Having A Child

Family Investments - Child Trust Fund provider
To encourage saving, the Government has launched the Child Trust Fund. This gives every child born on or after 1st September 2002 a voucher worth £250 to kickstart their savings.

There is no need to apply for a Child Trust Fund voucher - your child's entitlement will be automatically linked to their entitlement for child benefit.

So, if your child is eligible for the CTF, your child's Child Trust Fund voucher will be sent out to you. You will then be able to open a CTF with your chosen provider.

There are a variety of account types available including those that invest in secure cash deposits and pay interest, and others that invest in shares where the returns are potentially greater, but there is a risk that your child could get back less than has been paid in..

Family Investments is an approved CTF provider offering an account that invests in shares. They are experienced in providing family savings and investment plans. You can find out more and apply online here.

Anyone can make additional deposits into a CTF account, up to a combined total of £1,200 each year. Once money is placed into the CTF, it must remain there until the child is eighteen at which point only the child is able to access it and they are free to spend it as they wish.

Family Investments is a mutual organisation with over 30 years' experience in providing straightforward investments for families. In fact, they currently look after around £1.7 billion of family money for over 800,000 people in the UK and are experienced in providing family savings and investments.

With the Child Trust Fund from Family Investments you can enjoy:
Having your child's savings managed by New Star, a premier fund manager.
One of the most recommended stakeholder-type accounts in the press throughout 2006.
Over 30 years experience of helping families save for their future.
Our track record in providing excellent customer service to over 800,000 members.
Investing in a Child Trust Fund that meets the government's 'stakeholder' criteria.
(Stakeholder accounts are not necessarily suitable for everyone, nor is their performance guaranteed).

Online top-up facilities where you can pay into your child's CTF account on a one-off or regular basis

To apply for a Child Trust Fund Click Here.