I Love Dave Ramsey: But I Have Questions, Lets Answer Them!

Dave Ramsey is one of those conservatives who insist that the government can't do anything right. Nothing. Everything can be done better by capitalism and private enterprise.

I am certainly not making any argument against capitalism, although I know the government is needed for capitalism to run at its best. This isn't about capitalism, its about the contradiction that is inherent in so many 'the government can't do anything' arguments from 'the government should keep its hands off my medicare' to well, Dave Ramsey.

While insisting that that government can't do anything well, he sent his kids to state universities, the University of Tennessee being one of them. Now I think state universities are great, and I don't have a problem with the wealthy using them. But I wonder at someone who decries the incompetency of the government in one sentence and then recommends the governments' educational institutions in the next.

Dave is an honest guy. I don't think he sees the contradiction. Do you?

Dave Ramsey hates big banks. When people call with bank problems he always takes the time to talk about how bad big banks are and how stupid the employees are. OK, I'm with that.

But when someone calls with a problem with medical insurance companies, he seems to excuse what the insurance companies do. A woman called. She had had a miscarriage and the insurance company canceled her maternity coverage. He said that they probably did that to everyone. Now, he did give good advice as to what to do, but why defend the insurance companies? Dave, they cancel anyone they think might need the coverage they have been paying for. That's what they do and that's why we need the government.

Several times, I have heard people call and say that they had huge medical bills they couldn't pay. Dave would sound angry at them asking them why they didn't have insurance. They replied that they did, but the insurance company found a way to not pay. Dave will then give good advice, but not a mention of the insurance company's duplicity or the stupidity of their employees?

I don't get it. Do you have any ideas why he does this?

Suse Orman has suggested that everyone stop going to restaurants for a month, with no consideration of what that would do to an entire industry, making its employees unemployed and perhaps the people who didn't go to the restaurants eventually unemployed. OK, she says she once went broke going to restaurants when she was unemployed herself. OK, I see that, maybe.

BUT one day she told Oprah that she only owns one pair of earrings and that that was all that any one should own. However, she hawks her wares on QVC, giving tacit approval to the epitome of over consumption of luxuries such as....earrings!

Dave on the other hand really sticks to his guns! He is against credit cards thus, you cannot go to his site and buy his books or courses with a credit card! You must use a debit card, which means you are basically paying cash!