Card Making and Craft Budget Tips for a Small Business
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Selling Handmade Cards
Card making can enhance your budget or simply be little art pieces to give away. After nine years experiencing many levels of selling handmade cards I have decided I may have a few handmade card ideas to share with others.
My approach is hinged on budget and designing cards with a little extra change in my pocket. A free occupation is the goal. "Working at home" is the new phrase, yes, I am working at home with a small business. If the monetary aspect is of no concern to you, take the card making ideas and production practices and enjoy a fun hobby. (Hobby being the old phrase.)
Your friends and relatives will be surprised and delighted to receive your handcrafted cards and a message in your handwriting, a most personal gift.
On this page I will give you the practices I employ and the tidbits I have learned along the way. I am calling the tidbits Craft Budget Tips. A craft budget may be a must, but we can still have fun with a few good habits. If you are thinking of card making, it is a wonderful creative pursuit for a hobby or small business. Try selling handmade cards and save money with these practical tips.
Books About Card Making
Spark Your Card Making Ideas
First Thoughts About the Greeting Card Paper Craft
Scrapbooking is a Good Starter
I started folding paper before card making and the card production came later. If you have a drawing style, painting, lettering, crochet, collage or any look that would make your work pop and draw interest is a plus and will make your own cards unique and your own statement.
Scrapbooking was a skill I had developed before designing cards and that is carried over into my over all look.
Explore your potential for a distinctive look in designing greeting cards.
Craft Budget Tips: For the card above the background papers are from re-purposed packaging from Macy's and Starbucks. I use such materials but the paper folding is my signature style.
Different Styles to Explore in Homemade Greetings
Have A Niche?
Another Card Making Niche to Think About
First Craft Supplies
Getting Started with Supplies
Or do what I did. Try your hand at a technique such as embossing or silk ribbon which may just be your catalyst.
Budget Tips: Buy just enough to try the craft out and use your coupons. Share the first buys with a friend and split the cost.
Time To Start Your Line of Creative Handmade Cards
65lb and 80lb. weight card stock make lovely cards
For cutting and scoring first buy card stock by the sheet at craft stores when it is on sale. Michaels and Joann Craft Stores are two in my area for this opportunity. Later when I knew what colors I used the most I bought by the ream paying close to 10 cents a sheet. A big savings. The choices I buy in bulk are the linen whites and ivories or vellum and column textured card stock in 80 lb weight. The 65 lb. and heavier card stocks make beautiful cards.
Craft Budget Tips: Do not buy anything you think you "might" use later. It just cuts into your extra change.
80lb. Card Stock
Perfect for the Handmade Greeting

AC Cardstock Paper Packs
Blank Scored Cards and Envelopes
50 Blank Greeting Cards & Envelopes 5x7 A7 Ivory
Amazon Price: $6.57 (as of 02/14/2012)![]()
List Price:
Shipping is $5.69 The cardstock is 75lb. weight. Good for card making and the envelopes flapsare squared.
Usually ships in 1-2 business days
Envelopes
My source is Kelly's Paper. There are two in the area and I visit both to take advantage of the bonus bin buys. There I find premium card stock in 25 to 50 sheet packages at discount.
If you are persistent you will find the bargains in your city and take advantage of them.
I am on my 8th box of 250 enevlopes. 250 x 7 = 1750 cards made since 2003.
Paper Cutter
Budget Tips: Stop all urges to buy that shiny wrapped cutter displayed at the store. You may not need a new scissors, either. I bought a new one last year, but I still use the old one the most. It's over ten years old! That money could have been spent on something else.
This Fiskars cutter uses the round blade like the hand held cutters for quilting. I sharpen the cutting blade with a purchased sharpener pictured above. I make my own sandpaper replacements for the sharpener to save money.

Budget Tips: For my cutter I need to buy new trimmer mat refills. I have discovered that the well for the mat is slightly larger than the mat. When I install it I make sure to press it to one side all the way down the length of the cutter. When the mat gets rough and needs changing I turn it around and install it on the opposite side of the well. I can get two uses out of one mat. If you look closely you can see the two rough cutting marks on the mat. I will need to put a new one in soon.
Adhesives for Handmade Greeting Cards
I still use white glue for most work. I have the little bottle I can refill when I need. I add about a quarter part water. This is so the glue will not clump and show through the papers. I like the white glue because if a little dab gets beyond an edge or oozes out I can use a clothe to dab it away. Dab in the direction of your embellishment so you do not get a glue mark on the card stock portion where it will stand out.
I have found that white glue 10 years old still works fine. I stock up when a good deal can be had. Two pack of glue for 20 cents made me happy.
You will have a better looking card if all traces of glue are not visible.
I love to add bead and button accents to the medallions. I do this with a length of fish line. I tie a double knot at the bead, glue the two ends down under the folds of the medallion or take a narrow strip of card stock or bit of ribbon to tie another knot on the wrong side of the medallion. It will never fall off or come loose.

