Home » Education

How to Report Collection Agency Harassment

Ranked #777 in Education, #18,418 overall

Stand Up to Abusive Collection Agencies

Collection agency harassment runs rampant.  The FTC reported that in 2005 that over 66,000 incidents of collection agency abuse were filed in their 2006 report to congress. [pdf]

Collection agencies must abide by the Fair Debt Collection Practices Act which was enacted in 1977 to prevent collection agency abuse.  Many forms of intimidation by a collection agency are considered harassment and you do not have to stand for it.

While the Fair Debt Collection Practices Act does provide consumers with the ability to sue a collection agency it is beyond the scope of this article.  If you take the time to report collection agency harassment it may prevent another consumer from experiencing what happened to you and may even cause the FTC to step in and take action against them. 

a

What is Collection Agency Abuse?

Don't Let Them Toss Your Around!

While it may be impossible to describe every type of abuse I have highlighted some of the easy ones to identify. If a collection agency has done any of these things to you make sure you report them.
  1. Treated you in a Disrespectful way.
  2. Tried to make you feel Undignified
  3. Used unfair tactics in an attempt to trick you
  4. Made Untrue Statements

    a

Learn How to Deal with Harassment and Profit from It

No one likes to be harassed but, why not profit from it? If a collection agency abuses you in their contacts with you they may owe you some cash. Learn to make them pay for breaking the law.

a
Loading

FREE Special Report "How To Get Collection Agenices Off Your Back!"

It's 100% Free. Learn the secrets to stopping those harassing calls

Free Special ReportI came across this great special report that will give you all of the inside details, tips, and the overall strategy to get those darn collections agencies off your back. It's a really interesting report that will show exactly how to do it, and the simple steps to take to keep them away from you.

Click here to Download The Free Report

How to report them online

You can report most collection agency harassment right online. It is best if you have the dates and times and know exactly what they said or did.

To report them for harassment it does not matter if they broke the law. All that matters is that you were uncomfortable with how they treated you.
Federal Trade Commission - Online Complaint Form
The FTC receives thousands of complaints a day about abusive collection agencies. While they may not investigate you individual complaint if enough people complain about a specific collection agency they will step in.

They have closed down many abusive collection agencies and levy huge fines against several each year.
State Attorney General
Report them to your State's Attorney General and Theris!
The Better Business Bureau
Enough Said
The ACA
This is a collection Agency Trade Association. Even if they are not a member take the time to report them.
Document their abuse
That is a simple self help way to document their abuse. It may help you recover damages against a collection agency if you decide to take them to court.

An Actual Collection Agency Describing How they Intentionally Abuse Consumers

Collection Agency
by Jdscurlock | video info

60 ratings | 74,395 views
curated content from YouTube

Click Here For Your FREE Special Report "How To Get Collection Agencies Off Your Back!"

Share stories where collection agencies have abused you

or ask questions about fighting back.

