Who is Dave Ramsey

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Dave Ramsey : The Anti-Debt Crusader

Dave Ramsey is a nationally syndicated radio show host, speaker, author, father, and husband. He teaches a fundamental concept of personal finance that he believes very strongly in : Staying Debt Free will lead to a more successful life. How to get there? The baby steps, of course!

Dave Ramsey at a Glance 

David L. Ramsey III (born September 3, 1960) is an American financial author, radio host, television personality, and motivational speaker.

Ramsey's syndicated radio program The Dave Ramsey Show is promoted with a tagline that "It's about life and money," and it is heard on over 450 radio stations throughout the United States and Canada, as well as on XM and Sirius satellite radio. He has written numerous books. His books and broadcasts often feature a Christian perspective that reflects Ramsey's own religious beliefs. Ramsey was named the 2009 Marconi Award winner for Network/Syndicated Person...

What are the Baby Steps? 

The Dave Ramsey Baby Steps to being Debt Free

Dave has broken debt freedom down into 7 steps. If you follow them exactly, you'll be debt free as soon and as safely as possible.

  1. Start a Mini Emergency fund with $1,000 in it (Do it Now! 2 months on this step Tops!)
  2. Pay off all of your debts using the Debt Snowball Method.
  3. Enlarge your Emergency fund to 3-6 months of expenses.
  4. Invest 15% of income into IRAs and other appropriate retirement plans
  5. Fund College for any Children.
  6. Pay off your home early
  7. Easy Street! Build up wealth, give it away, travel, help others, do whatever you want!

The Dave Ramsey Lexicon 

Dave Ramsey Books, Programs, and Resources

This is a fairly comprehensive list of Dave Ramsey Books, Programs, and Materials to help you to start on your own Baby Steps.

Brace yourself! There's quite a list.

The most profitable expert advisor EVER

The most profitable expert advisor EVER

Number one expert advisor on the market23 points

Amazing New Forex Robot Blows The Competition Away

Amazing New Forex Robot Blows The Competition Away

Make money on autopilot even if you know nothing a more...23 points

Day Trading Robot

Day Trading Robot

Read the amazing 'tell all' story... And discover more...5 points

Real Money Doubling Forex Robot

Real Money Doubling Forex Robot

Fapturbo Is The Only Automated Forex Income Soluti more...5 points

Infinite Income Plan Reveals Secret Success System of Internet Millionaires

Infinite Income Plan Reveals Secret Success System of Internet Millionaires

The Infinite Income Plan is the STEP-BY-STEP MODEL more...5 points

Automated Forex Trends Analysis Program - Money Maker

Automated Forex Trends Analysis Program - Money Maker

The Incredible Secrets of How A Highly Ranked Indu more...5 points

Make Money Online Maverick

Make Money Online Maverick

This System Makes Me At Least $171168 Per Month An more...4 points

Learn the 10 Idiot Proof Rules of Dieting & Fat Loss

Learn the 10 Idiot Proof Rules of Dieting & Fat Loss

You cannot lose weight using Low Fat Diets. Low fa more...4 points

Burn The Fat Feed the Muscle

Burn The Fat Feed the Muscle

Natural Bodybuilder Thumbs Nose At Weight Loss Exp more...4 points

A Natural Technique To Stop Panic Attacks and General Anxiety Fast

A Natural Technique To Stop Panic Attacks and General Anxiety Fast

These and other similar uncomfortable sensations a more...4 points

There's a Reason That You Have Excess Stomach Fat

There's a Reason That You Have Excess Stomach Fat

I'll show you in the article below why you've been more...4 points

Dave Ramsey's Financial Peace: Envelope System

Dave Ramsey's Financial Peace: Envelope System

The FPU Start-up Envelope System is a great tool t more...2 points

Make Easy Money With Forex Robots

Make Easy Money With Forex Robots

Make Easy Money With Forex Robots0 points

The most profitable expert advisor EVER

The most profitable expert advisor EVER

Number one expert advisor on the market0 points

Amazing New Forex Robot Blows The Competition Away

Amazing New Forex Robot Blows The Competition Away

Make money on autopilot even if you know nothing a more...0 points

Make Easy Money With Forex Robots

Make Easy Money With Forex Robots

Make Easy Money With Forex Robots0 points

Dave Ramsey on the Web 

Useful Dave Ramsey Links

Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan.
Real debt help is not quick or easy. Quick, pain-free fixes like debt consolidation, debt management, and bankruptcy actually cause you more harm than good. These services almost never solve the true problem - your behavior. The only way to get out of debt and stay debt free begins with you.
Listen to Dave
Go here to listen to Dave Live, or grab his Podcast and listen to the archives.
My Total Money Makeover
Dave's Premium Site for his Total Money Makeover Subscribers

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What Dave Says... 

Dave Ramsey's Weekly Column

Can't get enough of Dave on the Air? Read up on even more financial goodies at his Dave Says Column. New questions and answers posted every week!

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Dave Ramsey Video of the Day 

A new Video Daily of Dave Ramsey

Dave Ramsey on How to be Financially Successful

Extra content from the documentary "Maxed Out" from radio financial guru Dave Ramsey, a "tough love" guy in the vein of Dr. Phil who teaches in this video how to get out of debt and accumulate wealth-- simply and elegantly. Watch this repeatedly to burn the ideas into your brain.

Runtime: 5:03 | 107507 views | 195 Comments

 

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People Love to Talk about Dave 

Dave Ramsey Talk, Gossip, and Praise

Pay Off Debt - The Hybrid Debt Snowball and High Interest Solution
BUT, Dave Ramsey's snowball will (mathematically) reduce risk by increasing cashflow the fastest. It reduces the number of bills you have faster than any other method. If you are completely swamped with bills, with practically nothing ...
The Ebooks Nest : Free Ebooks Download: Dave Ramsey – Financial ...
Helps eliminate debt using the Debt Snowball method * Offers accountability and continued support with life-time membership * Trains participants to spend every dollar on paper with the zero-based budget planner ...
Why a Debt Snowball Can be Bad - Consumer Credit Card Guide
The Debt Snowball. Personal finance author and radio personality Dave Ramsey proposes that consumers can pay down their debt by paying off the credit cards with the smallest balances first, and bravely work up to the larger balances. ...
Dave Ramsey vs. Suze Orman… And the Winner is…. | Personal Finance ...
Dave Ramsey advocates his ?snowball? method. You pay minimums on all of your debts, throwing whatever extra dough you have in your budget at the account with the smallest balance. Once it's paid, you continue the process, targeting the ...

Daily Highlights from the Dave Ramsey Show 

The Dave Ramsey Show Blog

These are daily show highlights so you won't miss the best callers from bad radio reception.

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