Lastly, I employ the photo splits for scrapbooking. This is when the final embellishment with backgrounds are glued together and ready to be attached to the card stock. The wavy glue blotch when the card is opened is not desirable for a finished card. Double stick tape or the splits keep everything smooth.
I never find the double stick scotch tape on sale, but the photos splits can to found at Big Lots!, the Dollar Store and on sale at Michael's. Per inch you can work the best price out in your area.
Craft Budget Tips: In the comment section reader ChapelHillFiddler suggested Yes! glue for a non wrinkle surface. I bought a tub with a coupon and I found that it works wonders for gluing the medallions onto your card.
Thank you, Jane for that suggestion. This is going to be a money saver!
Keeping Records for State Sales Tax
For Craft Sales a Seller's Permit is Required
In California if you sell in any craft fair, bazaar or farmer's market you will be asked for your seller's permit and you need it with you at the selling sight. This permit is the record the state uses to collect the state sales taxes you will owe for the sales you make. It is broke down into city or county depending on each area's tax rate. This permit is acquired at the State Board of Equalization in California. Official instructions are here.
Depending on your sales you pay by the quarter or by the year. This figure is total sales and should not be confused with an income tax which is profit. If you sell to a store owner, that is considered wholesale, and they will pay the tax. Your permit also allows you a no sales tax break on supplies at wholesale stores that keep records on that.
The Dome record keeper pictured here has an easy reading section on keeping simple records and all the basic rules that you may need for a small scale crafting business.
When it is time to pay the sales taxes you collected the entries you made in the Dome will make it easy to retrieve your figures. The state franchise board has people that can help you over the phone with the official forms. 2010 filing in California is via the internet at www.boe.ca.gov .
I keep records on expenses and each month I can see if I came out in the red or in the black. I gauge success by the year. If in the end I actually made more than I spent I am happy.
Budget Tips: If I spent too much on supplies one month I watch my shopping and not buy anything the next month.
Having a Small Card Making Business
My customers are interested and enjoy my items, a plus in any undertaking. Through this small occupation I have improved online skills and have found new outlets for writing and expressing myself beyond just folding paper and making the cards. It is a fun hobby.
Because of this small business undertaking I discovered Squidoo.
If you have something to say or share consider Squidoo for your www outlet. Squidoo Registration Page
Buying Paper for Tea Bag Folding Cards - My Niche
You do not have to print it.
Notepads, grocery lists and sticky notes. These I find in the $1.00 bins at Michael's, Joann fabrics, Target and Dollar Tree. I explore every type 99cent store for these pads of paper.
Laser printer stationary. The 8.5X11 inch printed stationary at dollar stores and when on sale at FedEX stores, Office Depots and stationary stores.
Wrapping paper. Marshall's, Ross and other discount stores. I look for the printed wrapping paper that is not a fuzzy design. Crisp clear printed rolls. The rolls will need to be matched and cut where the pattern repeats.
Fancy wrapping paper. Sometimes I just splurge and buy fancy wrapping paper sheets at gift stores. Look for the repeat pattern because you may need more than one sheet.
Boxed drawer paper sheets. These usually come in the long narrow boxes at Ross, tJmax and Marshall's from the toiletries dept.
Paper doilies.
Origami paper. Also washi paper by the sheets
Scrapbooking paper. Avoid the new extra sturdy sheets that cost more and are too thick to fold.
Wallpaper and smaller trim rolls. Chose the type that is not washable. Glue will not stick on washable.
After exploring the craft of Tea Bag Folding you will see folding possibilities in lots of papers already on the market. 90% of the time I only purchase what is on sale.
This approach also involves cutting your own tiles and positioning the print where it will pop to the right side of your folded medallion. At first, I used the paper cutter but I found that using a tile guide works okay, cutting two or three tiles at a time with scissors.
Positioning the print requires tea bag folding templates which I explain how to make in Tea Bag Folding and Pattern Instructions.
If you have found some paper sources that I have not mentioned please share it with us in the comment section.
Have fun making cards.
Craft Budget Tip
Have any Craft Budget Tips for card making to share?
You do not have to be a Squidoo member to leave a comment.
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dellgirl
Jan 17, 2012 @ 1:01 am | delete
- Nice lens, it's very informative and helpful. Thanks for sharing.
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BuddyBink
Jan 6, 2012 @ 7:28 pm | delete
- What a great lens for teaching a home based business. Thanks
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couponsworld
Jan 5, 2012 @ 12:34 am | delete
- Hi,
The best solution for all tax savings and tax related problems use Turbo Tax Discount Coupons. You can easily save and get hassle free by using these coupons
Regards
Carol Dsouza
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Tolovaj
Dec 22, 2011 @ 4:11 pm | delete
- Well, being chemistry engineer by education I dream about hand made cards of paper made all by me! But it is mere dream for now... You made impressive lens. I will be back from time to time to 'steal' some ideas for a rainy day;)
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RecordLady
Dec 2, 2011 @ 10:06 am | delete
- Great lens. Alot of great ideas come to mind.
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Tea Bag Folding and More Card Making Tips
by paperfacets
If you are thinking about starting a handmade card business read my budget ideas and get selling soon.
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