What Is Commercial Bank Consulting?

Banking continues to be a living and breathing example of "the more things change, the more they stay the same". Banks have been the bread and butter for humorists such as Mark Twain, Will Rogers and of course Bob Hope. What has changed during the past five years is that banking problems have impacted so many individuals and small businesses in a very negative fashion that humor directed at banks has evolved into anger and frustration.

The failure of almost all banks to provide a "normal" level of working capital financing and commercial real estate loans to small businesses during the recent past is a major contributing factor to the woeful current state of the economy. The banking industry has created a classic example of what Bob Hope was referring to by only lending to those who don't really need the money.

Most small business owners do really need a regular and reliable source of operating capital for their businesses to thrive and grow. Without it, many small businesses are either failing or just limping along. In this unfortunate climate of banks saying "NO", it is imperative for the effected commercial borrowers to find alternative business solutions and new dependable sources of small business loans.

The poll below is measuring your opinion. Not only does everyone have their own opinion about banks, but many of these critical comments have also been widely published in the media and elsewhere. So please choose which of the following actual quotes best express your own opinion about banks and bankers in today's world. If you don't agree that any of the quotes accurately reflects your own banking thoughts, please choose "none of the above".

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