submit
  • Reply
    Fignewton37 Aug 18, 2011 @ 5:24 am | delete
    I used to think that all honest work was honorable work, but collection agencies have some of the worst scum working for them. These people have no honor and treat everyone like trash. This is a great site and I wish I had found it years earlier when we had a bit of financial trouble due to job loss. Thanks for the lens.
  • Reply
    stopcollectionagencys Jan 13, 2011 @ 1:15 am | delete
    Hello if anyone on this forum is intersted in putting a end to collection agency's calling ur house shoot me a email i have a solution a product that is like having a lawyer in your pocket this product will scare them away for good and it also has a recording every time they call that states that they are bothering you and it states for them to send letters instead of annoying phone calls once the telemarketer calls you all u do is press 9 or assigned number on your phone and it boots them for good and plays a recording that a lawyer has made they are being monitored thr deivce will state a number for them to call which is a lawyers office. Great product to get collaction aggency's of your tail ;-) email me if u need any advice or if u are intersted in the product i guarntee you that your phone will stop ringing for good. If u decide to email me i will give you all the info about the product this product is not expensive and will put the calls at a end for good thank you.! Email: jaretsanta@yahoo.com
  • Reply
    stopcollectionagencys Jan 13, 2011 @ 1:15 am | delete
    Hello if anyone on this forum is intersted in putting a end to collection agency's calling ur house shoot me a email i have a solution a product that is like having a lawyer in your pocket this product will scare them away for good and it also has a recording every time they call that states that they are bothering you and it states for them to send letters instead of annoying phone calls once the telemarketer calls you all u do is press 9 or assigned number on your phone and it boots them for good and plays a recording that a lawyer has made they are being monitored thr deivce will state a number for them to call which is a lawyers office. Great product to get collaction aggency's of your tail ;-) email me if u need any advice or if u are intersted in the product i guarntee you that your phone will stop ringing for good. If u decide to email me i will give you all the info about the product this product is not expensive and will put the calls at a end for good thank you.! Email: jaretsanta@yahoo.com
  • Reply
    debtdue Nov 28, 2010 @ 8:24 pm | delete
    Collection agencies get a bad wrap for a lot of good reasons. Threats are a bad way to do business for sure....but when someone owes money, they should be responsible for paying that back...Don't forget that not all debt collection agenciesare bad
  • Reply
    miriamhyde54 Jan 15, 2010 @ 11:53 am | delete
    Financial Recovery Services is yet another name for the bogus collection agencies in the Buffalo, NY area. The names change; currently, we're hearing from a "Michael Kilpatrick". In the last year, we have received too many calls to count about a non-existent "debt". On the first call today, he said the call was being "federally recorded"; He, and all the others, are beyond abusive in tone and language. He said it was for "Orchard Bank" (bogus) through HSBC. We do have an account with HSBC, but are working with them directly. They say they have no affiliation with any collection agencies. He gave us "a docket #". First he said, "It was filed"; then it will be filed; then said we could find out from the law office.

    In ensuing calls today, we've asked for the law firm and why he's calling for them; who to speak with; their phone #, etc. There is a "Mark Lewis" law firm, also in Buffalo. They have a lovely website and nothing is listed indicating they do debt collection. Also, as he is licensed only in New York, how can they file in other states?.

    Another tip-off was that "Mr. Kilpatrick" claimed that he has records of all of our W-2'S. That is an absolute lie, because we both have been on SSA Disability for years.

    Since the first call, we've spoken to him 4 more times (we called him). In each, he changed the story and information. Then (OMG! ROTFLOAO!!) he threatened to have my husband arrested for harassment, because two calls equal harassment!

    Unbelievable! Isn't there a legal way to stop these people? The Buffalo area is renowned for this.

