Chase Credit Card

It has been rumored that BP petrol stations are charging more for purchases made via credit cards such as the Chase BP Visa card even though the card supposedly gives a 5% discount on such purchases.

One customer asked for an explanation from the petrol station owner who's station he frequented and was informed that it was all due to a hike in credit transaction fees. When I told him that I would report his station to BP and to Chase Bank, he said, 'Screw you! I don't care, report me. They are the ones charging us more money for the transactions.'

It could be that BP stations are charging more to cancel out the 5% discount on cards such as the Chase BP card, or simply that they are actually being charged more themselves and therefore the rise is a necessity. Either way, any offers by credit cards promising cheaper petrol costs can be seen as almost worthless when the rise if all around cost is taken into consideration.

If you love Disney, have kids, or are just a kid at heart, then you are sure to love the new Disney Rewards Visa Card offered by Chase Manhattan Bank. This low cost visa card comes with a Rewards Program centered on giving you, the cardholder, fantastic deals on Disney products including vacations and merchandise.

The Disney Rewards Visa comes with a zero percent introductory annual percentage rate (APR) for the first six months. After this introductory period, the APR increases to just 14.24 percent. The card also comes without an annual fee.

With the Rewards Program, you'll earn a 1 percent rebate on all of your purchases. Chase will then convert that 1 percent rebate into Disney Reward Dollars at the rate of 1 reward dollar for every $100 spent on purchases. Reward dollars can then be redeemed for Disney products including Disney brand DVDs, toys, and clothing. They can also be used towards over night stays at Disney hotels and restaurants, and visits to Disney theme parks. A preset limit of 750 Disney Rewards Dollars has been set for each year and all dollars have to be used within a five-year period.

Other perks of this card include a zero percent interest rate on select purchased Disney Vacations for six months. New cardholders will also receive a $15 gift card from the Disney store after their first purchase. You will also receive special discounts and savings at Disneyland Resort and Walt Disney World Resort.

Similar to a platinum card, the Disney Rewards Visa Card also comes with auto rental insurance, travel accident insurance, and travel and emergency services including emergency cash and card replacement. You'll also receive extended warranties on select purchases and purchase protection.

Finally, you also receive access to your account information where you can perform certain transactional functions on the Internet.

If you have good credit and looking for a great credit card that carries a fabulous program featuring the ability to earn rewards the Chase Platinum MasterCard might be the card for you. Each time you use your credit card, you will be earning points towards earning your very own rewards that are customized to your liking and needs.

For each dollar you spend in qualifying purchases, the Chase Platinum MasterCard will earn you one point to be used towards the rewards program. You can earn up to 60,000 points each year and they last for five years, that is a lot of potential for rewards and items. Your points can be redeemed for gift cards, travel, merchandise, or even cash back.

The Chase Platinum MasterCard offers a very competitive and low introductory rate for up to one full year that applies towards balance transfers and purchases. This coupled with a very low annual fee and reasonable rates of interest after the expiration of the introductory period has expired, makes the Chase Platinum MasterCard a very appealing credit card for any person looking for a rewards program.

You also have the opportunity to enjoy a grace period, interest free if you pay your entire bill in total every month. Other incentives include free travel services such as accident insurance worldwide and collision damage waiver on car rentals.

It is important to keep in mind that with the Chase Platinum MasterCard the length of your introductory rates will depend on your current credit history and the information contained within your application. The same applies for the interest rates you will be accessed after the introductory rates have expired.

Overall, if you possess good credit and are looking for a great rewards program the Chase Platinum MasterCard might be the card for you.

People with excellent credit and needing a credit card that will allow them to maximize on their business expenses, as well as looking for a great rewards program should consider the Chase Business Cash Rewards Card. The Chase Business Cash Rewards Card is perfect for businesses that are looking to earn cash back and stretch their business dollars just a little further.

Chase Business Cash Rewards Card carries a rewards program that works as a rebate program. Cardholders have the ability to earn a maximum of five percent cash back on qualifying purchases. You can earn an unlimited amount of cash rewards during your time as a cardholder. One thing to keep in mind is that with the Chase Business Cash Rewards Card, actual earnings percentages are determined by a tiered system. For any new net purchases that range from zero to two thousand dollars in a billing cycle, you will earn one point for every dollar.

