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How to Report Collection Agency Harassment

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Stand Up to Abusive Collection Agencies

 

Collection agency harassment runs rampant.  The FTC reported that in 2005 that over 66,000 incidents of collection agency abuse were filed in their 2006 report to congress. [pdf]

Collection agencies must abide by the Fair Debt Collection Practices Act which was enacted in 1977 to prevent collection agency abuse.  Many forms of intimidation by a collection agency are considered harassment and you do not have to stand for it.

While the Fair Debt Collection Practices Act does provide consumers with the ability to sue a collection agency it is beyond the scope of this article.  If you take the time to report collection agency harassment it may prevent another consumer from experiencing what happened to you and may even cause the FTC to step in and take action against them. 

What is Collection Agency Abuse? 

While it may be impossible to describe every type of abuse I have highlighted some of the easy ones to identify. If a collection agency has done any of these things to you make sure you report them.

Here is a list found at MyFairDebt
  1. Treated you in a Disrespectful way.
  2. Tried to make you feel Undignified
  3. Used unfair tactics in an attempt to trick you
  4. Made Untrue Statements

Learn How to Deal with Harassment and Profit from It 

No one likes to be harassed but, why not profit from it? If a collection agency abuses you in their contacts with you they may owe you some cash. Learn to make them pay for breaking the law.

Collection Agency Harassment: What the Debt Collector Doesn't Want You to Know

Amazon Price: (as of 07/26/2008)

Stop it!: A consumer's guide to effectively stopping collection agency harassment

Amazon Price: (as of 07/26/2008)

How to report them online 

You can report most collection agency harassment right online. It is best if you have the dates and times and know exactly what they said or did.

To report them for harassment it does not matter if they broke the law. All that matters is that you were uncomfortable with how they treated you.
Federal Trade Commission - Online Complaint Form
The FTC receives thousands of complaints a day about abusive collection agencies. While they may not investigate you individual complaint if enough people complain about a specific collection agency they will step in.

They have closed down many abusive collection agencies and levy huge fines against several each year.
State Attorney General
Report them to your State's Attorney General and Theris!
The Better Business Bureau
Enough Said
The ACA
This is a collection Agency Trade Association. Even if they are not a member take the time to report them.
Document their abuse
That is a simple self help way to document their abuse. It may help you recover damages against a collection agency if you decide to take them to court.

An Actual Collection Agency Describing How they Intentionally Abuse Consumers 

Collection Agency

Debt collectors describe how they do their jobs--and why they prefer calling your relatives and neighbors!

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balzig

Has anyone out there had trouble with Rory W. Clark and world wide asset purchasing llc.?

Posted March 12, 2008

9819fred

DirectTV is using CollectTech Systems to recover money for a bill not paid. I asked the company to stop contacting me about the bill as DirectTV owes me 230 dollars for unauthorized payments- after giving my money check by phone for 70 dollars in June DirectTv has helped themselves to 230 dollars.

