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Rental Cars: Do You Make This Costly Car Rental Mistake?
Doesn't it seem confusing sometimes just to get a rental car? There seems to be so much paperwork and so many decisions to make.
For example, should you get the collision damage waiver or not? Should you buy additional insurance coverage from the car rental company?
If you've ever watched people at the rental car counter, you know these are questions that most people struggle with. Sometimes you can decline additional insurance on car rentals, but there are specific instances that you should always buy the insurance. But how do you know?
One of the biggest areas of confusion is the Collision Damage Waiver (CDW) offered by the car rental company at the time of rental. It covers damage to the rental car if you are involved in an accident.
The CDW isn't exactly insurance, and it only covers only damage to the rental car. It doesn't cover property damage or personal injury. If CDW is purchased, the car rental company waives some or all of its right to gain from you for physical damages to the car.
So should you purchase the CDW the car rental agency pushes at you? Experts say that most people don't need it but purchase it anyway. This is a very costly mistake!
You can save yourself a lot of hassle and unnecessary cost by doing three things. First, check your own car insurance policy to see what coverage carries over to rental cars. Second, see if the credit card you are using offers any coverage for renting. And finally, check the options the car rental agency offers in its own policies.
Many car insurance policies include all-inclusive and collision coverage to damages to rental cars. There is no sense paying for more if your policy includes this coverage, right? Just verify the details with your insurance agent before you decline the car rental company's additional insurance options.
Typical car insurance policies provide liability coverage that extends to car rentals. If you injure someone in an accident while driving a rental car, your policy will often cover you. If your car insurance policy does not provide these coverages when you are driving car rentals, be sure to purchase additional insurance from the car rental company to protect yourself.
In addition, many credit cards offer coverage for rental cars. If your credit card includes coverage for car rentals that have been damaged in an accident, you don't need to buy any other additional insurance coverage the car rental company offers you.
Finally, read the car rental policy carefully and decide whether or not your car insurance or credit card covers you. Then discuss the car rental's coverage with the agent. Always make an informed decision. Don't give into pressure by the car rental agent.
Deciding whether or not to pay for additional insurance coverage the car rental companies offer can be a tough decision. Check with your credit cards and existing car insurance policy to see if they provide rental car provisions, and if they don't, you'd better consider spending the extra money for additional insurance for your own protection.
You shouldn't pay for anything that you really don't need! On the other hand, you don't want to have inadequate coverage in the event of an accident with rental cars.
Karen Kirby has over 25 years of experience in the computer industry, an MS in Computer Science, and a BA in Honors English. She has been helping people with Internet marketing since 1995. For more information on car rentals and collision damage waivers see http://car-rental.eworldrewards.com Be sure to get a free copy of the "Internet Marketer's Guide to Free Traffic" at http://www.aimbright.com/ebook
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Cheap Car Rental
Are you looking to rent a car? Do you need a reliable vehicle for either business or pleasure? Have you looked around and still feel that the rates are a bit high. If this is your situation then the information in this article will be very useful to you. In this article we will discuss and answer some of the most frequently asked questions regarding cheap car rental.
Where should I look to find cheap car rental there is no specific place to look. All the major companies offer deals at one time or another so there are no hard and fast rules regarding where and when to look. Sometimes smaller companies are worth a look as well. They like to stay competitive with the larger companies to try to get some of their businesses. The best thing to do is continually call around and get quotes from as many places as possible.
What if I don't need unlimited mileage? Then you may be in a position to get a much lower daily rate. Car rental companies factor in wear and tear and insurance when establishing their daily rate. The less your drive the less chance you have of having an accident and putting more stress on the car. Often times this is reflected in the daily rate if you know you are going to be driving less than 50 miles a day you may want to for go the unlimited mileage. However, be careful you don't go over. If you do many times you end up paying sever penalties for going over the set amount of miles. If I have a good driving record, will his help me get a cheap rental? It can't hurt. However, generally insurance rates are set in advance
When looking for cheap car rental, do you homework. Call around to as many places as possible and put them off against each other. With a little determination you can get a good car at a great price and be well on your way to enjoying your vacation and or business trip.
For more articles like this one, visit http://www.allcarrentals.info.
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