For purchases totaling from two thousand to two thousand five hundred in a billing cycle, you will earn five points for every dollar spent with the card. Lastly, for purchases in excess of twenty five hundred dollars, you will earn 1.25 points for every dollar spent using the Chase Business Cash Rewards Card.

Points are calculated and for each 5,000 points earned, Chase Business Cash Rewards Card cardholders receive a gift certificate or $50. All of these rewards are in addition to benefits such as car rental insurance, travel insurance, and purchase protection plans. With a low annual fee, a great introductory offer for one full year, and a reasonable rate of interest after the expiration of the introductory offer, the Chase Business Cash Rewards Card might be the perfect choice for business owners.

Chase offers businesses looking to consolidate their expenses that are business related the Chase Business Rebate Visa Card. This is great for any manager or business owner looking to take advantage of a rebate program, making their business dollars stretch. This credit card is only for those with good and excellent credit ratings.

Thanks to the Chase Business Rebate Visa Card rewards program, you have the opportunity to earn a three percent cash back rebate on qualifying purchases with participating home improvement businesses, hardware businesses, building supply businesses, gas stations, office supply centers, and restaurants. An additional one percent rebate will apply for any other purchases made using the Chase Business Rebate Visa Card.

In addition to the fabulous rewards program, you can also enjoy the many platinum benefits that come along with the credit card such as rental car insurance, travel accident coverage, and the purchase protection plan, which provides you with protection for purchases made using the Chase Business Rebate Visa Card.

When looking at fees as they apply to the Chase Business Rebate Visa Card you have the opportunity to take advantage of a low introductory APR during the first year on balance transfers and purchases made with the credit card, as well as a low annual fee. However, when the introductory period has ended, you will have an interest rate that is well above the average rate for credit cards that apply to balance transfers and purchases made with the card.

The Chase Business Rebate Visa Card is more suitable for those who intend to pay the balance off each and every month. After the expiration of the introductory rate, if you continue to carry a balance, you will have to pay higher rates of interest, which may negate the best benefits of the offered reward program.

Do you have good credit? Are you looking to earn more for your business and make your business dollars stretch? Then the Chase Platinum Business Card is the card for you. The low introductory rate that applies to both balance transfers and purchases for the first year as a card holder along with the very low annual fee, and reasonable rate of interest after the introductory period has expired makes the Chase Platinum Business Card an appealing choice for many business owners and management.

At the same time, not only can you enjoy the low rates, you will also have the opportunity to earn a three percent cash back reward on purchases made at eligible home improvement warehouses, hardware stores, building supply businesses, office supply stores, gas stations and even restaurants. For all other purchases, Chase Platinum Business Card cardholders have the opportunity to earn 1% cash back.

In addition to those great rewards, as a business owner or manager, you will enjoy exclusive access to online tools for account management, quarterly reports, and extra card for colleagues or employees absolutely free. This is all in efforts to help you keep tabs on business expenses and better manage your money.

Other benefits include discounts on business related items such as hotel rooms, car rentals, computer equipment, and office supplies. You further enjoy added benefits such as travel assistance, emergency assistance, rental car insurance, lost luggage insurance, and very helpful travel accidental insurance.

Finance charges are determined by using what is called a two cycle average daily balance. This means that if you were to carry large balances on a monthly basis, your interest rates would be determined using that balance, the Chase Platinum Business Card is not an ideal solution for someone that carries a revolving balance.

Frequent travelers will benefit greatly from the travel rewards program connected with the Chase TravelPlus Visa Card. Earned rewards can be redeemed towards everything travel related, including free stays in hotels, car rentals, flights, attractions and retail gift certificates. When redeeming rewards towards your airline tickets, there are no seat restrictions or blackout dates applied, which makes it much easier for cardholders to redeem their rewards for travel than other travel credit card rewards programs that impose blackout dates and seat restrictions. You can also redeem rewards towards both domestic flights and international flights.

When you use your Chase TravelPlus Visa Card to make a purchase, you'll earn a mile for each dollar you spend on general purchases; and two miles for every purchase that is travel related. Using your Chase TravelPlus Visa Card every time you travel will help you earn rewards faster; so that your next trip may be free!