Posted January 04, 2008

My Recent Blog Stories About Dealing with Collection Agencies 

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List of Collection Agencies 

Academy Collection Services
Account Solutions Group
Alegis/Sherman Financial Group aka LVNV Funding, LLC
Allen, Lewis & Associates
Alliance One, Inc.
Allied Interstate, Inc.
Aman Collection Service
American Coradius, Inc.
American Legal Recovery
Ameriquest Recovery Services
AMO Recoveries (Asset Management Outsourcing)
Ariel Financial Services
Arrow Financial Services
Asta Funding
Asset Acceptance Corp.
Atlantic Credit & Finance
Attention, LLC
Barnes, Curtis O., Law Office
Barnford, Thomas/Elder, Timothy
Baumann Law Firm
Bennett & DeLoney
Boivin, Lawrence
Booska, Steven A.
Boyajian Law Offices, Jack Boyajian, JBC
Bronson & Migliaccio
Buffaloe & Associates, Lawyers
Burak, Donald, Lawyer
The Bureaus, Inc.
Burke, Edward T. & Assoc.
California Financial Credit Association
Cambece, Anthony J., Law Office
Capital Management Services
Capital One/Westmoreland Agency, Inc.
Cavalry Portfolio Services, LLCClient Services, Inc.
Cohen & Slamowitz
CMKS Holdings, LLC
Coldata Collection Agency
Collect America, CACV
Collect Corp.
Collectech Systems, Inc.
Collins Law Office
Colonial Credit Corporation
Colorado Capital Investments
Commonwealth Financial Systems, Inc
Continental Fairways Group
Credigy Receivables
Credit Collection Service
Credit One, LLC
The Credit Store
Credit Systems International
Creditors Financial Group
Creditors Interchange Rcvble Mgmt, LLC
CRS Capital Recovery Services
Daniels & Norelli, P.C.
DC Credit Services
DeFede, John A. Lawyer
DeJana, Richard
Dendy, Michael D
Ebbets Partners
eCast Settlement
Elder, Timothy L./Barnford, Thomas K
Elite Recovery Services, Inc.
Endeavor Financial Partners, LLC
ER Solutions
Eskanos & Adler, PC
Estate Recoveries
Evans Law Offices
FBCS Federal Bond & Collection Service
Federal Credit ,Corp
First Revenue Assurance
GC Services
Gemini Recoveries, Inc
Giove Law Office, P.C.
Goggins & Lavintman, PA
Gulf State Credit
Great Seneca Financial Corp
Hanna, Frederick J. & Assoc
Harker, John W. CACV
Harrison Ross Byck, Esq.
Hosto and Buchan
Household Recovery Services Corp.
Hull & Associates, P.C.
Integrity Resolution Group, LLC
Int'l Portfolio Management
Kay, Mitchell N., P.C
Kravitz, Schnitzer, Sloane, Johnson & Eberhardy, CHTD
Lang, Richert & Patch
Law Offices of Paul R. Stassinos
LDG Financial ServicesII, LLC
Leasecomm Corporation
Legal Recovery Services, Inc
Lenahan Law Offices
LHR, Inc.
Love, Beal & Nixon, PC
Lowery, Scott P., P.C. aka CACH, LLC
LTD Financial Services, L.P
LVNV Funding, LLC
Magnus Services, Inc.
Mann-Bracken, LLC
Messerli & Kramer
Midland Credit Management, Inc
Mims, Jerry M., Lawyer
Moore, Gerald E. & Associates
MRS Associates, Inc
Myers & Porter, Attorneys
National Action Financial Services, Inc
National Asset Management
National Asset Services Co
National Attorney's Network
National Credit Adjusters
National Enterprise Systems
National Financial Systems
National Revenue Corporation
Nationwide Credit, Inc.
NCO Financial Systems
Neuheisel Law Firm, PC
New Horizon Credit, Inc.
New Vision Financial
North Shore Agency
North Star Capital Acquisitions, LLC
Northeast Credit & Collections
Omnia Credit Services
OSI/Outsourcing Solutions
Pacific Coast Collections (Alliance One)
Paul R. Stasinos
Palisades Collections, LLC
Penn Credit Corporation
Performance Capital Management
Phillips & Cohen Associates, Ltd.
Pinnacle Asset & Capital Management Grp, LLC
Plaza Associates
Portfolio Management of Amherst, LLC.
Portfolio Recovery Associates, LLC
Preferred Platinum Plan
Pro Collect, Inc
RCS Centre Corp
Redline Recovery Services, LLC.
Resurgent Capital Services/Sherman
Riddle & Associates
Risk Management Alternatives (RMA)
RJM Acquisitions, LLC
Roach, Larry, Law Offices of
Scherr, Harold E. , Attorney
Schreiber and Associates, PC.
Shekinah, Inc
Sherman Financial Group/Alegis (SDB)
Stanley Weinberg & Associates
Stevens & James Debt Collectors
Stewart & Associates, P.C.
Streeter, Sam W., Lawyer
Stouwie & Mayo
Superior Asset Management
Surpas Resource Corporation
Tabula Rasa, Inc
Taylor, Jay A. P.C. Attorney
Titan Recovery Group, LLC
Transcontinental Adjustment Corp
Trauner, Cohen & Thomas
Triadvantage Credit Services
Unifund Group Corp
United Creditors
United Legal Corporation
United Recovery Systems
Van Ru Credit Corp
Vasques, Louis, Law Office of
Weltman, Weinberg & Reis
Wendt Law Offices
West Asset Management Inc.
Westmoreland Agency/Capital One Bank
Winn and Sims, P.C
Wolpoff & Abramson
Wolter, Warren H. Attorney
Worldwide Asset Purchasing, LLC
Zwicker & Associates, P.C.
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StoptheAbuse

About StoptheAbuse

Abuse is Rampant by serveral different types of organizations

While I am NOT an Attorney everything you find by me will be based on experience or fact.  If you think you have serious legal issues go seek out an attorney. 

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