Secured cards: These cards require a security deposit. The larger the security deposit, the higher the credit limit. Secured cards are usually offered to people who have limited credit records...people who are just starting out or who have had trouble with credit in the past.

Regular cards: These cards do not require a security deposit and have just a few features. Most regular cards have higher credit limits than secured cards but lower credit limits than premium cards.

Premium cards: These are the gold, platinum, and titanium cards which offer higher credit limits and usually have extra features...for example, product warranties, travel insurance, or emergency services.
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Listed below are the types of credit cards online that you can apply for today!

Discover credit card

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Mastercad credit card

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Visa credit card

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American Express credit card

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The following list details the most common credit cards available:

Balance Transfer Credit Cards - Balance transfers are a way of transferring outstanding balances from existing credit cards to another card that offers a lower interest rate. For example, if you your have a high annual percentage rate (APR) credit card with a significant outstanding balance, you can transfer the balance to another card with a lower rate or even one offer zero interest. Typically these cards offer low balance transfer rates for a specified period of time allowing you to save hundreds (or even thousands) of dollars in monthly interest charges.

Low-Interest Credit Cards - These cards offer a low introductory annual percentage rate (APR) for a promotional period, after which they can change to a higher rate or a fixed-rate. If you plan on making a large purchase, it's a good idea to pick up a low-interest credit card to take advantage of the savings on interest during the introductory period.

Cash Rebate Credit Cards - Cash rebate cards accumulate "points" for every purchase you make using the card. Most cash reward cards award a point based off 1% of the purchase total, excluding interest and finance charges. For example, if you make a purchase for $1,000 the credit card will award you with 10 points (or, $10.00). These cards are great for loyal customers who make payments on-time every month.

Reward Credit Cards - Reward credit cards are similar to cash rebate credit cards, but differ in that they offer various forms of "rewards" for the purchases you make. For example, you can accumulate rewards for frequent-flyer-miles, free magazine subscriptions, and even hotel and travel discounts. Ideal for those who enjoy getting something for free from their credit cards.

Travel or Frequent Flyer Credit Cards - Travel credit cards are ideal for the frequent flyer who travels the globe on a frequent basis. These cards accumulate significant reward points every time you make a travel-related purchase. You can gain discounted airline tickets, rent cards for free, and even get discounted hotel rates!

Pre-Paid Credit Cards - Pre-paid credit cards are ideal for those who are on a tight budget and don't want to fall prey to the financial pitfalls associated with standard credit cards. They work similar to gift certificates or debit cards. You deposit money into the card and then use the card to make purchases as you would a typical credit card.

Credit Cards Online - Apply For The Web's Best Credit Card Offers!