There is a low annual fee for cardholders of Chase TravelPlus Visa Card who plan on participating in the rewards program; but it more than pays for itself for frequent travelers. If you are not interested in participating in the rewards program, you can still use the Chase TravelPlus Visa Card as a regular credit card, and there is no annual fee for non-rewards participants.

There is a 0% introductory rate on purchases for the first twelve months of becoming a cardholder, and a reasonable APR beyond the promotional period which is determined based on your credit rating. You will need to have very good credit to qualify for the Chase TravelPlus Visa credit card.

Make all of your payments in full within the 20 day grace period, and you can repay your Chase TravelPlus Visa Card balance without ever paying interest or finance fees.

Chase making dreams come true for millions of Americans with the financing they need which made it the leader in credit history. Most of us are aware of the company's success story which can be summed up in one word: options. You may select your favorite chase credit card from hundreds of different offers and each one is designed to fulfill individual needs. Now the great news is that the best card for your lifestyle can be found at Chase without making many efforts. So to help you out and minimizing your search here are three best chase credit cards:

Chase Platinum Visa Card

Having good credit and want an all-around solid card, the Chase Platinum Visa Card wil be the only option for you apply. No annual fee is charged on this card. Moreover one would enjoy the initial 0% interest rate for up to twelve months on purchases and balance transfers. If you spend one dollar from the card this would help you to earn one point on every purchases. You can then redeem those points for cash, merchandise, travel options or gift cards. More exciting offers like: travel accident insurance, car rental insurance, and free online access to your account could be enjoyed.

Chase Free Cash Rewards Visa Card

Chase Free Cash Rewards Visa Card is the one who all are interested in getting cash back on every purchase which they make from their credit card. As usual, you'll earn one point for each dollar that you spend. Every time you reach 2,500 points you will be sent a $25 check. Or you can choose to receive a $25 gift certificate from a variety of merchants and retailers. And with the bonus of earning an additional 1,000 bonus points with your first purchase, you will be on the fast track for earning cash back.

Chase Flexible Rewards Platinum Visa

A person who loves to be rewarded for using your card but can't make up your mind on how to do so, just opt a Chase Flexible Rewards Platinum Visa. You can earn one point for every dollar that you spend on general purchases with this program also like others. Then you can make up your mind how to use your points. You may choose between airline tickets, hotel visits, car rentals and many more options available. With no annual fee and a low interest rate for those who qualify, this card would be a clever decision. It might be hard to decide how to use your reward points.

Chase offers include an evaluation of your credit history on some of the credit cards which depends on your credit rating; you may be given a lower or higher interest rate.

The Chase PerfectCard MasterCard is aimed for those with very good credit who make frequent gas purchases. Unlike oil company credit cards that require a cardholder to use their card at specific gas stations, this card allows cardholders to earn a 3% rebate on gasoline bought anywhere. Also, a 6% rebate is applied to all gasoline purchases made with the card during the first 90 days. The maximum rebate that cardholders can earn for gas purchases is $15 per month. Cardholders also earn a 1% rebate on all other purchases. Aside from the reward program, the card provides several benefits that include a purchase protection plan, up to $500,000 in travel accident insurance, and auto rental insurance.

There is also a 0% introductory rate that applies to both purchases and balance transfers for up to twelve months, and there is no annual fee associated with this card. Therefore, those who plan to pay in full after the introductory rate expires (to avoid finance charges) and will use the card frequently for gasoline purchases (to earn rebates) will benefit most from what the Chase PerfectCard MasterCard has to offer.

The Chase Free Cash Rewards Visa Card gives you the unexpected benefit of earning points for every purchase and the ability to select from a variety of premiums. Redeem your points for great rewards including cash and gift certificates. Through the reward program, cardholders earn one point for each dollar spent on all purchases. Cardholders are also presented with 1,000 extra points with their first purchase. Each time the cardholder builds up 2,500 points, they will receive either a $25 gift check or a $25 gift certificate from their choice of a wide variety of retailers.

The number of points you can earn is limited to 60,000 points per year. For those who qualify, the card has a reasonable interest rate for purchases and balance transfers in comparison with other reward cards. There is also a 0% introductory rate on purchases and balance transfers for the first twelve billing cycles and no annual fee. In addition to the reward program, cardholders have access to common platinum benefits provided by Chase, such as auto rental insurance, lengthened guarantees on purchased items, and up to $500,000 in travel accident insurance.

