurance when you are renewing your vehicle registration. This is something that has to be done no matter what state that you live in. You also have to show your insurance in California when you are involved in a traffic accident.

There are a few good things about living in California, however. You have 30 days before you have to get your registration card for a new vehicle. Thus, you have 30 days to get insurance on it. Also, if you have your insurance canceled you have 45 days before you have to show proof of insurance on the cars that were affected by the cancellation. Keep in mind, these last two rules can change for every state. Thus, you have to be sure to check your state's policy's to be on the safe side.

Keep in mind, in California, one reason they have law is to ensure that all vehicles driven on California roads have insurance. This way if there is a traffic accident, everything can be taken care of regardless of who's fault it is. The goal in California is to remove all uninsured vehicles from their highways, regardless if you live in California or not. Pretty much what this means, is if you are planning on moving to California, you may want to get some California car insurance quotes before you go. This way you can make sure that you have California auto insurance before you get there. Better to be safe than sorry.

Just like in all states there are few things that you have to have when you sign up with California car insurance. These are things that are mandatory by the state. So in order to drive a car, you have to have their policy which is 15/30/5. This stands for $15 thousand for injury coverage, $30 thousand on injury coverage for more than one person, and $5 thousand on damage property. A lot of other states require that you have higher than $5 thousand for property damage. Although California does not require this, it is still recommend that you get better than $5 thousand.

These are just the things hat you have to keep in mind when looking for California car insurance quotes. Most of the time you can not find California car insurance quotes for lower than the state requirements which is good, because if you have lower than the state requirements, then it counts as not having any insurance. California is a great place to live, but if you do not have insurance, then you better stay off the road.