    What about a class-action suit?
  • Load More
Show All

My Recent Blog Stories About Dealing with Collection Agencies

Loading Fetching RSS feed... please stand by

List of Collection Agencies

Academy Collection Services
Account Solutions Group
Alegis/Sherman Financial Group aka LVNV Funding, LLC
Allen, Lewis & Associates
Alliance One, Inc.
Allied Interstate, Inc.
Aman Collection Service
American Coradius, Inc.
American Legal Recovery
Ameriquest Recovery Services
AMO Recoveries (Asset Management Outsourcing)
Ariel Financial Services
Arrow Financial Services
Asta Funding
Asset Acceptance Corp.
Atlantic Credit & Finance
Attention, LLC
Barnes, Curtis O., Law Office
Barnford, Thomas/Elder, Timothy
Baumann Law Firm
Bennett & DeLoney
Boivin, Lawrence
Booska, Steven A.
Boyajian Law Offices, Jack Boyajian, JBC
Bronson & Migliaccio
Buffaloe & Associates, Lawyers
Burak, Donald, Lawyer
The Bureaus, Inc.
Burke, Edward T. & Assoc.
California Financial Credit Association
Cambece, Anthony J., Law Office
Capital Management Services
Capital One/Westmoreland Agency, Inc.
Cavalry Portfolio Services, LLCClient Services, Inc.
Cohen & Slamowitz
CMKS Holdings, LLC
Coldata Collection Agency
Collect America, CACV
Collect Corp.
Collectech Systems, Inc.
Collins Law Office
Colonial Credit Corporation
Colorado Capital Investments
Commonwealth Financial Systems, Inc
Continental Fairways Group
Credigy Receivables
Credit Collection Service
Credit One, LLC
The Credit Store
Credit Systems International
Creditors Financial Group
Creditors Interchange Rcvble Mgmt, LLC
CRS Capital Recovery Services
Daniels & Norelli, P.C.
DC Credit Services
DeFede, John A. Lawyer
DeJana, Richard
Dendy, Michael D
Ebbets Partners
eCast Settlement
Elder, Timothy L./Barnford, Thomas K
Elite Recovery Services, Inc.
Endeavor Financial Partners, LLC
ER Solutions
Eskanos & Adler, PC
Estate Recoveries
Evans Law Offices
FBCS Federal Bond & Collection Service
Federal Credit ,Corp
First Revenue Assurance
GC Services
Gemini Recoveries, Inc
Giove Law Office, P.C.
Goggins & Lavintman, PA
Gulf State Credit
Great Seneca Financial Corp
Hanna, Frederick J. & Assoc
Harker, John W. CACV
Harrison Ross Byck, Esq.
Hosto and Buchan
Household Recovery Services Corp.
Hull & Associates, P.C.
Integrity Resolution Group, LLC
Int'l Portfolio Management
Kay, Mitchell N., P.C
Kravitz, Schnitzer, Sloane, Johnson & Eberhardy, CHTD
Lang, Richert & Patch
Law Offices of Paul R. Stassinos
LDG Financial ServicesII, LLC
Leasecomm Corporation
Legal Recovery Services, Inc
Lenahan Law Offices
LHR, Inc.
Love, Beal & Nixon, PC
Lowery, Scott P., P.C. aka CACH, LLC
LTD Financial Services, L.P
LVNV Funding, LLC
Magnus Services, Inc.
Mann-Bracken, LLC
Messerli & Kramer
Midland Credit Management, Inc
Mims, Jerry M., Lawyer
Moore, Gerald E. & Associates
MRS Associates, Inc
Myers & Porter, Attorneys
National Action Financial Services, Inc
National Asset Management
National Asset Services Co
National Attorney's Network
National Credit Adjusters
National Enterprise Systems
National Financial Systems
National Revenue Corporation
Nationwide Credit, Inc.
NCO Financial Systems
Neuheisel Law Firm, PC
New Horizon Credit, Inc.
New Vision Financial
North Shore Agency
North Star Capital Acquisitions, LLC
Northeast Credit & Collections
Omnia Credit Services
OSI/Outsourcing Solutions
Pacific Coast Collections (Alliance One)
Paul R. Stasinos
Palisades Collections, LLC
Penn Credit Corporation
Performance Capital Management
Phillips & Cohen Associates, Ltd.
Pinnacle Asset & Capital Management Grp, LLC
Plaza Associates
Portfolio Management of Amherst, LLC.
Portfolio Recovery Associates, LLC
Preferred Platinum Plan
Pro Collect, Inc
RCS Centre Corp
Redline Recovery Services, LLC.
Resurgent Capital Services/Sherman
Riddle & Associates
Risk Management Alternatives (RMA)
RJM Acquisitions, LLC
Roach, Larry, Law Offices of
Scherr, Harold E. , Attorney
Schreiber and Associates, PC.
Shekinah, Inc
Sherman Financial Group/Alegis (SDB)
Stanley Weinberg & Associates
Stevens & James Debt Collectors
Stewart & Associates, P.C.
Streeter, Sam W., Lawyer
Stouwie & Mayo
Superior Asset Management
Surpas Resource Corporation
Tabula Rasa, Inc
Taylor, Jay A. P.C. Attorney
Titan Recovery Group, LLC
Transcontinental Adjustment Corp
Trauner, Cohen & Thomas
Triadvantage Credit Services
Unifund Group Corp
United Creditors
United Legal Corporation
United Recovery Systems
Van Ru Credit Corp
Vasques, Louis, Law Office of
Weltman, Weinberg & Reis
Wendt Law Offices
West Asset Management Inc.
Westmoreland Agency/Capital One Bank
Winn and Sims, P.C
Wolpoff & Abramson
Wolter, Warren H. Attorney
Worldwide Asset Purchasing, LLC
Zwicker & Associates, P.C.

Click Here To Get Your FREE Report

by

StoptheAbuse

Abuse is Rampant by serveral different types of organizations While I am NOT an Attorney everything you find by me will be based on experience or fact. ... more »

Feeling creative? Create a Lens!

Explore related pages

Related Tags