Credit cards are now becoming the status symbol for those who wish to live a luxurious life and chase credit card would be a great option. A wide range of cards are offered at Chase, with something for almost anyone. All these offers include: Visa, MasterCard, student and alumni cards for various colleges, business cards, travel rewards cards, retail cards and cards supporting different organizations. So here we begin with some tips to help you choose the best Chase credit card for you:

1. Decide credit needs and know your habits: First of all search the card that suits your lifestyle by knowing how you will use your credit card. A better overall credit experience could be achieved and get a help to save money if you choose properly.

2. Make sure the features you looking for: Just searching so many options to choose from, it's important to identify which credit card features and terms you really need. Otherwise, it can be easy to get distracted from what's really essential by neat but less important features. Make a list of what you must have in a card, and what you would like but can do without.

3. Track what would be beneficial for long terms: Once you know what features are essential to you, you can narrow the list of options down to just those that serve your primary need. There should still be plenty to choose from, and you can use your less essential preferences to decide which of the offers is really best for you.

4. Go through the fine print: Make sure that you understand all of the terms of the credit card agreement before applying, not just the terms that you are specifically looking for. Fees, interest rates, credit limits, grace periods and rewards terms can all impact your experience using the card. Knowing all the details now can help you to get the most out of your card and avoid unpleasant surprises later.

5. Just raise more 'n more queries: Don't be afraid to ask questions. Chase has a website full of information and a well trained customer service department. If there is anything you don't understand or are unsure of, don't be afraid to contact them with your questions.

Earn rewards three times faster with the Chase Flexible Rewards Platinum Visa Card. Make your everyday purchases even more rewarding with flexible rewards that are easy to redeem. Consumers with very good credit and enjoy a flexible reward program should consider the Chase Flexible Rewards Platinum Visa. Through the reward program, cardholders receive one point for every dollar spent on general purchases. Points may be exchanges for airline tickets, hotel visits, car rentals, and more. Points lose their value in five years, and cardholders may earn a maximum of 60,000 per year. Chase does not charge an annual fee but does provide a 0% introductory rate for the first twelve months, applied to purchases and balance transfers.

Once the introductory rate expires, the card has a reasonable interest rate for purchases and balance transfers. This card also offers a variety of additional benefits such as up to $1,000,000 in travel accident insurance, no liability for unauthorized transactions, insurance for car rentals, and extended guarantees for purchases. Therefore, those who qualify for the lowest rate offered, plan to avoid finance charges by paying in full after the introductory rate expires, and will take advantage of the reward program will benefit most from what the Chase Flexible Rewards Platinum Visa has to offer.

A good cash rebate program can make you feel better about the spending that you do, because you know that some of the money that goes out will always find its way back to you. The Chase Freedom Cash Visa Signature Card, issued by Chase, gives you all of the benefits of a normal Visa credit card and lets you earn cash back at the same time. This credit card offers you flexibility in how you use the points that you earn, so you can get the most out of your reward program.

When you apply and get approved for Chase Freedom Cash Visa Signature Card, you will earn a 3% rebate on all of the purchases that you make within the 3 bonus categories in which you spent the most money over the course of that billing cycle. This calculation allows you to earn points where you spend the most, no matter how much your spending habits change over the course of the year. There are fifteen bonus categories overall, that cover a wide variety of spending areas so you can earn points on all of the purchases that you make.

These categories include gas stations, grocery stores, quick service restaurants, telecommunications, video rentals, department stores, cable/satellite and TV/internet service providers, dry cleaners, drugstores, local and suburban commuter passenger transportation, movie theaters, veterinary services and pet supply stores, beauty shops, utilities, and gym or recreation memberships. No matter what you're spending the most of your money on, you'll see great returns on that spending. You will also earn a 1% rebate on all of your other purchases.

Cardholders can receive a check for $50 once that amount in rewards has been earned, or for $250 once $200 in rewards have been earned, to give you a bonus of $50. You will also receive a $50 bonus rebate after making your very first purchase, balance transfer or check transaction on your account. This card also gives you the ability to switch your rewards program at any time, if you would like to earn reward points instead of cash back.

This card has no annual fee, but its APR is slightly above the average for a reward card, making it less than ideal if you plan on carrying a balance. In addition to your other benefits, you will also receive travel accident insurance, auto rental insurance, and travel and emergency assistance services. This card takes care of you, in every way.

