California Online Insurance Training

Here are the renewal requirements for the state of California. California is one of the more easy going states when it comes to continuing insurance education. This article will let you know exactly what they requirements are to fulfill your continuing education requirements.

The types of courses accepted by the state of California are independent study courses, which can be taken either at home via video and mailed in, or online. It is important to note that you are not allow to do this for partnership LTC credits or bail agent ce credits. The second option is classroom study. While some may find it easier. It is always more time consuming and expensive compared to online solutions.

With regard to courses, California agents are required to take courses that related to the licenses they wish to hold. Some licenses have specific requirements such as LTC or Long-Term Care. In order to sell LTC products in the state of California, agents are required to take 8 credit hours of courses specific to Long-Term Care. Additionally, if they wish to sell Partnership Long-Term Care, the must take an additional 8 hours focused on that subject. Partnership LTC must be taken every year for the first 4 years, and general LTC must be taken every two years for the first 4 years. The credits count toward the general CE credit Requirements of the state.

Any courses taken are required to use the new curriculum labeled CTQ2000. A 4 hour special course must also be taken for any agents who wishes to sell combined group and workers compensation packages. These are also known as 24 hours coverage. This must be done before solicitation can begin.

California has a relatively forgiving carryover policy. Insurance agents with less than 4 years of experience are allowed to carry over up to 25 hours of insurance credits while agents with over 4 years experience can carry over 30 hours to the next term provided they were taken within the last 12 months of the previous term.

There are several agents who are exempt from credit fulfillment requirements. These include non california resident insurance brokers, and any agent who is 70 or older who has had a license in good standing for 30 years or more. If the agent is planning on selling LTC they still need to fulfill those special requirements.

The main generic credit requirements all agents must fulfill excluding those mentioned above, are 25 hours of CE credits annually for the first four years. After which they are required to take 30 credit hours ever 2 years. Any agent who opts to sell only personal insurance need 20 hours of CE and not 30. If you are a bail agent, you are required to take a special 6 hour course instead of the normal requirements. This must be classroom administered.