Cashback and Reward Credit Card Offers

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Make Money With Credit Cards!

Using cashback credit cards is a great way to make some extra cash. By paying for goods on a cashback card, your card issuer pays you every time you make a purchase. Furthermore, the money you're spending stays in your current account for longer, earning you some interest.

Typically, cashback is paid once a year at the end of the calendar year, or on the anniversary of the card, but you can find some cards that pay every month. You can earn 0.5-1.5% cashback on most cards. But the sweet spot lies in deals offering up to 10% for introductory periods, or on specified goods, such as food, wireless and gas.

With a cashback credit card paying 1%, if you spend about $2,000 per month you'll earn yourself $240 per year. If you have a decent current account you could get tens of dollars more in credit interest.

You must pay off your card in full every month if you want this to work.

The Best Cash Back Credit Card 

Picking the best card for you really depends on how much you spend and what you buy. There are lots of very similar cashback cards offering 0.5% to 1% on all purchases, but there are some that stand out with better offers:

Discover More American Flag Card
5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home and apparel.
1% on everything else.
DOUBLE your Cashback Bonus when you redeem for gift cards or certificates from 70 brand name partners.

BP Visa Rewards Card
5% rebates on all BP location purchases.
2% rebates on all eligible travel and dining purchases.
1% rebates on everything else.
Double Rebates for two months

American Express Simply Cash Business Card
5% cash back on gas, office supplies and wireless services.
1% on cash back on everything else.



American Express Blue Cash
1% back on "everyday" purchases and 0.5% back on all other purchases for total annual purchases up to $6,500.
5% back on "everyday" purchases and 1.5% back on all other purchases for total annual purchases of $6,500.01 to $50,000.
Everyday purchases are food, gas and drugstore purchases.

Best Cash Back Credit Cards For Gas Purchase 

The following cards work well if you have a lot of gas purchases

Chase Perfect Card MasterCard
6% rebates on ALL gas purchases at ANY gas station for the first 90 days
3% rebates on ALL gas purchases at ANY gas station after the first 90 days
1% rebates on everything else.

Discover Open Road Card
5% Cashback Bonus on gas and auto maintenance purchases.
1% Cashback Bonus on everything else.

Best Mortgage Cash Back Credit Card 

CitiĀ® Home Rebate Platinum Select MasterCard
6% Rebate on Utilities, Cable/Satellite TV, Internet Connection, and Telecommunications for 6 Months.
1% rebates on everything else.
Rebate Automatically Applied to the Cardholder's Mortgage Principal.
Don't Have a Mortgage Yet? Good News! Cardholders Will Get a Statement Credit Instead to Start Saving for Their Dream House.

Cash vs. Credit 

When does it pay to use credit and when is it better to pay cash?

You'll be surprised by the answer! Sometimes you can buy want you want without either cash or credit!

Buying Real Estate Without Cash or Credit

Avg. Customer Rating: Amazon Rating

Amazon Price: $17.05 (as of 12/30/2009) Buy Now
List Price: $19.95

Making Big Money Investing In Foreclosures Without Cash or Credit, 2nd Ed.

Avg. Customer Rating: Amazon Rating

Amazon Price: $12.89 (as of 12/30/2009) Buy Now
List Price: $18.95

Cash, Credit Cards, Or Checks: A Book About Payment Methods (Money Matters)

Avg. Customer Rating: Amazon Rating

Amazon Price: $22.60 (as of 12/30/2009) Buy Now
List Price: $22.60

All You Need To Know About Taking Out A Reward Credit Card 

Expert advice on Cashback Credit Cards.

Cashback Credit Cards - Top Tips!

All you need to know about taking out a reward credit card. Expert advice from ConsumerChoices.co.uk on Cashback Credit Cards.

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Compare Cash Back Credit Cards on Google 

Compare cash back credit card and find the best deal for you!

Don't go for the first credit cards you are offered. Use this helpful guide to compare cash back credit card offers, and find the best credit card for you!
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