The Chase Platinum Visa Card, issued by Chase, is designed for those who have very good credit and are looking for an overall good platinum card with a rewards program.

Through the rewards program, cardholders earn one point for every dollar spent on purchases. Points may be redeemed for cash back, merchandise, travel, and gift cards. Points expire in five years, and there is a maximum of 60,000 points that may be earned per year.

The credit card has a reasonably low interest rate (for those who qualify), an attractive 0% introductory rate for up to 12 months on purchases and balance transfers, and no annual fee.

This platinum card does offer a variety of additional cardholder benefits that include travel accident insurance, auto rental insurance, and free online account access.

Therefore, those who have a very good credit history, want to participate in the rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum Visa Card to be an ideal card.

It is important to note that the various interest rates that can be applied to an individual's account may be confusing and should be fully understood before applying for the credit card.

Chase offers a wide variety of credit cards, with something for almost anyone. Some of their offerings include Visa, MasterCard, student and alumni cards for various colleges, business cards, travel rewards cards, retail cards and cards supporting different organizations. Here are five tips to help you choose the best Chase credit card for you:

1. Know your credit needs and habits. By knowing how you will use your credit card, you can search for a card that will fit your lifestyle. Choosing carefully can help you to save money and have a better overall credit experience.

2. Consider which features are most important to you. With so many options to choose from, it's important to identify which credit card features and terms you really need. Otherwise, it can be easy to get distracted from what's really essential by neat but less important features. Make a list of what you must have in a card, and what you would like but can do without.

3. Don't lose track of what's important. Once you know what features are essential to you, you can narrow the list of options down to just those that serve your primary need. There should still be plenty to choose from, and you can use your less essential preferences to decide which of the offers is really best for you.

4. Read the fine print. Make sure that you understand all of the terms of the credit card agreement before applying, not just the terms that you are specifically looking for. Fees, interest rates, credit limits, grace periods and rewards terms can all impact your experience using the card. Knowing all the details now can help you to get the most out of your card and avoid unpleasant surprises later.

5. Don't be afraid to ask questions. Chase has a website full of information and a well trained customer service department. If there is anything you don't understand or are unsure of, don't be afraid to contact them with your questions.

I thought the interest rate on my credit card was high at 14.74 percent.

The interest rate that Sen. John McCain, and his wife, Cindy, pay on their joint Chase credit card is staggering: 25.99 percent.

Dan Ray, in this post on CreditCards.com's Taking Charge blog, Picturelooked at annual financial disclosure forms of presidential candidates McCain and Barack Obama (posted on OpenSecrets.org). Ray notes that McCain and his wife owe between $10,001 and $15,000 on a joint Chase credit card. The "eye-popping" 25.99 percent rate is about 10 percentage points above the average credit card rates at the end of last year, he writes. Ray adds:

That's not the kind of interest rate that someone with good credit gets; it's usually the rate of someone who has defaulted on credit card payments -- either to Chase or someone else. ...Based on the common monthly minimum payment formula of interest plus fees plus 1 percent of the balance, McCain's monthly minimum payment on a $10,001 debt at 25.99 percent would be $314.50. If he started making that payment in January 2008, and he kept making minimum payments, it would take him 406 months to pay it off, at which point he would have paid $21,670 in interest. He'd also be 104 years old.

Since the disclosure forms were for 2007, it's possible McCain has paid off his credit card debt and paid no finance charges. Even so, he should do what consumer advocates advise: call up Chase and ask the bank to lower his interest rate.

As for Obama, Ray writes that the Illinois senator had no reportable liabilities (required to be reported at $10,000). Obama reported book royalties of $4.1 million in 2007, and has socked away money toward his retirement and into his daughters' 529 savings plans for college.

There's been mounting pressure from consumer advocates, members of Congress and federal regulators to curb abusive credit card practices, including a proposal for a credit card bill of rights and limits on practices such as universal default.

