3 Step Life Change

The first step to achieve your new year's resolutions is to actually set goals. So not just I want to be fitter, healthier, richer, have more money, or be financially independent and build wealth. Often these are make and break resolutions.

None of those listed are actually achievable because none of them have an end point. How will I know when I am fitter, healthier, or richer? Will I be fitter when I walk the dog every day or when I run a marathon and isn't that going to be different for each of us?

Probably the most common is to have more money. But how? Does that mean paying off the credit card, saving a certain amount each pay, paying more off the mortgage, getting another income stream?

To make your goals more real set something that will be measurable and that has a clear endpoint - something you can focus on achieveing.

When you have some goals established, then you can start to break them down into achievable, challenging and outrageous status. You need to have achievable so you can maintain motivation and celebrate your successes. Challenging offers you an opportunity to push yourself a little further and the outrageous is to ensure you don't limit yourself.

The Action Plan is to break each of these down into what you need to know and do to set them in motion.

For example say you want to pay off your credit card, and save 10% of your salary for starters. You need to look at what the debt is, what the figure to be saved will be - ie what you're going to have to do. It may mean you need another income strategy so maybe you need to learn about other ways to make money

If you have your own business that may be about finding more cost effective ways to promote your business to reduce costs, increase sales and customer repeat business. It may mean you choose to learn internet marketing.

You get the idea. To ensure you take action to achieve your new year's resolutions you need an action plan.

You have measurable goals. You have an action plan. So all that is left is to take action!

Follow through. Invest in yourself. Set about getting the information you need, doing the study, giving up or taking up things as required.

Remember to celebrate your success each step of the way.

Life is too short to be judgmental so let go of your concept of failure. If something doesn't go quite according to plan you only really fail if you give up. Sometimes some steps and deadlines will need to be reworked. That is OK.

Don't beat yourself up but do pat yourself on the back.

If one of your goals is about creating more wealth click here to learn how.