Hey Students, Save the Fraud Charges for the Feds!
As a college student, you have enough problems to worry about, like deciding whether to sign up for a 7 a.m. class, getting that research paper done on time, and catching a ride home for the holidays. The last thing you want to worry about is credit card fraud.
But alas, credit card fraud is on the rise, and millions of people and companies are losing money left and right because criminals are illegally charging money onto YOUR card! So how can you protect your credit card? Just follow these easy steps, and click here for more information about Student Credit Cards.
Online Use:
- Keep a copy of an online receipt or confirmation in a safe place
- Research the legitimacy of a company and see if they provide credit card fraud protection before buying anything from them
- Delete any emails that may have your credit card information in them
- Update your credit card information online if it is saved on certain sites
Phone:
- Keep copies of your phone bill (paper or electronic) in a safe place
- Verify any calls asking for your credit information (Most legitimate companies won't ask for it on the phone)
- Verify the price of a transaction if you did not hear it clearly
Paper:
- Keep copies of your receipts in a safe place
- Make sure you read the receipt carefully before signing it
- Read all credit card applications carefully (See if they offer credit card fraud protection)
- Shred all credit card applications you receive if you aren't going to apply
- Shred all credit card receipts before you throw them away
- Open bills right away and make sure there are no bogus purchases
Along with following these easy steps, you can also learn about managing your credit. Then you can stop worrying about your credit card and start thinking about your future!
A Superfluous List of Tips
Because You Are Never Completely Safe!
- Sign your credit cards as soon as they arrive
- Never write your PIN number on your credit card
- Keep your credit cards in a separate compartment in your wallet
- Don't lend your credit card to anyone unless you completely trust them
- Destroy any unused credit cards
- Cancel a credit card immediately if it is lost or stolen
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New Guestbook
I Know Debt wrote
Awesome lens! Take a look at my site for more info!
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Posted October 08, 2008
annetteghallowell wrote...
Hi and thanks for this lens! I am lensrolling you onto my lens: http://www.squidoo.com/dormroomdecorating. I did not have anything about credit cards and college students listed and you have reminded me about a very important aspect of life at college. 5* and a favorite!
Posted August 02, 2008
Debt Consolidation Lady wrote
Hey, great lens.
Could you link to my site at: http://www.LoansHQ.info and I'll put a link back to your lens?
Thx Rachel x
Posted February 20, 2008
Alex wrote
So interesting and informative lens, thanks! FIVE STAR By me.
If you have some time, Please take a review to my American Express credit card lens.
Posted November 28, 2007
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Posted July 03, 2007