Got a Chase credit card? Check your bill to see if the due date shrunk. For the past ten months, the due date on reader NDphoxylady's four Chase credit card due date was the fifteenth. Then, without warning or notice, it became the tenth. NDphoxylady only noticed when she was charged a $39 late fee and a $20 finance charge. When she complained to Chase, they told her that simply changing the due date on the bill was adequate notice. Nu-uh

Both NDphoxylady and I know that that doesn't count. The credit card company needs to send you an additional kind of disclosure notice. She has paperless billing, which may explain why she never got it. In any event, that still doesn't excuse their non-notification. Three times she called Chase. She asked for supervisors each time and was directed to voicemail, which she never got a call back from. We told NDphoxylady it was time to escalate to executive customer service and pointed her to the Chase numbers on our site. Within a few minutes of calling, Chase waived the fee. NDphoxylady was happy about that, but still pissed that it happened in the first place.

She wrote, "Now, we pay everything on the 12th, and I do not have the time to check every month that my due date is going to change...I feel like closing my account with them.

I mean to me it's the principle that matters, they could have charged me three bucks and I would still be pissed off. It's their manipulative behavior, and I doubt many people called to get these fees removed. They probably thought it was their fault and never reported it to chase

Is anyone trying to control these companies? I mean can't government regulate something?"

We told her if that she really feels strongly about it, to write a letter to her elected representatives. This excellent post shows you the most effective way to write to Congress.

"Who will protect the customers," NDphoxylady asked. " It's like we have to stick up for ourselves and for other people."

It's always a good idea to scrutinize your monthly bills. You never know when they're going to try to sneak in a new fee.

We've been on this beat a long - since the fund was born, we've been saying this is the first consumer led recession we've had since the early 80s and many (most?) market participants who have entered post 1983 are not prepared for it. They are going by the wrong playbook - the "corporate led" recession. Remember back then (almost a year ago) we had just began our first credit dislocations, interest rates were over 5%, and everyone was telling us not to worry! After all stocks always go up over time - just be patient. How patient - is a decade enough? They lied Houses have never gone down nationwide - don't listen to the hecklers! They lied Need I go on? I won't - you get the picture.

Back to our friend the consumer... he is in big trouble. We are financially illiterate (if we were not, we would never allow our government to do the things it does - we'd be storming D.C. in outrage) On top of financially illiterate we are massively overextended.... as I wrote then, when everyone was focused on the narrow niche that was subprime loans - that's just the tip of the iceberg. The easy to see spot. We have a whole nation built on consuming. A nation whose wages have not kept up with (relatively low) inflation eras, not to mention what we've had the past half decade. So they turned to their homes - and withdrew from that ATM. Over. And over. And over. Once home prices began to fall, that spigot turned off because frankly, many in the 2005 and later era got a house for little to no down... so without home appreciation there is no "bank" to draw upon. ATM is off. But no, pundits told us - we will be fine - just a little problem this summer and we'll be fine by fall... after all the Federal Reserve is on our side. And the market took off like a scorched monkey - racing to new highs in September and October 2007. On Kool Aid dreams.

Meanwhile I was typing to a much smaller audience: this is lunacy. The consumer is going to keep looking for spigots - personal loans, home equity loans, 8 year car loans, drain 401ks, and finally credit cards. Well that happened, the great "juggling act" of 2006-2007. And the bill is now coming due - the banks are beginning to As I've been writing this will lead to bankruptcies - just a trickle for now. But we should see the tidal wave begin in 2009. I'm early. Just be patient. You see, when you run out of places to hide your debt, and your creditors come knocking and you're out of house equity to hide, you're out of 401k to hide, you're out of car loan to hide, you're out of credit card.

The Internet is the greatest discovery since indoor plumbing. It has made next-door neighbors of Asia and Africa. It brings to your screen not just a deluge of words but also an outpouring of worlds.

The Mail Must Go Through
Before the dawn of the PC and Web, applying for a credit card was a pain in the neck. First, you have to search high and low for a pen. Then, while filling out the application form, you put yourself at the mercy of your pen. Will your pen work? It might; it might not. It might run out of ink, or leak.

After the form is done, you mail it at the post office. Your mail must go through, even if it could possibly end up in Kalamazoo. Suppose, though, that your application arrived at the bank. The lack of both computers and Internet connection makes the processing of your application slow as molasses. If your application is approved, the plastic follows the same snail-mail route back to your home. Yes, the mail must go through, even if it could be misdirected to Timbuktu.

Today, technology has revamped the process of applying for a credit card, with online Chase credit cards leading the way.

