(by 5 people)
How to Earn Cash Back
Saturday, August 9, 2008
If you make the majority of your purchases with credit cards and pay off your credit card balance every month, you can earn yourself a nice cash gift at the end of every year - or sooner!
I have a Citibank Dividend cash back credit card, and I simply notify them via my online account whenever I want to redeem a cash-back check from them. It's that easy - and I don't have to wait until the end of the year!
Here is a list of the top-rated cash back credit cards, most with no annual fee and low APRs.
Use Credit Cards to Pay Less for GAS!
Are you paying more for gas than you'd like? Why not get a gas reward credit card where you can get gas rebates (of up to 5%!). It's basically like paying less for your gas - so why not?If you do the "gas rebate" math on a $4 gallon of gas, 15 gallon tank - that's a $3 savings (on just 1 fill-up!) How many times a year do you fill up? That $3 can really add up over the span of a year. And if you have an SUV or gas goes up to $5 a gallon, you get an even bigger savings.
Many of these gas rebate credit cards have no annual fee, and you can use them at any gas station - even earning rebates on non-gas purchases.
Apply online free here >> Gas Reward Credit Cards that can save you cash!
Get a 0% APR Balance Transfer Free
Transfer your credit card balance FREE and get 0% APR for up to 15 months!
We like these credit cards because besides receiving free balance transfers at 0 intro apr for up to 12 months or more, many offer additional reward benefits such as no annual fee, cash back rewards, gas rebates, high credit lines, auto rental insurance and discounts, fraud and security protection services and much more.
Use the free balance transfer option with these 0 intro apr credit cards, and you can be making money with these cards.
Apply for Credit Free Now >> Transfer Your Credit Card Balance for 0% APR
We like these credit cards because besides receiving free balance transfers at 0 intro apr for up to 12 months or more, many offer additional reward benefits such as no annual fee, cash back rewards, gas rebates, high credit lines, auto rental insurance and discounts, fraud and security protection services and much more.Use the free balance transfer option with these 0 intro apr credit cards, and you can be making money with these cards.
Apply for Credit Free Now >> Transfer Your Credit Card Balance for 0% APR
How to Earn FREE Vacations with Credit Cards
Which Credit Cards Give YOU the Most
Travel expenses can be costly. And if you travel for work, you know that travel expenses can add up fast. Why not use these costs to your advantage and earn free hotel stays, airline miles or car rentals?Just by using a credit card, you can do just that - and if you use your credit card on certain travel expenses, you can often earn your rewards faster, sometimes in double-time.
So guess what? Yes, there are lots of travel reward credit cards to choose from. However, few of these cards offer multiple reward programs - meaning you get to choose how you apply the reward points you've earned. Click here >> Earn Free vacations with Credit Cards
10 Common Credit Card Mistakes - and How to Avoid Them
Credit cards have many advantages, but if not used wisely, they can cost you. Don't be caugh by surprise wondering, "What happened?". By simply learning basic credit card rules, you can save yourself money, hassles AND keep your credit score as high as it can be.
The funny thing is that many people end up making the same mistakes. Get a head start on everyone else - find out the 10 most common mistakes listed here - and how you can avoid them. >> 10 Common Credit Card Mistakes
The funny thing is that many people end up making the same mistakes. Get a head start on everyone else - find out the 10 most common mistakes listed here - and how you can avoid them. >> 10 Common Credit Card Mistakes
Instant Approval, "Bad Credit" Credit Cards
Find out what "bad credit" credit cards really are and how you can use them to your advantage. when you are having a difficult time establishing credit or getting approved for a credit card, these tools can really help.
You can be back on track with improved credit faster than you may think. Click here to learn more >> Instant Approval Bad Credit Credit Cards
You can be back on track with improved credit faster than you may think. Click here to learn more >> Instant Approval Bad Credit Credit Cards
Boost Your Credit Score FREE - With Credit Cards
According to Ed Nailor of Bestnewcreditcards.com, The best way to make your scores improve is to keep the balance of your cards low in relation to your higher limit. In other words, with a $1,000 credit limit, you should carry no more than $100 in balance to optimize your score.
