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A merchant, also known as an advertiser or retailer, is a web site or company that sells a product or service online, accepts payments and fulfills orders.

Affiliates (also called publishers) place merchants' ads, text links, or product links on their web sites, shopping engines, blogs, etc. or include them in e-mail campaigns and search listings in exchange for commissions on leads or sales.

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February 24th, 2009 / Filed Under: Security / No Comments / Tags: Alabama Credit Union, Bank Accounts, Card Brands, Community Bankers Association, Credit Unions, Debit Card Purchases, Debit Card Users, Expiration Dates, Forensic Investigation, Heartland Payment Systems, Malicious Software, Payment Processor, Payment Processors, Pennsylvania Credit Union, Rbs, S System, Scammers, Virginia Credit Union, Visa Atm, Worldpay

Another U.S. payment processor has suffered a database breach that exposed credit card and debit card information, according to several credit unions. The name of the payment processor has not been released and it is unclear how many consumers are affected.




Blog site DataBreaches.net has been tracking the reports here and here.
lifelock2 Credit card data breached at unnamed payment processor

Community Bankers Association said in a statement on its site two weeks ago that Visa announced that an unnamed processor reported a data breach and that the name of the processor was being withheld pending completing of a forensic investigation.

The breach appears to have affected fewer account holders than were affected by a breach reported by Heartland Payment Systems last month, but represents a "significant number nonetheless," the statement said. "According to VISA officials, the breach affected all card brands. Evidence indicates that the account number, PAN and expiration dates were stolen."

The Tuscaloosa Virginia Credit Union posted a statement on its site that said malicious software was placed on the processor's system but there is no evidence that accounts were viewed or data taken by hackers.

The Pennsylvania Credit Union Association also issued a statement, as did the Alabama Credit Union, which said it was limiting Visa ATM and debit card purchases to $99 per day as a result of the breach.