JPMorgan Chase
JPMorgan Chase, one of the world's first financial services firms, is the United States' largest issuer of credit cards. The company has assets of over $1 trillion, and is headquartered in New York City, New York. JPMorgan Chase was formed, via the merger in the year 2000, between J.P. Morgan & Co. and The Chase Manhattan Corporation.

Your Visa to Card Masters
Chase credit cards online give you ready access to the biggest names in the business: Master Card and Visa. These companies have withstood the test of time, and continue to provide borrowers with shopping or emergency money.

No APR and Annual Fees (Most of the Time)
Like shoppers for personal computers or Internet service, customers want their Visa and Master Card cards at low prices. Chase credit cards found online can deliver! The majority of their credit cards do not charge any annual fees. Also, most of their cards have a 0% introductory Annual Percentage Rate for a generously long period, as well as a rock-bottom APR following that timeframe. The APR is a consumer's complete cost of credit, shown as a yearly percentage of how much credit is given. The introductory APRs and annual fees of those cards that charge them are very reasonable.

Benefits, Benefits, Benefits
In addition to charging less, Chase credit cards online give more. With the Chase Freedom program, you can earn points from purchases at places such as grocery stores, restaurants, and gas stations. After you have earned a certain number of points, you can choose between a check and gift certificate. Certain cards also offer benefits, such as rebates on gas purchases, discounts to theme parks, business perks, free extra cards, and travel miles.

Information, Please
If you want to enjoy the benefits of Chase credit cards online, applying for any of the Chase credit cards is as easy as one-two-key. You must first supply some basic personal information. Have no fear, however, because you will not be asked to reveal your life's most embarrassing moment. Next, you must supply some financial information, such as your yearly household income and the types of bank accounts that you hold. Additionally, you must fill out information regarding a second cardholder or a balance transfer, if those services are needed. Finally, simply click on a virtual button to submit your application. It's easy to apply for Chase credit card online; and when you do get chase credit cards online, you will find shop doors magically opening for you.

Whether you are signing up for your first credit card or shopping around for a better interest rate, you should be familiar with the major credit providers in the United States. Among them is J.P Morgan & Chase, more commonly known as Chase, which supplies banking services as well as credit cards.

Compare Chase Credit Cards

Step1
Choose from a number of categories of cards provided by Chase. You will find general purpose and business cards, cards that offer rebates for specific products or services, and cards that will contribute to your favorite charity or university based on the amount you charge.

Step2
Select a Chase business card if you plan on using your new credit card exclusively for your business. These cards come with a number of cash rebate or air mileage perks. Read your user agreement carefully--this card can only be used for business related expenses.

Step3
Pick a card that gives you something back for purchases from your favorite store. Chase offers credit cards that reward you for shopping with vendors such as Amazon.com, Ann Taylor and others.

Prepare Your Application

Step1
Start your online application for your selected Chase credit card by logging onto the Chase website (see Resources below).

Step2
Click on the link to the category of Chase credit card you have selected, whether it be a retail card or college and university alumni card.

Step3
Hit the "Apply Now" button for the specific Chase card you wish to apply for after you have gathered the information needed to complete the application. This information includes your social security number and your gross income.

Step4
Be aware that you cannot apply for Chase credit card online if you have a history of bankruptcy, overdue accounts, or have had another credit application denied by Chase within the past six months.

Step5
Provide your contact information, including your address and telephone number. You will also need to provide your work contact information.

Step6
State your gross income, which is the amount of money you make in one year before state and federal taxes are deducted.

Step7
Include the name of a second card holder in the fields provided if you will be sharing this card.

Step8
Click the "Submit Now" button to send your Chase credit card application to the bank.

Continental Airlines have renewed their Continental Airlines co-branded credit card program, which offers various cards that provide travel benefits to card members.

Mark Bergsrud, senior vice president of marketing programs and distribution at Continental Airlines, said: "Together with Chase we have created innovative products with unique benefits, such as the Presidential Plus and TravelBank cards. We are excited to renew this productive partnership with Chase and look forward to continuing to provide excellent value and service to cardmembers."

Charles Chitty, general manager of Chase Card Services, said: "Our longstanding relationship with Continental Airlines has been successful because we are both committed to offering consumers terrific rewards products. We're thrilled to renew our relationship and continue providing consumers unique and compelling travel rewards for years to come."

