car insurance for 1 day - one day car insurance

Believe it or not its actually relatively simple to organise insurance cover for periods between 1-28 days for almost any reason (this certainly did not use to be the case!) There are still some sticky areas however,particularly with cars that have an insurance group rating of 18-20, in most cases drivers have to be aged 25 or over, additionly the excess charged for young drivers insurance up to 24 can be up to £750 for high performance cars and probably averages around the £500 mark. Although the excess may seem high the actual premiums themselves are quite cheap, allowing you to get fully comprehensive 1 day car insurance for a temporary additional vehicle, a newly purchased vehicle from an auction or car supermarket, a courtesy car, an unaccompanied test-drive of a car(some garages will insist on you taking insurance for an extended test drive particularly on prestige models) or even for track day driving or other racing events that require insurance.

Taking your own vehicle along to the local race circuit is becoming more and more popular, if you own an Impreza, EVO, Skyline or any other high performance car (particularly a Japanese import) than it can be frustrating on the road with speed cameras everywhere - but on the track you can really let loose! However your existing insurer will not cover you for any damage whatsoever - its specifically excluded on your policy. Many people think the best way around this is to simply get a mate to tow their damaged car a few miles away from the track and then fraudulently claim the car was damaged on the public roads. However, be warned, the insurers are well aware of this practice and if you are caught you will not only get no money for your claim - you will be prosecuted! Check out trackday insurance - car insurance for track days

Insuring a vehicle for a single day, or 7 days, 28 days or even 30 days is pretty simple as long as you use a broker that is familiar with this type of policy. Like normal car insurance policies this can be arranged online or over the phone and cover can commence immediately. As mentioned above the only real difference is the excess tends to be higher. More info can be found at the FSA website or the ABI (association of British insurers) website. In these harsh economic times, its a good idea to shop around for best rates on one day insurance cover (or up to 28 days if required)

There are many occasions when you might find that one day car insurance is a better option than a conventional Insurance policy. Most of the time you can plan your car insurance well in advance but single day insurance cover can be a convenient option if a situation arises where you need insurance cover immediately.