California Credit Union - Credit Unions or Banks?

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California Credit Unions

There are many Credit Unions in California, but what exactly is a Credit Union anyway? And why should you use one rather than going to the big Banks for your loans and finance? Stick around and I'll tell you....

California Credit Unions 

How to find the best deals and rates ....

A credit Union is completely different a normal commercial lender or bank as it's owned by the members who are also the customers. When you become a member of a credit union and for example borrow money, you become one of the owners and controllers of the union. Why do this? for two reasons - firstly a credit union without stock market shareholders can often offer better deals, and secondly they can provide a more personal service. On the other hand some commercial lenders will still be able to match or beat the rates and deals offered by credit unions, so don't limit yourself to one or the other. When looking for a good deal, check a wide variety of lenders to see who has the right deal for you.

Credit Unions 

For California credit unions, try the ones listed below. Contact your local unions, find out what sorts of deals they offer, then compare to the commercial lenders to gauge which is best for you. If you are looking for loans or mortgages, try filling in the form above to save time - this will provide you with up to 4 free no-obligation quotes from commercial lenders, tailored to your circumstances, you can then compare with the credit unions in California.

California Coast Credit Union
Golden One Credit Union
Mission Federal Credit Union
Redwood Credit Union
SAFE Credit Union
San Diego County Credit Union
Wescom Credit Union

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BestCredit: How to Win the Credit Game, 2nd Edition

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