Chase credit cards are offered from Chase Manhattan Bank. It is based in New York City and is one of the largest financial institutions in the world. Chase has become a major player in the credit card industry, having recently merged with Bank One, which at the time, was Chicago's largest bank.

Chase offers a wide variety of credit cards that are designed to fit the specific needs of consumers. They had the foresight to realize that a one size fits all mentality in this modern world is less than sufficient. In fact, Chase currently offers over 250 credit cards to choose from.

That may sound like overkill, but if you really think about it, it isn't. With our ever evolving economy, the marketplace is becoming increasingly diversified. This is evident by the number categories of cards that are available (about a dozen as of this writing).

Without question, the most effective way to compare these offers is on a comprehensive web site. It is a secure site that allows the respective card holder the opportunity to compare, review and apply for Chase credit cards online.

The real value of having such a large and diverse selection is that allows you to find offers that are nearly customized to meet your specific financial needs. Taking a closer look at how this is accomplished, let us break down the main categories and see how they are designed to offer value.

Chase balance transfer credit cards are the most popular offers. They allow you to consolidate existing debt held on other credit cards onto a single card. The advantage is ease of use dealing with a single card as opposed to many, and more importantly, the opportunity to take advantage of 0% APR and low introductory transfer rates.

Chase business credit cards offer higher credit limits than consumer credit cards, and flexibility in issuing employee credit cards with adjustable spending limits. There are also built in accounting advantages that allow for greater oversight and monitoring of spending activity.

Chase rewards credit cards have become quite popular and offer a plethora of choices ranging from travel rewards to cash back rebates. With rising gas prices in recent years, the gasoline cards have risen in popularity. They benefit both businesses and the individual consumer alike.

There are several other Best chase credit cards including retail, student, and entertainment cards. It's about as close as you are going to get to designing your own customized gold or platinum card. And as always, be sure to read the terms and conditions carefully before applying.

As many of you already know, it is highly recommended that you study all the options available before choosing a particular credit card. Given the number of credit card issuers and the different benefits they offer for each type of card, your choice may seem quite tough. The aim of this article is to spare you some time and trouble, and present two possible options, the Discover Credit Card and the Chase Credit Card.

The Discover Credit Card comes in several forms, so as to give clients the possibility to choose the right card for them. They proud themselves in that every Discover Credit Card offers great benefits such as the lack of an annual fee, rewards for every purchase, customer service around the clock, online bill payment, online account access, and $0 fraud liability guarantee.

The Discover Credit Card has a varied offer. You can opt for Discover More, which comes with a 5% cashback bonus in categories such as apparel, travel, restaurants, movies, home, gas, etc. and up to 1% cashback bonus for all the other purchases automatically. Discover Motiva offers you a pay-on-time bonus, in the amount of a full month's interest, if you pay on time six times in a row, twice a year. Discover Open Road comes with 0% Intro APR for your purchases and balance transfers, 5% cashback bonus on auto maintenance purchases, including gas. Each of these three types of Discover Credit Card offers a 5% to 20% cashback bonus if you use your card to shop online through their exclusive online shopping site.

Other options for a Discover Credit Card include Miles Card, with no annual fee and 0% Intro APR for twelve months, and Discover Student Card, with 0% interest on your purchases for six months and cashback bonus for every purchase.

Chase has a much more varied offer, and anyone can find a Chase Credit Card that best fits his or her lifestyle. They have general purpose cards, rebate cards, travel cards, entertainment cards, auto&gas cards, retail cards, student cards, college&university alumni cards, military cards, sports cards, cards to support organizations, and of course business cards. In each of the categories enumerated above you have over ten choices of different Chase Credit Cards, so it's safe to say that you will definitely find a credit card that's just right for you.

The Chase Credit Card gives you the possibility to manage your account online. You can save money by transferring balances, use the Chase fraud detector to protect your identity when you're traveling, receive your credit card statements online, which a lot faster and more convenient than the mail, and earn rewards for additional credit cards for your family and friends.

Although the process of choosing a particular credit card may seem quite strenuous, there are many web sites that provide you with useful information about each type of credit card, but also about avoiding hidden fess and charges, credit card fraud, internet security, credit card rewards programs, and many more.