Click here to find out more >> How to Boost Your Credit Score
Click here to find out more >> How to Boost Your Credit Score
NEW: Stop Identity Theft Guaranteed
LifeLock is the leading provider of identity theft prevention services.
It actually helps PREVENT crimes before they occur. Unlike any other company in the industry, they guarantee their service.
WHAT LIFELOCK DOES:
They block your credit so only you can use it. Guaranteed.
- Stop pre-approved credit offers
- Drastically reduce the amount of junk mail
- Ensure that things go smoothly when you apply for credit
- Get Free Annual Credit Reports
- Lifelock also prevents children's identities from being stolen
FACT:
You are 25 times more likely to have your identity stolen than to have your car broken into and it takes consumers an average of 177 hours and two years to restore their identities after they've been stolen.
Click here to find out if LifeLock is right for you >> LifeLock Identity Theft Prevention
It actually helps PREVENT crimes before they occur. Unlike any other company in the industry, they guarantee their service.WHAT LIFELOCK DOES:
They block your credit so only you can use it. Guaranteed.
- Stop pre-approved credit offers
- Drastically reduce the amount of junk mail
- Ensure that things go smoothly when you apply for credit
- Get Free Annual Credit Reports
- Lifelock also prevents children's identities from being stolen
FACT:
You are 25 times more likely to have your identity stolen than to have your car broken into and it takes consumers an average of 177 hours and two years to restore their identities after they've been stolen.
Click here to find out if LifeLock is right for you >> LifeLock Identity Theft Prevention
Transferring Your Balance to a 0% Credit Card
If you have a high interest rate credit card with a high balance, transferring your balance to a new credit card with a lower interest rate could save you some money. And with so many credit card options out there, the question of the day is, "Which one?"You of course want to find out what the transfer fee is (if any), how much interest you will paying on the new card, what amount you can transfer and how long you have to pay it off before the low interest rate expires.
There are also a few other helpful tips that can help you find the right balance transfer credit card for you. Read more >> Transferring Your Balance to a 0% Credit Card
Get Credit Cards to Pay YOU - With Cash Back Credit Cards
You can earn up to 5% cash back with some credit cards. If you use your credit card to pay for lots of items, or use it to oay for monthly expenditures such as gas, groceries or bills, your cash back rewards can add up quickly.
Some cash back credit cards don't have a limit on the amount of cash back you can receive. Many have no annual fee and give you a 0% intro apr up front. This is an easy way to basically get an interest-free credit card for life - or MAKE money!
Click here if you want to learn more or find 0% APR credit cards that offer Cash Back >> How to Pay 0% Interest with Cash Back Credit Cards
Some cash back credit cards don't have a limit on the amount of cash back you can receive. Many have no annual fee and give you a 0% intro apr up front. This is an easy way to basically get an interest-free credit card for life - or MAKE money!
Click here if you want to learn more or find 0% APR credit cards that offer Cash Back >> How to Pay 0% Interest with Cash Back Credit Cards
Suze Orman's 9 Steps to Financial Freedom
I have been a long-time fan of Suze Orman. She is great at giving you the facts - straight up, and I personally have saved a lot of money using her advice and strategies. She has many financial success tips that go beyond saving and investing. For one, your thought processes can have a huge effect on your financial success - many of which you may not really know are problems.
In this review, she'll really get you to think and evaluate your thinking and your lifestyle and give valuable tips on making simple changes that can greatly affect the rest of your life. 9 Steps to Financial Freedom
In this review, she'll really get you to think and evaluate your thinking and your lifestyle and give valuable tips on making simple changes that can greatly affect the rest of your life. 9 Steps to Financial Freedom
