Classic Car Insurance Quotation

The term "classic car" can mean a lot of different things. Automobiles manufactured prior to 1904 are called "veteran cars," while the Edwardian period ranges from 1905 until 1918, and the Vintage era lasts from 1919-1930. In general, cars are usually considered "classic" if they were built at least prior to 1974, but cars made even somewhat recently are called "classics" if they are very rare or collectible.

For the purposes of insurance or traffic laws, a number of US states have their own special legislation regarding what is considered a "classic car." Some examples of classic cars include: the original Mini; the original Volkswagen Beetle; and a special few muscle cars from the '60s and '70s.

In many cases classic cars don't have any kind of modern automotive safety features, and are thus easily damaged and potentially expensive to insure. They are not outfitted with basics like seatbelts, crumple zones, airbags, or any type of rollover protection, mainly because these features were mostly created in the period after the generally accepted "classic" period. Even though it's generally considered to be expensive, insurance for classic cars is a must, even for owners who do not intend to use them on normal roadways, because, among other reasons, repairs and maintenance can be surprisingly costly, meaning that any assistance from insurance could make the difference between owning a classic car, and not owning one and get several classic auto insurance quotes

You can often reduce your classic car insurance policy cost by...

1: agreeing to a maximum mileage allowance
2: showing proof of classic car club membership.
3: agreeing a valuation in advance of taking out a policy

These three ways will help reduce your classic car insurance premium.

Of course, the cheapest policy isn't always best. Be sure to get several quotes, and then compare what the different policies offer, including what restrictions they have in place. Some policies won't let you drive your classic car on a daily usage basis, so be sure to check!

If you need an online classic car insurance quotation, you can get several for free from:
http://freeclassiccarinsurancequote.com